18/12/2012
Sample Computation for Amaia Cavite Townhouse:
Total Contract Price: 800,000
Payments options:
option1:
5% move-in: 40,000
95%balance: 760,000 payable thru bank or in-house financing
3-years-to-pay@ 8% interest: ---------------23,815 monthly
5-years-to-pay@ 8.5% interest: ---------------15,592 monthly
10-years-to-pay@ 9.75% interest: --------------- 9,938 monthly
15-years-to-pay@ 10% interest: --------------- 8,167 monthly
option2:
10% move-in: 80,000 (for non-ready for occupancy move-in is payable for
6-12months 6,667/month)
90% balancs: 720,000 payable thru bank or in-house financing
3-years-to-pay@ 8% interest: ---------------22,562 monthly
5-years-to-pay@ 8.5% interest: ---------------14,772 monthly
10-years-to-pay@ 9.75% interest: --------------- 9,415 monthly
15-years-to-pay@ 10% interest: --------------- 7,737 monthly
option 3:
20%move-in: 160,000 (for non-ready for occupancy move-in is payable for
6-12months 13,333/month)
80% balance: 640,000 payable thru bank or in-house financing
3-years-to-pay@ 8% interest: -------------20,055 monthly
5-years-to-pay@ 8.5% interest: -------------13,130 monthly
10-years-to-pay@ 9.75% interest: ------------- 8,369monthly
15-years-to-pay@ 10% interest: ------------- 6,877monthly