Affordable Properties in Cebu

Affordable Properties in Cebu Don't get left behind! We provide free assistance to sellers, buyers, lessors, and lessees in their CORE VALUES
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BusinessHub Real Estate Services
Vision Statement

Our aim is to become the leading choice for real estate services in Cebu as well as across the entire country. Mission Statement

Our utmost priority is to provide unparalleled support and genuine service to our esteemed clients who choose to benefit from our diverse range of services, including but not limited to buying, selling, renting, title

transfer, due diligence, and more. Striving for excellence by delivering exceptional services to our clients throughout every step of their real estate transactions. Pledging to uphold and operate with utmost integrity in all our engagements. Adhering to and respecting real estate laws and regulations as well as realty management and fellow practitioners
E-enthusiam. We always be eager to serve our clients with joy and gladness in all our dealings
S - ynergy. Actively collaborating with legitimate practitioners both within and outside the real estate industry to achieve mutually beneficial outcomes

You paid a reservation fee. You signed documents. You started monthly payments.But later you find out:• The developer ha...
20/02/2026

You paid a reservation fee. You signed documents. You started monthly payments.

But later you find out:
• The developer has no License to Sell.
• Construction has not started.
• The project is delayed indefinitely.
• Or worse — it was never legally approved.

Now what? First, understand this clearly:

In the Philippines, a developer cannot legally sell subdivision lots or condominium units without a License to Sell issued by the Department of Human Settlements and Urban Development (DHSUD).

No License to Sell = No legal authority to sell.

📌 What Does This Mean for You as a Buyer?

If a developer sold without a License to Sell:
• The sale may be considered illegal or voidable.
• You may have grounds to demand a refund.
• The developer may face administrative penalties.

If the project is not completed as promised, buyers are also protected under the Maceda Law (for installment buyers) depending on payment history.

But protection does not happen automatically. You must take action.

📌 What Should You Do Immediately?
1. Verify the License to Sell with DHSUD (do not rely on brochures).
2. Secure copies of your contract, official receipts, and proof of payment.
3. Send a formal written demand letter to the developer.
4. File a complaint with DHSUD if necessary.
5. Consult a real estate lawyer before signing any restructuring agreement.

Do not rely on verbal reassurances like:
“Processing pa ang license.”
“Mag-start na next quarter.”
“Internal delay lang.”

Verification is your responsibility. Prevention Is Always Better

Before paying any reservation or downpayment:
• Ask for the License to Sell number.
• Verify it directly with DHSUD.
• Check if the developer has a valid Registration to Sell.
• Confirm land title ownership of the developer.
• Work with a licensed broker.

In real estate, paperwork is protection. If the project has no License to Sell, pause the transaction. Many buyers only check after problems arise.

By then, recovery becomes stressful and complicated.
Due diligence before payment is cheaper than litigation after loss.

Follow us for real estate tips by
Hywell Carillo, REB, REA

Owning a titled property isn't always a "clean slate." In the Philippines, the Indigenous Peoples’ Rights Act (IPRA) cre...
18/02/2026

