Victor Vasquez Apa Real Estate Services

Victor Vasquez Apa Real Estate Services Providing one-stop-shop services for real estate buyers and sellers.

22/01/2024
Eyes here 👀👀 For Home Buyers‼️Buying a home is a significant investment, and choosing the right financing option is cruc...
08/10/2023

Eyes here 👀👀
For Home Buyers‼️

Buying a home is a significant investment, and choosing the right financing option is crucial. In the Philippines, there are three primary financing options: bank financing, Pag-IBIG financing, and in-house financing. Here are the differences among them:

•BANK FINANCING
Bank financing is a housing loan or home loan provided by banks or financial institutions to borrowers for the purchase of a property. The loan amount, interest rate, and repayment terms depend on the borrower's creditworthiness and the bank's policies. Bank financing has slightly lower interest rates compared to in-house financing, and the repayment terms can range from 5 to 30 years. However, the application process can be lengthy, and the requirements can be strict.

•PAG-IBIG FINANCING
Pag-IBIG financing is a government-backed housing loan program offered by the Home Development Mutual Fund (HDMF) or Pag-IBIG Fund. It is designed to help Filipinos acquire affordable homes. The loan amount, interest rate, and repayment terms depend on the borrower's monthly income and the property's value. Pag-IBIG financing has lower interest rates compared to bank financing, and the repayment terms can range from 5 to 30 years. However, the application process can be complicated, and the requirements can be strict.

•IN-HOUSE FINANCING
In-house financing is a loan provided directly by the property developer or subdivision. It is easier and faster to process than bank financing or Pag-IBIG financing. The loan amount, interest rate, and repayment terms depend on the developer's policies. In-house financing has higher interest rates compared to bank financing and Pag-IBIG financing, and the repayment terms can range from 5 to 10 years. However, it is a good option for those who have been rejected for a bank's home loan application or Pag-IBIG financing.

🤔In summary, the best financing option depends on your financial situation and needs. Bank financing is ideal for those who have a good credit score and can provide the necessary requirements. Pag-IBIG financing is suitable for those who have a low to moderate income and want to acquire an affordable home. In-house financing is a good option for those who prefer to transact directly with the property developer or have been rejected for a bank's home loan application or Pag-IBIG financing.

Ctto.





Buying Real Estate means also buying the future price. Acquiring a condo during its “PRE-SELLING” phase is considered a ...
04/04/2023

Buying Real Estate means also buying the future price.

Acquiring a condo during its “PRE-SELLING” phase is considered a wiser investment because of the huge savings you can get. Units sold while under construction have lower prices because of multiple promotions such as introductory prices, launch discounts, and even flexible payment terms.

Now is always the best time to invest. Property always appreciate overtime.

With   your investment is safe.We only recommend only the best and quality projects to serve our client at their best in...
30/03/2023

With your investment is safe.
We only recommend only the best and quality projects to serve our client at their best interests.

Looking for a Real Estate investment? I handle all the housing and condo projects NATIONWIDE! Let’s find the right inves...
27/03/2023

Looking for a Real Estate investment? I handle all the housing and condo projects NATIONWIDE! Let’s find the right investment that fits your budget. Message me for your Real Estate needs! 😊

Are you buying a home? Want to score the best deals on a new property? Consider checking out these four tips on the best...
10/03/2023

Are you buying a home? Want to score the best deals on a new property? Consider checking out these four tips on the best time to buy a house. Less competition, lower prices, and more negotiating power!

