SMDC International by JMS

SMDC International by JMS Helping every Filipino make their dream home a reality.

Invest in real estate for passive income in the future❤❤❤ Message me how!!!
17/08/2022

Invest in real estate for passive income in the future❤❤❤ Message me how!!!

20/07/2022

Lagi nating tandaan

1. Don't buy an expensive phone. A new version will come out even before you've finished paying for it.

2. Don't buy an expensive bag. Replicas are scattered everywhere. Only a trained eye will see that it's genuine.

3. Don't buy expensive shoes. You can't walk like a duck trying to keep it from deforming with every use.

4. Don't buy expensive clothing. You can't walk around showing the small tag behind your nape.

5. Don't buy an expensive watch. A 100-peso vintage watch online looks good too, and all kinds will tell the same time.

6. Don't buy expensive undergarments. It's not allowed to walk in public wearing only a Victoria's Secret bra and panties.

7. Don't buy expensive cars. It depreciates with every kilometer it runs. Your 1.2 Million-Peso SUV will sell for only 500K.

8. Don't buy a huge house. Too much space creates distance between family members. They'll grow old and leave anyway.

9. Always settle for the justified price. You can do more with two for the price of one.

10. Remember that it's not the brand that carries you. It's how you carry the brand.

Grow old wise. Grow old happy. Invest your hard earned money wisely🥰

17/07/2022

If you were earning 10k QAR (140k php) a couple months ago, now its at 10k QAR (150k php)with the current exchange rate. Let’s invest your extra 10k php/month in a property today!

17/07/2022

If you were earning 10k QAR (140k php) a couple months ago, now its at 10k QAR (150k php)with the current rate. Let’s invest your extra 10k php/month in a property today!

Positive mindset. Invest so that in the long run u can buy whatever you want.
20/06/2022

Positive mindset. Invest so that in the long run u can buy whatever you want.

28/05/2022

Retirement

1. One day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce.! Check retirement date on your payslip.

2. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

3. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills ( not useless paper certificates) Etc

4. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

5. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

6. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

7. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

8. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4. They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty "and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

ctto

This is one of the reason's why we need to invest now guys... let us help you how you can start investing🥰
26/05/2022

This is one of the reason's why we need to invest now guys... let us help you how you can start investing🥰

"We cannot afford to work our whole lives that’s why proper retirement planning is needed. If you invest early, you reti...
25/05/2022

"We cannot afford to work our whole lives that’s why proper retirement planning is needed. If you invest early, you retire early. Remember, learn to invest wisely!"

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