Owning a titled property isn't always a "clean slate." In the Philippines, the Indigenous Peoples’ Rights Act (IPRA) creates a unique legal layer: Ancestral Domains. These are lands traditionally held by Indigenous Cultural Communities and managed by the National Commission on Indigenous Peoples (NCIP).
Even with a legitimate title in hand, if your land overlaps with these zones, standard property laws must coexist with indigenous rights.
🔍 The "Overlapping" Trap
A common misconception is that a Transfer Certificate of Title (TCT) overrides everything. In reality, if a property falls within a Certificate of Ancestral Domain Title (CADT) area:
Consent is Mandatory: You may need Free and Prior Informed Consent (FPIC) from the community.
Regulatory Oversight: The NCIP must clear transactions or developments.
Community Primacy: Indigenous rights to the land are constitutionally protected.
🛡️ Due Diligence Checklist
Whether you are an investor, developer, or homebuyer, "looking at the title" is only step one.
For Buyers & Investors
Validate with NCIP: Don't just check the Registry of Deeds; ask the NCIP if the coordinates overlap with ancestral land.
Verify Clearances: Ensure the seller has a Certificate of Non-Overlap (CNO) or the necessary NCIP certifications.
Confirm FPIC: If the land is for commercial use, ensure the community has formally consented to the project.
For Sellers & Developers
Get Certified: Secure your NCIP documentation before listing the property.
Engage Early: Don't wait for a dispute; consult with the local indigenous community during the planning phase.
Transparency: Disclose the status to potential buyers to avoid future litigation or "cease and desist" orders.
⚠️ The Risk of Skipping the Process
Ignoring the NCIP layer doesn't just cause headaches—it can kill a project. Expect:
Legal Injunctions: The government or community can halt construction indefinitely.
Reputational Damage: Being labeled as an "encroacher" is a PR nightmare for developers.
Financial Loss: Investment in "unbuildable" land due to lack of clearance.
The Bottom Line: Real estate is more than just a paper title; it’s about lawful compliance. Ancestral domain doesn't necessarily bar ownership, but it does demand a specific legal process.

Hywell Carillo, REB, REA
Cell/Viber 09164521691

Losing a land title is stressful, but it isn’t the end of the world. Your property rights remain intact because the mast...
18/02/2026

Losing a land title is stressful, but it isn’t the end of the world. Your property rights remain intact because the master records are safely stored with the Land Registration Authority (LRA) and your local Registry of Deeds (RD).
What you’ve lost is merely the Owner’s Duplicate Copy. However, getting a replacement isn't as simple as hitting "print." It requires a formal legal process to prevent fraud.
Here is the step-by-step roadmap to recovering your title:
1. Execute an Affidavit of Loss
You must prepare a notarized Affidavit of Loss detailing:
How and when the title was lost or destroyed.
A firm statement that the property has not been sold, mortgaged, or delivered to any third party.
Pro Tip: File a copy of this affidavit with the Registry of Deeds immediately to "annotate" the loss on the original record, protecting you from unauthorized transactions.
2. Secure a Certified True Copy (CTC)
Visit the Registry of Deeds to request a Certified True Copy of the original title on file. This proves the title exists in their system, is still in your name, and allows you to check for any existing liens or encumbrances.
3. File a Court Petition
This is a judicial process, not an administrative one. You (or your lawyer) must file a Petition for Reissuance of Owner’s Duplicate Title in the Regional Trial Court (RTC) where the land is located.
Why the court? The state must ensure the title was legitimately lost and isn't being hidden to bypass a debt or an existing sale.

4. The Publication Requirement
The law requires the petition to be published in a newspaper of general circulation. This serves as a public notice, giving any interested or adverse parties the chance to contest the reissuance if they claim to hold the "lost" title.
5. Obtain the Court Order
If the judge is satisfied with your evidence and no one opposes the petition, the court will issue an Order directing the RD to issue a new Owner’s Duplicate Copy. This new title will be legally identical to the one you lost.

Key Logistics at a Glance
Timeline - 6 to 12 months
Cost-P50,000 to P150,000
Damaged/Torn - consult the local Register of Deeds if title is only slightly damaged, you might avoid court via administrative reconstitution

Don’t panic, but don’t delay. Your land title represents a significant portion of your net worth—treat its recovery with the same urgency you would a missing bank account.

Astele (Mahogany Unit) - A Sanctuary of Serenity and Style.Own a home that brings together elegance, privacy, and resort...
27/01/2026

Astele (Mahogany Unit) - A Sanctuary of Serenity and Style.
Own a home that brings together elegance, privacy, and resort living.

