Pag-Ibig Rent to Own Houses

Pag-Ibig Rent to Own Houses Accredited Real Estate Salesperson
Under PRC REBL #0034140
SILVERO REALTY SERVICES

10/05/2026

Gusto mo ba makalipat na agad sa sarili mong bahay in just 3-4mos?
Sa halagang 10k cash out lang.
Interested? Pm me now

06/05/2026

Ikaw ba ay Employed at sumasahod ng 24k a month?
Yung 10k mo gawin na nating townhouse yan ๐Ÿ˜
No equity
No downpayment
Free water and electric installation
Ready for occupancy kaya need complete requirements upon reservation
3mos lang turnover na
Project location: Magalang Pampanga
Want to know more about this project?
Send me a message now! ๐Ÿ™‚

Hazel Bello - Res
PRC 0028432
Human Shelter Realty Services
๐Ÿ“ฑ 09561650085
โœ‰๏ธ [email protected]

PAGSIKAT PAMPANGA!Mark your calendar and save the date for the Month of May event's "Summer Sulit, Sariling Bahay Achiev...
06/05/2026

PAGSIKAT PAMPANGA!

Mark your calendar and save the date for the Month of May event's "Summer Sulit, Sariling Bahay Achieved!"

Join us sa Open House on May 17 (Sunday), Tripping Day 9 & 30 (Saturday) at Pagsikat Magalang Pampanga Multi-Purpose Hall

Enjoy BIG DISCOUNTS on reservation on this day.

Pagsibol Duplex 4k Cash-OutGrab this special Promo Guys! ๐Ÿ˜Open house this July 5, 2025Muzon and Pampanga project Pm me f...
03/07/2025

Pagsibol Duplex 4k Cash-Out
Grab this special Promo Guys! ๐Ÿ˜
Open house this July 5, 2025
Muzon and Pampanga project
Pm me for inquiries and trippings

Thank you Silvero Realty Services for the recognition โค๏ธโ˜บ๏ธ๐ŸŽ‰More sales to come ๐Ÿ˜‡
03/07/2025

Thank you Silvero Realty Services for the recognition โค๏ธโ˜บ๏ธ๐ŸŽ‰
More sales to come ๐Ÿ˜‡

๐Ÿ  ๐“”๐“บ๐“พ๐“ฒ๐“ฝ๐”‚ ๐“ฟ๐“ผ ๐“๐“ถ๐“ธ๐“ป๐“ฝ๐“ฒ๐”ƒ๐“ช๐“ฝ๐“ฒ๐“ธ๐“ท โ€” Whatโ€™s the Tea? ๐Ÿ‘‰ Equity = Down payment stage (You're paying, but not living thereโ€ฆ yet! ๐Ÿ˜…)๐Ÿ‘‰ ...
24/06/2025

๐Ÿ  ๐“”๐“บ๐“พ๐“ฒ๐“ฝ๐”‚ ๐“ฟ๐“ผ ๐“๐“ถ๐“ธ๐“ป๐“ฝ๐“ฒ๐”ƒ๐“ช๐“ฝ๐“ฒ๐“ธ๐“ท โ€” Whatโ€™s the Tea?

๐Ÿ‘‰ Equity = Down payment stage (You're paying, but not living thereโ€ฆ yet! ๐Ÿ˜…)
๐Ÿ‘‰ Amortization = Loan time! Youโ€™re finally moved in and paying monthly ๐Ÿก๐Ÿ’ธ

Don't just buy a house โ€” understand the process!
More real estate tips, only at Silvero Realty Services!



๐Ÿ’ก Green Home Tip: Let the sun do the work. Power your home with solar energy!At Liora Homes Naic, every home comes equip...
24/06/2025

๐Ÿ’ก Green Home Tip: Let the sun do the work. Power your home with solar energy!

At Liora Homes Naic, every home comes equipped with solar panels, helping you save on electricity while caring for the planet. ๐ŸŒฑ

Live smarter, breathe easier, and enjoy a home thatโ€™s ready for a greener future.

