28/02/2023
🅤🅝🅐🅦🅐🅘🅝🅖 🅜🅐🅑🅤🅣🅘👌🏡
Paano nga ba ang proseso ng pagkuha ng sariling bahay?
Makakatulong 'to. Basahin mo to friend. 😊
🔎🔎𝐓𝐇𝐈𝐍𝐆𝐒 𝐓𝐎 𝐊𝐍𝐎𝐖 𝐖𝐇𝐄𝐍 𝐁𝐔𝐘𝐈𝐍𝐆 𝐀 𝐇𝐎𝐔𝐒𝐄!!!🔍🔍
📌 𝐁𝐮𝐝𝐠𝐞𝐭 - magkano ba kaya mong monthly? Kung magkano lang kaya mo doon ka mag-umpisa tumingin.
📌 𝐋𝐨𝐜𝐚𝐭𝐢𝐨𝐧 - consider mo pa rin ang budget mo. Kung mura lang siguradong malayo sa manila yan. 5 million na po pataas presyo ng Townhouse sa manila.
📌 𝐑𝐞𝐪𝐮𝐢𝐫𝐞𝐝 𝐌𝐨𝐧𝐭𝐡𝐥𝐲 𝐒𝐚𝐥𝐚𝐫𝐲 - Check mo na kaagad kung magkano sweldo mo kase doon sa rate lang magbabase kung magkano monthly pwede mo kunin! (pwede combined salary ninyo mag-asawa o family)
📌 𝐌𝐚𝐫𝐢𝐭𝐚𝐥 𝐒𝐭𝐚𝐭𝐮𝐬 - laging tandaan ang legalities kapag kasal ka sa papel kahit na hiwalay kayo sa mata ng batas conjugal property padin ang lahat ng pagmamayari ninyo.
𝗖𝗼𝗺𝗺𝗼𝗻 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀:
1. Saan po ba may mura?
⏩ Sa Bulacan, Cavite, Laguna, Batangas or Pampanga, Rizal (pailan ilan nlng)
2. May Rent To Own po ba kayo?
⏩ wala naman talagang rent to own. Maglalabas ka rin ng pera sa Equity or Downpayment at yung remaining pwede na maloan sa pagibig at magmomonthly ka nalang sa pagibig kaya parang rent to own ang labas.
3. May Lipat Agad po ba kayo?
⏩ kung kaya mo magbayad ng cash maaring makalipat ka agad.
⏩ kung installment hihintayin muna matapos Downpayment pagbayad na chaka palang maprocess sa pagibig na usually 3-6months. (pwede mo bayaran ng cash ang Downpayment para maprocess agad sa pagibig)
4. Kelan pwede makalipat?
⏩ kung na release na ng pagibig o bank ang loan mo.
5. Ano ang Pre-selling?
⏩ ibig sabihin nito itatayo palang ang bahay mo usually 18-24mos construction sa mga affordable or low cost housing. Ang maganda nito mura pa ang price ng bahay kase wala pang development. Maari mo din bayaran pa ng installment ang Downpayment or Equity.
6. Ano ang Equity?
⏩ ito ay same lang ng Downpayment at required mong bayaran bago pwede maloan sa pagibig.
HOW TO AVAIL:
1. Join our free tripping (message mo ko para makapagsched tayo)
2. Choose a unit after tripping and pag may nagustuhan ka, reserve mo na agad para d na makuha ng iba (pay the reservation fee)
Initial Requirements:
-2 Valid ID(SSS, Company, TIN, Passport, PRC, etc.)
-One month latest payslip(buong buwan )
3. 30 days after reservation the downpayment will start
4. Submit the remaining requirements within 30days from reservation.
5. after downpayment wait for Pagibig processing 3-6months before the start of Monthly Amortization.
Buyer's Requirements:
STANDARD REQUIREMENTS
-Marriage Certificate/Birth Certificate
-2pcs. 1x1 and 2x2 Pictures
-Proof of Billing Address
-Cedula
-TIN
FOR LOCALLY EMPLOYED
-ITR
-Original and Notarized Certificate of Employement with Compensation(COEC)
-Payslip for the last 3 months
FOR SELF-EMPLOYED
-Bussiness Registration(DTI/SEC)
-Mayor's Permit
-ITR for the last 2 years
-Original Audited Financial Statement
-Franchise/OR/CR for TAXI/JEEPNEY/BUS OPERATORS
-PTR( for practicing professionals )
-Certificate of Engagement
-Brgy. Clearance
FOR OFW
-Original Certificate of Employment with Compensation(Consularized)
-Photocopy of Contract of Employment
-Photocopy of Passport (with entries)
-Photocopy of Seaman's Book
-Proof of Remittances and SPA ( with consular seal if notarized abroad