📍 Location: Buyong Road, Mactan, Lapu-Lapu City
📐 Project Area: 2.4 Hectares | 60 Exclusive Single-Detached Homes
🏗️ Status: Completed/RFO

MAHOGANY UNIT MODEL
Lot Area=150 sqm. I Floor Area=133 sqm.
Quick Details: 4 BR, 3 T&B, 1 Maid's
Room
TSP = Php11,100,690.67
TCP = Php10,212,635.42
Reservation Fee =₱50,000

RFO in 6 months
Equity = Php427,360.96 payable in 3 months
TORC = Php 296,018.42 payable in 3 months

Loanable Bank = Php 8,987,119.17

Estimated Amortization:
15 years Php85,885.89 Required Income: Php238,571.09

🌴 PRIME LOCATION BENEFITS:
✅ Walking distance to Tambuli Beach Resort
✅ Walking distance to Costabella Tropical Beach Hotel
✅ Walking distance to Maribago Blue Waters Beach Resort
✅ Surrounded by 5-star beach resorts
✅ Minutes away from 8 Mactan Newtown
✅ Just 15 minutes to major commercial areas
✅ Nestled in a tourist destination zone
✨ HOUSE FEATURES:
🪵Steel-reinforced solid concrete walls
🪵Imported granite kitchen countertop with cabinets
🪵Shower enclosure & walk-in closet for Master’s Bedroom
🪵Modular closets for all rooms
🪵Ceramic tiles (living, dining, kitchen)
🪵Wood-grain resilient flooring (2nd floor)
🪵Powder-coated aluminum windows w/ insect screens
🪵Asphalt shingles roofing
🪵Zen-inspired porch with floating steps
🪵Landscaped entrance
🪵Superior PPR plumbing & electrical systems
🌟 COMMUNITY AMENITIES:
🏰 Gated Community with 24/7 Security
🏊 Swimming Pool & Clubhouse
💪 Fitness Gym
👧 Children’s Playground
🌳 Landscaped Areas & Perimeter Fence
💡 Underground Electrical, Cable & Telephone Lines
🚶 Cemented Roads & Sidewalks with Streetlights
🚰 Water Distribution System
📞 Provision for Telephone & Cable TV Lines

Disclaimer: The price provided in this post is an approximation based on the information available at the time of calculation. The final price and computation is subject to change by the developer.

Contact us to learn more!
HYWELL V. CARILLO
Licensed Real Estate Broker PRC #20893 Valid Until July 10, 2026
DHSUD CVRFO-B-01-/19-3851 Valid Until December 31, 2026
PTR MC 2232056 Valid Until December 31, 2026

For only P20,000 Reservation! Experience urban advantage of owning a studio unit at the heart of Talisay City, Cebu!Proj...
27/01/2026

For only P20,000 Reservation! Experience urban advantage of owning a studio unit at the heart of Talisay City, Cebu!

Project Name: The Courtyards at Almond Drive Condominium
Location: Tangke Talisay City Cebu

- Almond Drive - Townhouses and Walk-up Condo for sale in Tanke, Talisay City, Cebu.
- Exclusive and Elegant Development with Low Density - for only 247 units for entire development.

𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝗟𝗼𝗰𝗮𝘁𝗶𝗼𝗻:
Only 700 meters from South Costal Road
Near Gaisano Capital SRP; SM Seaside; Schools;
Churches; Little Markets and everything
Few minutes drive to SM Seaside Mall
Near the landing of the 3rd Bridge (Cebu Cordova Link Expressway)

Unit Details: Studio B
Floor Area: 14 Sqm
Sleeping area
Dining, Living area
Toilet & bath

𝗖𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆 𝗔𝗺𝗲𝗻𝗶𝘁𝗶𝗲𝘀:

Elegant Entrance with Guardhouse
Perimeter Fence
Swimming Pool
Clubhouse
Fitness Gym
Kids and Playground
Open Courtyards
CCTV
ISO-Certified Property Management
Contact directly for site viewing and reservation!