For more inquiries
Just message me here👉 m.me/victorapa
PRC no.15 series 2018
DHSUD no. BR-A-11/22-392
Contact no. 09198800555
Viber | Imo | WhatsApp | SMS
Book for appointment for free site viewing



My Business Real Estate working place@ Your ServiceVictor Vasquez Apa Real Estate Services For more inquiriesJust messag...
10/02/2023

My Business Real Estate working place
@ Your Service
Victor Vasquez Apa Real Estate Services

For more inquiries
Just message me here👉 m.me/victorapa
PRC no.15 series 2018
DHSUD no. BR-A-11/22-392
Contact no. 09198800555
Viber | Imo | WhatsApp | SMS
Book for appointment for free site viewing



SO THE PUBLIC MAY KNOW:Leuterio Realty and Brokerage and its brand, Filipino Homes, is a real estate service firm commit...
22/01/2023

SO THE PUBLIC MAY KNOW:

Leuterio Realty and Brokerage and its brand, Filipino Homes, is a real estate service firm committed to protect its valued clients through professional, transparent and honest service.
For almost a decade now, Leuterio Realty and Brokerage has stood the test of time in establishing its sales leadership and position from among the realty firms in the country including tirades, and negative attacks from the very people who comprise the real estate service practice and yet, we stand out being the most awarded realty firm to date coming from real estate developers, award-giving bodies in real estate and business organizations. Such accolades would have not been possible if we have been remiss in our duties not only to our clients, to the industry we serve, but to the government and society as a whole.
Yes, our organization is not perfect, but it is not irresponsible. We can boldly assert that we are the most organized, disciplined, conscious, open, and transparent realty firm today in which no firm has ever done, namely:
1. We are the only company that has invested heavily in technology and education of our members not only to keep with the changing trends in real estate but to also help them keep up with the challenges in the industry and in life.
2. The most number of offices (36 and growing) in the Philippines that promote and invite candidates for the real estate service which undergo strict screening, pre-qualification, training and skills testing.
3. The only realty to date with diverse professionals in the real estate service from salespersons to brokers, appraisers and environmental planners.
3. The only realty firm that partners with experienced marketing professionals to help in conducting trainings and seminars of agents and brokers pertaining to sales and marketing, branding, personality development, leadership and sales oganization like Chris Malazarte, a business columnist of 15 years in the Freeman / Philippine Star.
3. The only realty firm that assigns operations professionals in different locations to help brokers manage their salespersons.
4. The only realty firm that has established its own handbook as operating guidelines to govern the conduct, ethics, and discipline of its own members.
5. The only realty firm that seeks to maximize the profitability of its brokers to ensure they are supplied with qualified agents to replenish the high attrition that comes in the selling profession.
6. The only realty firm that seriously advances the advocacy in real estate service thru the leadership and presidency of the undersigned in the Philippine Allied Chamber of Real Estate Brokers and Salespersons (Philacre, Inc). It has actively also advocated for adjustments to the Resa Law a.k.a. Republic Act 9646 in which it has spoken openly abouy it with the Professional Regulations Commission (PRC) and with legislators.
7. The only realty today with the most number of lawyer-members, to also help ensure the discipline of the organization.
8. The only company who takes time to visit our OFWs to educate them in the proper understanding of safer investments.
9. The only company that sends the most number of members to the National Association of Realtors Conference yearly in the United States to upgrade their skills to world-class standards.
But above all, we are the only company that is open to scrutiny with any regulatory body, including the Bureau of Internal Revenue (BIR) to ensure that we uphold ourselves to the highest level of transparency being good citizens of the country.
Leuterio Realty will stand true to its mandate to be of service to the industry more than what is expected of us by law.
We will continue to carry the light on what it means to do the right thing and what it means to be professional not only on the precepts of the law but of conscience.
In behalf of the members of Leuterio Realty and Filipino Homes, we remain,

Sincerely yours
ANTHONY GERARD O. LEUTERIO
President / CEO

Do you have Property for Rent/Lease? We at Rent.ph handles Property management!We have our own website with listings of ...
04/12/2022

Do you have Property for Rent/Lease?
We at Rent.ph handles Property management!
We have our own website with listings of property rentals.

Address

Unit 207 2nd Level, Avenue Square, Magsaysay Ave.
Naga City
4400

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