21/01/2020
PLEASE READ CAREFULLY (:
• RESERVATION:
(PRE-SELLING)
COMPLETE INITIAL REQUIREMENTS (PROOF OF INCOME, COMPANY ID,2GOV’T ID, HELP SEMINAR,10K)
(ADD: FOR OFW: PASSPORT)
(RFO Units)
*Complete Requirments upon Reservation
• 20 DAYS COMPLIANCE (COMPLETE REQUIREMENTS)
PROOF OF INCOME,COMPANY ID,2,GOVT ID,ORIGINAL COEC,4PCS1X1,BIRTH CERT (SINGLE) MARRIAGE CONTRACT AND 2 SPOUSE ID (MARRIED),MERALCOO BILL,BRGY CERT,ESAV
(ADD: FOR OFW PASSPORT, RESIDENCE ID, SPA 3 SETS, RESIDENCE ID/SEAMANSBOOK, VISA ENTRY AND EXIT STAMP, ATTORNEY-IN-FACT ID)
• LOAN DOCS SIGNING
(WAITING TIME DEPENDE KUNG MAY NOTICE OF CONSTRUCTION NA ANG BAHAY.)
UPDATING OF PAYSLIP(CERTIFIED TRUE COPY OR WITH SIGNATURE OF HR) ESAV, MERALCO BILL, CERT OF EMPLOYMENT WITH COMPENSATION ORIGINAL AND NOTARIZED
• SIGNING OF NOTICE OF APPROVAL (ORTIGAS)
(3 to 4 months from the date of Loan Docs Signing and all Documents/Requirements are ok Pag-ibig will now Issue a Notice of Approval pero kung may findings siya sa Pag-ibig need niya mag provide ng Documents depende sa findings niya and ififile ulit sa Pag-ibig for Approval)
•BARROWERS VALIDATION SEMINAR AT PAGIBIG (MANDALUYONG)
Dito malalaman lahat ng details na pwede mong malaman about sa housing loan mo.
• TAKE –OUT
(Pag na release na yung mga documents mo na finile sa BIR at yung House Title mo ready for take out na yung bahay mo, usually dito nagkakaroon ng delay kaya matagal na ta-take out yung bahay depende sa release ng Title from Register of Deeds)
• PAYMENT OF FIRST MONTHLY AMORTIZATION
(Need na magbayad ng 1st monthly amortization 30 days from your Take out date)
• SCHEDULE OF CLEARANCE
(Pag takeout na sa pasinaya need mag pa clearance sa collection dept. sa Pasinaya head office dala ng valid ids and resibo ng mga pinagbayaran)
• TURNOVER
(Once may schedule na kayo ng turn over need niyo na po pumunta sa site for Registration, Orientation and Turn over of Keys (need to bring din po ng NOA and Clearance Documents))