Sample Quotation:

Total Selling Price: Php2,172,012.67
Total Contract Price:Php1,998,251.66

Reservation Fee: Php 20,000
12 months DP - Php11,720.13
10 months TORC - Php 17,376.10

Loanable Balance: Php 1,954,811.40
Estimated Monthly Amortization - Bank Financing 28%
20 years @ 16,350.83/month Required Income: Php 54,502.76
15 years @ 18,681.20/month Required Income: Php 62,270.66

Other Financing Options also available such as Pag-Ibig Fund and In-House Financing!

Disclaimer: The price provided in this post is an approximation based on the information available at the time of calculation. The final price and computation is subject to change by the developer.

Contact us to learn more!

HYWELL V. CARILLO
Licensed Real Estate Broker PRC #20893 Valid Until July 10, 2026
DHSUD CVRFO-B-01-/19-3851 Valid Until December 31, 2026
PTR MC 2232056 Valid Until December 31, 2026

For as low as ₱15,000 per month only for Single Attached Unit!SAVE: Php 1,920,000+ Buyers DiscountEXCITING NEWS FOR HOME...
26/01/2026

For as low as ₱15,000 per month only for Single Attached Unit!

SAVE: Php 1,920,000+ Buyers Discount

EXCITING NEWS FOR HOMESEEKERS!
We are thrilled to announce that LOI IS now OPEN for our newest residential development — The Highlands at Robin’s Lane, located in Tawason, Mandaue City!

Elevated living is finally within reach. 🏡 Discover Robin’s Lane—where stylish, functional design meets a community built for your family's future. Modern living, rooted in comfort.

Project Name: The Highlands at Robin's Lane
Location: Brgy. Tawason, Mandaue City

Unit Details:
2-Storey Single Attached
Lot Area: 93 sq.m
Floor Area: 71.10 sq.m
3-Bedroom
2-Toilet & Bath
Living, Dining Area
Kitchen Area
Service Area
Balcony
Car port

Nearby Establishments:
Talamban Times Square
Sacred Heart School-Ateneo de Cebu
Metro Canduman & Public Market

Sample Quotation:
Total Contract Price: Php9,600,000.00
Discount:P1,920,000.00
Net TCP: Php 7,680,000.00

Reservation Fee: Php 30,000
Equity/Downpayment Payable in 24 Months Less Reservation Fee: Php 390,000 @ 15,000/month

Balance Loanable Through Bank Financing: Php 7,290,000.00
Estimated Monthly Amortization
25 years @ 51,524.20/month Required Income:P128,810.51
20 years @ 56,519.29/month Required Income:P141,298.23

Disclaimer: The price provided in this post is an approximation based on the information available at the time of calculation. The final price and computation is subject to change by the developer.

Contact us to learn more!

HYWELL V. CARILLO
Licensed Real Estate Broker PRC #20893 Valid Until July 10, 2026
DHSUD CVRFO-B-01-/19-3851 Valid Until December 31, 2026
PTR MC 1991661 Valid Until December 31, 2026

For as low as ₱15,000 per month only for Townhouse Unit!SAVE: Php 1,920,000+ Buyers DiscountEXCITING NEWS FOR HOMESEEKER...
26/01/2026

For as low as ₱15,000 per month only for Townhouse Unit!

SAVE: Php 1,920,000+ Buyers Discount

EXCITING NEWS FOR HOMESEEKERS!
We are thrilled to announce that LOI IS now OPEN for our newest residential development — The Highlands at Robin’s Lane, located in Tawason, Mandaue City!

Elevated living is finally within reach. 🏡 Discover Robin’s Lane—where stylish, functional design meets a community built for your family's future. Modern living, rooted in comfort.