๐—•๐—ฎ๐—ธ๐—ถ๐˜ ๐——๐—ฎ๐—ฝ๐—ฎ๐˜ ๐— ๐—ผ๐—ป๐—ด ๐—”๐—น๐—ฎ๐—บ๐—ถ๐—ป โ€™๐—ง๐—ผ ๐—•๐—ฎ๐—ด๐—ผ ๐—ž๐—ฎ ๐— ๐—ฎ๐—ด-๐—น๐—ผ๐—ฎ๐—ป ๐˜€๐—ฎ ๐—›๐—ผ๐˜‚๐˜€๐—ถ๐—ป๐—ด ๐—Ÿ๐—ผ๐—ฎ๐—ป ๐—ป๐—ด ๐—ฃ๐—ฎ๐—ด-๐—œ๐—ฏ๐—ถ๐—ด ๐—™๐˜‚๐—ป๐—ฑA few years ago, we finally took the big le...
23/06/2025

๐—•๐—ฎ๐—ธ๐—ถ๐˜ ๐——๐—ฎ๐—ฝ๐—ฎ๐˜ ๐— ๐—ผ๐—ป๐—ด ๐—”๐—น๐—ฎ๐—บ๐—ถ๐—ป โ€™๐—ง๐—ผ ๐—•๐—ฎ๐—ด๐—ผ ๐—ž๐—ฎ ๐— ๐—ฎ๐—ด-๐—น๐—ผ๐—ฎ๐—ป ๐˜€๐—ฎ ๐—›๐—ผ๐˜‚๐˜€๐—ถ๐—ป๐—ด ๐—Ÿ๐—ผ๐—ฎ๐—ป ๐—ป๐—ด ๐—ฃ๐—ฎ๐—ด-๐—œ๐—ฏ๐—ถ๐—ด ๐—™๐˜‚๐—ป๐—ฑ

A few years ago, we finally took the big leap kumuha kami ng bahay sa isang subdivision through PAG-IBIG Housing Loan.

First home. Dream achieved.

Pero after a few months of paying our monthly amortization, napapaisip na akoโ€ฆ

โ€œBakit parang hindi gumagalaw yung utang namin?โ€

Kaya nagtanong ako directly sa PAG-IBIG office. At doon ko nalaman ang totoo. ๐Ÿ’”

โธป

๐Ÿ“Œ MONTHLY AMORTIZATION BREAKDOWNโ€ฆSURPRISING โ€™TO!

We were paying โ‚ฑ14,930.21 every month.

I thought malaking part nun napupunta sa principal. Pero eto ang actual breakdown:
โ€ข โ‚ฑ11,197.92 โ€“ Interest
โ€ข โ‚ฑ235.80 โ€“ Fire Insurance
โ€ข โ‚ฑ360.00 โ€“ MRI (Mortgage Redemption Insurance)
โ€ข โ‚ฑ3,136.49 โ€“ Principal ๐Ÿ˜ญ

Yes. Out of almost โ‚ฑ15,000, only โ‚ฑ3K+ goes to the loan itself.
The rest? Sa tubo. Sa insurance. Sa charges.

โธป

Paano Kinocompute ang Interest?

Letโ€™s break it down:
โ€ข โ‚ฑ2.5M loan
โ€ข 5.375% annual interest
โ€ข Divided by 12 months

๐Ÿ‘‰ โ‚ฑ2.5M ร— 5.375% รท 12 = โ‚ฑ11,197.92 monthly interest

Kaya pala ang tagal bago bumaba ng utang.

But hereโ€™s the good news: may paraan para pabilisin โ€™yan.

โธป

BAYARAN ANG PRINCIPAL, NOT JUST THE MONTHLY

If may extra cash, wag ka muna mag-upgrade ng phone. ๐Ÿ˜…
Go to the PAG-IBIG office, and say:

๐Ÿ‘‰ โ€œDirect to Principal Payment po.โ€

Example:
โ€ข Your regular monthly is โ‚ฑ14,930.21
โ€ข Nagbayad ka ng โ‚ฑ50,000
โ€ข So โ‚ฑ14,930.21 goes to monthly
โ€ข The โ‚ฑ35,069.79 goes straight to your loan principal

Meaning, lumiliit ang utang mo. Mas maliit na interest next month. Mas mabilis mong matatapos ang loan.

