AD Gold Realty Listings

03/06/2025

19/05/2025

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17/04/2025

DOF’s Plan to Raise Capital Gains Tax Worries Ordinary Filipinos

The Department of Finance (DOF), led by Secretary Ralph Recto, has proposed increasing the capital gains tax (CGT) on real estate sales from 6% to 10% under the GROWTH bill. If approved, this would take effect from 2025 to 2030, then revert to 6% unless extended by Congress.

The DOF says the move targets the wealthy and aims to raise ₱300 billion in five years. But many fear the tax hike could hurt ordinary Filipinos, especially the middle class, who make up around 22% of the population, while the ultra-rich represent only a tiny fraction.

Potential Effects on the Public:

Lower net from property sales – Inherited land or modest homes could be taxed more heavily.

Less attractive for small investors – Reduced returns may discourage long-term investing.

Higher property prices – Sellers may pass the tax burden onto buyers.

Middle class hit harder – Lacking access to tax-saving tools, they may carry more of the load.

Slower real estate activity – Fewer transactions could impact jobs in the property sector.

As the proposal is being reviewed in Congress, many are calling on the government to consider its impact on the general public—not just the wealthy.

06/03/2025

The (SC) has ruled that land buyers must verify ownership by checking the certificate of title and reviewing the records in the Registry of Deeds to avoid fraudulent transactions.

In a Decision penned by Associate Justice Alfredo Benjamin S. Caguioa, the Court’s Third Division upheld the rulings of the Regional Trial Court and Court of Appeals which voided the land titles of a married couple who failed to conduct due diligence when they bought the properties from someone who acquired her titles through fraud.

Orencio and Eloisa Manalese purchased two parcels of land from Carina Pinpin, who presented certificates of title in her name and claimed to have bought the properties from the original owners, the late Narciso and Ofelia Ferreras.

However, the administrator of the Ferreras estate, alleged that Pinpin fraudulently obtained duplicate titles by submitting a false affidavit of loss and a forged deed of sale. Pinpin then used these to sell the properties to Spouses Manalese a year later.

The Supreme Court upheld the lower courts’ findings, stressing that buyers must check both the certificate of title and the Registry of Deeds records before purchasing land. Relying solely on a certificate of title is insufficient, especially if there are signs of fraud or irregularity.

In this case, the Spouses Manelese failed to investigate despite multiple warning signs, making them liable for not exercising due diligence. Several key documents were already on record, including the affidavit of loss procured by Pinpin, the issuance of another set of duplicate titles, a second affidavit of loss by a certain Zenaida Ferreras, and the nearly simultaneous registrations of these three annotations on the titles.

Said the Court: “Since petitioners did not inquire into the register, and even without such inquiry, they are nonetheless constructively notified of every registration affecting the said subject properties, they cannot feign ignorance of such
registrations.”

Read the full text of the Press Release at https://sc.judiciary.gov.ph/sc-land-buyers-must-check-both-title-and-registry-of-deeds-records/.

Read the full text of the Decision at https://tinyurl.com/3njh86mk.

Read the Separate Concurring Opinion of Associate Justice Henri Jean Paul B. Inting at https://tinyurl.com/3k2p236k.

Copying of this content is subject to the SC PIO’s Credit Attribution Policy: https://sc.judiciary.gov.ph/credit-attribution-policy/.

03/03/2025

Your Licensed Real Estate Broker is here to help you with your Real Estate Related concern.

We accept Transfer of Title service as well

Arlene Dizon REB, REA
PRC Lic. No 34463

01/02/2025

Thank you for the 5 tenants/clients with in the month of January
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22/01/2025

🌟 Ready for the Magical staycation? 🌟

Magic shop where you will feel at home is located at the heart of Quezon City, just behind SM North Edsa Annex building, near to SM North Edsa, and public transportation:

MRT North Avenue and LRT Fernando Poe Jr Station.

✨ Unit Inclusions:
✧ Cozy and relaxing ambiance
✧ Entertainment ala Theater mode
✧ Smart TV 55" with premium accounts (Netflix, Prime Video, Disney, YouTube, Spotify)
✧High-speed internet (100 mbps)
✧ Split-type aircon (Living room)
✧ Mini Karaoke
✧ Books
✧ Bingo set, Board and card games
✧ Comfortable Queen size bed (Master's Bedroom) w/ AC
✧ Relaxing Double size bed (2nd Bedroom) w/ AC
✧ Kitchen wares (Knives, scissor, chopping board, pots and pans included)
✧ Dining wares (plates, spoons, forks, chopsticks, mugs, wine and tea glasses)
✧ Small kitchen appliances (refrigerator, rice cooker, microwave, electric kettle)
✧Electric stove and electric exhaust fan with light
✧ Hair Dryer (Blower, hair curler & straightening)
✧ Washing Machine
✧ Hot and Cold water heater
✧ Queen size Air Bed for extra guests
✧ Dishwashing liquid, sponge, and liquid hand wash provided
✧ Extensions and cable for charging are also available
✧Fire extinguisher and Fire Blanket (For safety)

✧ Complimentary coffee & Milo
✧ Complimentary bath essentials (shampoo and conditioner, body wash, toothpaste, toothbrush, bathroom tissue)
✧ Alkaline water
✧Spacious End Unit
✧Selfie mirror
✧6 seater dining set
✧Table napkins & alcohol
✧Balcony for fresh air and overlooking view
✧Aromatic scent that makes you feel at home.

Rates :

Magic Shop can accommodate 6pax or more. Extra pax 299 each.

150 Pool Access each day per pax
1,000 Security Deposit (will be refunded after check out)
4,500 Every Weekdays
5,000 Every Weekends&Holidays