Project Name: The Highlands at Robin's Lane
Location: Brgy. Tawason, Mandaue City

Unit Details:
2-Storey Townhouse/Rowhouse
Lot Area: 50 sq.m
Floor Area: 71.20 sq.m
3-Bedroom
2-Toilet & Bath
Living, Dining Area
Kitchen Area
Service Area
Balcony
Car port

Nearby Establishments:
Talamban Times Square
Sacred Heart School-Ateneo de Cebu
Metro Canduman & Public Market

Sample Quotation:
Total Contract Price: Php6,506,250.00
Discount:P1,301,250.00
Net TCP: Php 5,205,000.00

Reservation Fee: Php 30,000
Equity/Downpayment Payable in 24 Months Less Reservation Fee: Php 390,000 @ 15,000/month

Balance Loanable Through Bank Financing: Php 4,815,000.00
Estimated Monthly Amortization
25 years @ 34,031.42/month Required Income:P85,078.55
20 years @ 37,330.64/month Required Income:P93,326.61

Disclaimer: The price provided in this post is an approximation based on the information available at the time of calculation. The final price and computation is subject to change by the developer.

Contact us to learn more!

HYWELL V. CARILLO
Licensed Real Estate Broker PRC #20893 Valid Until July 10, 2026
DHSUD CVRFO-B-01-/19-3851 Valid Until December 31, 2026
PTR MC 1991661 Valid Until December 31, 2026

Promo! Php 5K+ 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 Equity 𝗳𝗼𝗿  𝗦𝗽𝗮𝗰𝗶𝗼𝘂𝘀 𝗦𝘁𝘂𝗱𝗶𝗼 𝗨𝗻𝗶𝘁 𝘄𝗶𝘁𝗵 𝗕𝗮𝗹𝗰𝗼𝗻𝘆 𝗙𝗮𝗰𝗶𝗻𝗴  for a limited time only!Newest Resort-Type ...
20/01/2026

Promo! Php 5K+ 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 Equity 𝗳𝗼𝗿 𝗦𝗽𝗮𝗰𝗶𝗼𝘂𝘀 𝗦𝘁𝘂𝗱𝗶𝗼 𝗨𝗻𝗶𝘁 𝘄𝗶𝘁𝗵 𝗕𝗮𝗹𝗰𝗼𝗻𝘆 𝗙𝗮𝗰𝗶𝗻𝗴 for a limited time only!
Newest Resort-Type Condo Living in Lapu-lapu City. Affordable Elegance for Everyday Living

(Promo valid only until January 31, 2026)

Project Name: Saekyung Ocean Residences
Tower: 101 & 102
Location: Suba-basbas, Lapu-lapu City

𝗨𝗻𝗶𝘁 𝗗𝗲𝘁𝗮𝗶𝗹𝘀:
Finished Unit
Floor Area: 28.98 sqm
Studio Unit
Bed Area
Toilet & Bath
Living Dining Area
Kichen Area
Balcony

𝗜𝗻𝗰𝗹𝘂𝘀𝗶𝗼𝗻𝘀/𝗙𝗿𝗲𝗲𝗯𝗶𝗲𝘀:
-Transfer Taxes
-Move-in Fee
-Water Connection
-Inverter Type AC
-Washing Machine
-Rangehood
-Shoe Cabinet
-Refrigerator
-Kitchen Cabinet

𝗔𝗺𝗲𝗻𝗶𝘁𝗶𝗲𝘀:
Swimming Pool
Basketball Court
Barbecue Park
Deck Space
Club House
Playground
Commercial Building

𝗔𝗰𝗰𝗲𝘀𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝘆/𝗟𝗮𝗻𝗱𝗺𝗮𝗿𝗸:
2 Min Drive to Pacifi Cebu Resort
19 Min Drive to Bluewater Maribago Beach Resort
18 Min Drive to ARC Hospital
27 Min Drive to SM Seaside
40 Min Drive to The Mactan Newtown
40 min Drive to Mactan-Cebu International Airport

𝗦𝗮𝗺𝗽𝗹𝗲 𝗤𝘂𝗼𝘁𝗮𝘁𝗶𝗼𝗻:
Total Contract Price: Php 2,800,000
Inclusive of Transfer Taxes & Move-in Fees

Reservation Fee: Php 20,000
5% Equity Downpayment Promo Payable in 21 Months Less Reservation Fee: Php 5,714.29/month