โธป

๐Ÿšซ DONโ€™T DO THIS IN PAYMENT CENTERS

If you pay โ‚ฑ50,000 sa Bayad Center, it will just cover the next few monthsโ€™ dues.

No impact sa principal.

So yes, advance ka ngaโ€”pero mabagal pa rin ang bawas sa utang.

โธป

Always monitor your loan online via Virtual PAG-IBIG.
They donโ€™t send monthly bills, so ikaw mismo ang dapat mag-track.

โธป

My Realization:

Pag hindi mo intindihin kung paano gumagana ang housing loan mo,
years will passโ€ฆ and youโ€™ll wonder why youโ€™re still paying a mountain of debt.

Kaya if youโ€™re in the same boat as usโ€ฆplease, learn from our journey.

Donโ€™t just pay. Pay smart.

โธป

Financial literacy is not a luxury. Itโ€™s survival.
Letโ€™s share this with other homeownersโ€ฆlalo na yung mga first time.

God bless sa lahat ng may bahay pero may bayarin pa. ๐Ÿ˜… makaka-fully paid din tayo ๐Ÿ™โ˜๏ธ

5K DOWNPAYMENT ONLYโ€ผ๏ธNORTHDALE ESTATEโ€ผ๏ธLocated in Brgy. San Roque, Naic, CaviteWHY CHOOSE NORTHDALE? Accessible papuntan...
22/06/2025

5K DOWNPAYMENT ONLYโ€ผ๏ธ
NORTHDALE ESTATEโ€ผ๏ธ
Located in Brgy. San Roque, Naic, Cavite

WHY CHOOSE NORTHDALE?

Accessible papuntang Manila
โœ… Walking distance to highway
โœ… Malapit sa hospital, schools, malls, at iba pang establishments
โœ… LOWEST DOWNPAYMENT OFFER!

๐Ÿ  UNIT DETAILS:
๐Ÿ“Œ Lot Area: 36 sqm
๐Ÿ“Œ Floor Area: 42 sqm
๐Ÿ“Œ 2-Storey Townhouse (Bare Turnover)
๐Ÿ“Œ Provision for 2 Bedrooms
๐Ÿ“Œ 1 Toilet & Bath
๐Ÿ“Œ Road Lot Size: 6.5m

For inquiries, tripping and reservation
feel free to message me:

Hazel P. Bello
PRC Accredited Real Estate Salesperson
Under REBL #0034140
Silvero Realty Services

Say Goodbye to high electricity bills.Discover your Dream Home at LIORA HOMES NAIC!Experience a community designed with ...
22/06/2025

Say Goodbye to high electricity bills.
Discover your Dream Home at LIORA HOMES NAIC!
Experience a community designed with your comfort in mind, featuring landscaped parks, a covered court, swimming pool, playgrounds and more!

AMORA INNER
Reservation: 12,000
Lot: 50sqm
Floor: 44sqm
6mos RFO: 19,733
8mos RFO: 14,800
9mos OGC: 13,156
12mos (OGC/NON RFO): 9,867
Pag-Ibig MA 30yrs: 13,706
Required income: 39,161.20

AMORA END
Reservation: 15,000
Lot: 75sqm
Floor: 44sqm
6mos RFO: 58,067
8mos RFO: 43,550
9mos OGC: 38,711
12mos OGC/NON RFO: 29,033
15mos OGC: 14,799
Pag-Ibig MA 30yrs: 14,779
Required income: 42,227.08

Interested? Send me a direct message now!

Hazel P. Bello
Accredited Real Estate Salesperson
Under PRC REBL #0034140
๐Ÿ“ž09561650085
โœ‰๏ธ [email protected]
SILVERO REALTY SERVICES

Address

Sipag Street
Naic
4110

Telephone

+639237230356

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