95% Balance Loanable Through Bank Financing: Php 2,660,000
Estimated Monthly Amortization
20 years @20,622.95 /month Income Required: Php68,743.16
15 years @23,908.83 /month Income Required: Php79,696.10

95% Balance Loanable Through Pag-Ibig Financing: Php 2,660,000
Estimated Monthly Amortization
30 years @17,697.05 /month Income Required: Php50,563.00
25 years @18,800.33 /month Income Required: Php53,715.22

Disclaimer: The price provided in this post is an approximation based on the information available at the time of calculation. The final price and computation is subject to change by the developer.

Contact us to learn more!

HYWELL V. CARILLO
Licensed Real Estate Broker PRC #20893 Valid Until July 10, 2026
DHSUD CVRFO-B-01-/19-3851 Valid Until December 31, 2025
PTR MC 1991661 Valid Until December 31, 2025

✨🏡 Refined Living in a Prestigious Consolacion Address ✨📍 Royal Estate Subdivision, Consolacion, CebuSet within one of C...
20/01/2026

✨🏡 Refined Living in a Prestigious Consolacion Address ✨

📍 Royal Estate Subdivision, Consolacion, Cebu

Set within one of Consolacion’s well-established and secure communities, this semi-furnished home offers generous space, privacy, and timeless comfort. Thoughtfully maintained and designed for relaxed family living, it features bright interiors, functional zones for daily routines, and a lush garden that adds a calm, welcoming atmosphere. Ideal for homeowners seeking a serene neighborhood with lasting value and convenience.

Message me for viewing schedule and full details.

Bernadeth B. Carillo
Licensed Real Estate Salesperson
PRC Reso #7436
DHSUD CVRFO #03854
BusinessHub Real Estate Services
📞 09954240238 | 09164521691

RENT-TO-OWN PROMO! MOVE-IN NOW! 𝗕𝗔𝗬-𝗔𝗡𝗚 𝗥𝗜𝗗𝗚𝗘 𝗦𝗨𝗕𝗗𝗜𝗩𝗜𝗦𝗜𝗢𝗡Bay-Ang Ridge isn't just a place to live, it's the home you've ...
13/01/2026

RENT-TO-OWN PROMO! MOVE-IN NOW!

𝗕𝗔𝗬-𝗔𝗡𝗚 𝗥𝗜𝗗𝗚𝗘 𝗦𝗨𝗕𝗗𝗜𝗩𝗜𝗦𝗜𝗢𝗡
Bay-Ang Ridge isn't just a place to live, it's the home you've been dreaming of. Whether you're seeking your forever home or a smart investment, this is your chance to explore everything that makes Bay-Ang Ridge so special.

Project Name: Bay-Ang Ridge Subdivision
Location: Sta. Cruz, Liloan, Cebu

𝗨𝗻𝗶𝘁 𝗗𝗲𝘁𝗮𝗶𝗹𝘀:
Single Detached Bugtong Prime B
Lot Area: 100 sqm
Floor Area: 83 sqm

4-Bedroom
2 Toilet & Bath
Living, Dining Area
Kitchen Area
Balcony
Carport

𝗔𝗰𝗰𝗲𝘀𝘀𝗶𝗯𝗶𝗹𝘁𝘆/𝗟𝗮𝗻𝗱𝗺𝗮𝗿𝗸:
9 min going to Divine Life Institute of Cebu
15 min going to SM Consolacion
40 min going to Mactan International Airport

𝗔𝗺𝗲𝗻𝗶𝘁𝗶𝗲𝘀:
Entrance Gate
Basketball Court
Clubhouse
Swimming Pool

𝗦𝗮𝗺𝗽𝗹𝗲 𝗖𝗼𝗺𝗽𝘂𝘁𝗮𝘁𝗶𝗼𝗻 (Rent-to-own):
Total Contract Price: Php 9,334,260.00
Included VAT+Transfer Charges & Misc. Fees +Registration Fee to Liloan Golf Course

Reservation fee: Php 25,000.00
5 % Spot Equity/Downpayment: Php 441,713.00 remaining 15% Equity payable up to 24 Month Less Reservation Fee:P58,339.13/month

80% Balance Loanable Thru Bank financing:
Php 7,467,408.00

Estimated Monthly Amortization
20years @ 57,894.73/month Required Income: P 192,982.43
15years @ 67,119.17/month Required Income: P 223,730.56

Disclaimer: The price provided in this po67st is an approximation based on the information available at the time of calculation. The final price and computation is subject to change by the developer.

Contact us to learn more!

HYWELL V. CARILLO
Licensed Real Estate Broker PRC #20893 Valid Until July 10, 2026
DHSUD CVRFO-B-01-/19-3851 Valid Until December 31, 2026
PTR MC 1991661 Valid Until December 31, 2026

RENT-TO-OWN PROMO! MOVE-IN NOW!𝗕𝗔𝗬-𝗔𝗡𝗚 𝗥𝗜𝗗𝗚𝗘 𝗦𝗨𝗕𝗗𝗜𝗩𝗜𝗦𝗜𝗢𝗡𝗗𝘂𝗽𝗹𝗲𝘅 𝗨𝗻𝗶𝘁 𝗞𝗮𝗽𝗶𝗱 𝗔 𝗠𝗼𝗱𝗲𝗹! Bay-Ang Ridge isn't just a place to l...
13/01/2026

RENT-TO-OWN PROMO! MOVE-IN NOW!

𝗕𝗔𝗬-𝗔𝗡𝗚 𝗥𝗜𝗗𝗚𝗘 𝗦𝗨𝗕𝗗𝗜𝗩𝗜𝗦𝗜𝗢𝗡
𝗗𝘂𝗽𝗹𝗲𝘅 𝗨𝗻𝗶𝘁 𝗞𝗮𝗽𝗶𝗱 𝗔 𝗠𝗼𝗱𝗲𝗹! Bay-Ang Ridge isn't just a place to live, it's the home you've been dreaming of. Whether you're seeking your forever home or a smart investment, this is your chance to explore everything that makes Bay-Ang Ridge so special.

Project Name: Bay-Ang Ridge Subdivision
Location: Sta. Cruz, Liloan, Cebu

𝗨𝗻𝗶𝘁 𝗗𝗲𝘁𝗮𝗶𝗹𝘀:
Duplex Kapid A Model
Lot Area: 90 sqm
Floor Area: 67.67 sqm
Basement: 21 sqm
3-Bedroom
2 Toilet & Bath
Living, Dining Area
Kitchen Area
Basement
Balcony
Carport

𝗔𝗰𝗰𝗲𝘀𝘀𝗶𝗯𝗶𝗹𝘁𝘆/𝗟𝗮𝗻𝗱𝗺𝗮𝗿𝗸:
9 min going to Divine Life Institute of Cebu
15 min going to SM Consolacion
40 min going to Mactan International Airport

𝗔𝗺𝗲𝗻𝗶𝘁𝗶𝗲𝘀:
Entrance Gate
Basketball Court
Clubhouse
Swimming Pool

𝗦𝗮𝗺𝗽𝗹𝗲 𝗖𝗼𝗺𝗽𝘂𝘁𝗮𝘁𝗶𝗼𝗻 (Rent-to-own):
Total Contract Price: Php 6,835,409.10
Included VAT+Transfer Charges & Misc. Fees +Registration Fee to Liloan Golf Course

Reservation fee: Php 25,000.00
5 % Spot Equity/Downpayment: Php 316,770.46 remaining 15% Equity payable up to 24 Month Less Reservation Fee:P42,721.31/month

80% Balance Loanable Thru Bank financing:
Php 5,468,327.28
Estimated Monthly Amortization
20years @ 42,395.88/month Required Income: P 141,319.60
15years @ 49,150.87/month Required Income: P 163,836.23

Disclaimer: The price provided in this po67st is an approximation based on the information available at the time of calculation. The final price and computation is subject to change by the developer.

Contact us to learn more!

HYWELL V. CARILLO
Licensed Real Estate Broker PRC #20893 Valid Until July 10, 2026
DHSUD CVRFO-B-01-/19-3851 Valid Until December 31, 2026
PTR MC 1991661 Valid Until December 31, 2026

𝗞𝗔𝗥𝗟𝗦 𝗧𝗢𝗪𝗡 𝟯𝗡𝗼 𝗗𝗼𝘄𝗻 𝗣𝗮𝘆𝗺𝗲𝗻𝘁! 𝗥𝗲𝗮𝗱𝘆 𝗳𝗼𝗿 𝗢𝗰𝗰𝘂𝗽𝗮𝗻𝗰𝘆𝟯 𝗠𝗼𝗱𝗲𝗿𝗻-𝗭𝗲𝗻 𝗜𝗻𝘀𝗽𝗶𝗿𝗲𝗱 𝗧𝗼𝘄𝗻𝗵𝗼𝗺𝗲𝘀𝗖𝗼𝗻𝘃𝗲𝗻𝗶𝗲𝗻𝗰𝗲:- Walking distance to St. Lou...
13/01/2026

𝗞𝗔𝗥𝗟𝗦 𝗧𝗢𝗪𝗡 𝟯
𝗡𝗼 𝗗𝗼𝘄𝗻 𝗣𝗮𝘆𝗺𝗲𝗻𝘁! 𝗥𝗲𝗮𝗱𝘆 𝗳𝗼𝗿 𝗢𝗰𝗰𝘂𝗽𝗮𝗻𝗰𝘆
𝟯 𝗠𝗼𝗱𝗲𝗿𝗻-𝗭𝗲𝗻 𝗜𝗻𝘀𝗽𝗶𝗿𝗲𝗱 𝗧𝗼𝘄𝗻𝗵𝗼𝗺𝗲𝘀

𝗖𝗼𝗻𝘃𝗲𝗻𝗶𝗲𝗻𝗰𝗲:
- Walking distance to St. Louis School
- 2-minute drive to Pacific Mall
- 15-minute drive to SM Cebu

🏠 KARLSTOWN 3 🏠
LOCATION: MAGUIKAY MANDAUE CEBU

Project Name: Karl's Town 3 Modern-Zen Inspired Townhomes
Location:Sudlon Maguikay Mandaue City

UNIT DETAILS:
2 Storey Townhouse
Floor Area:85sqm.
Lot Area: 50sqm.
3Bedroom
3Toilet &Bath
1Car park

ALL-IN PACKAGE
NO! Transfer Fee
NO! Water /Elec.Fee
NO! Extra Charges

GREENTECH FINISH unit upon turnover
FREE SMART HOME PACKAGE!

𝗦𝗮𝗺𝗽𝗹𝗲 𝗤𝘂𝗼𝘁𝗮𝘁𝗶𝗼𝗻:
Total Contract Price: Php 7,120,000
All-in Price

Less Reservation Fee: Php 50,000
Less Greentech Reward (To be deducted if all bank requirement checklist are submitted within 30 days.): Php 50,000

Balance Loanable Through Bank Financing: Php 7,020,000
Estimated Monthly Amortization
25 years @ 49,616/month Required Income: Php165,386.66
20 years @ 54,245/month Required Income: Php180,816.66

Disclaimer: The price provided in this post is an approximation based on the information available at the time of calculation. The final price and computation is subject to change by the developer.

Contact us to learn more!

HYWELL V. CARILLO
Licensed Real Estate Broker PRC #20893 Valid Until July 10, 2026
DHSUD CVRFO-B-01-/19-3851 Valid Until December 31, 2026
PTR MC 1991661 Valid Until December 31, 2026

Address

Mandaue City
6014

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