04/10/2025
Hi Guys! Plano mo bang mag invest ng bahay, madalas na tanong: 𝐁𝐚𝐧𝐤 𝐋𝐨𝐚𝐧 𝐨 𝐏𝐚𝐠-𝐈𝐁𝐈𝐆 𝐋𝐨𝐚𝐧?
Here are 3 useful tips para makapili ka nang tama.
✨ 𝐓𝐢𝐩 #𝟏: 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐑𝐚𝐭𝐞𝐬
Bank Loans usually offer lower interest sa short term.
Pero kung long-term ka, mas stable si Pag-IBIG kasi may fixed rates up to 30 years.
✨ 𝐓𝐢𝐩 #𝟐: 𝐋𝐨𝐚𝐧 𝐀𝐦𝐨𝐮𝐧𝐭 & 𝐀𝐩𝐩𝐫𝐨𝐯𝐚𝐥
Banks can give bigger loan amounts, pero mas mahigpit ang requirements.
Si Pag-IBIG, mas flexible lalo na sa income levels, kaya mas accessible sa karamihan.
✨ 𝐓𝐢𝐩 #𝟑: 𝐏𝐚𝐲𝐦𝐞𝐧𝐭 𝐅𝐥𝐞𝐱𝐢𝐛𝐢𝐥𝐢𝐭𝐲
Pag-IBIG allows longer repayment terms (up to 30 years), kaya mas magaan sa monthly.
Banks, shorter terms pero mas mabilis mong matatapos bayaran.
👉 𝐁𝐨𝐭𝐭𝐨𝐦𝐥𝐢𝐧𝐞:
Kung priority mo ay mas mababang hulog at mas flexible, go with Pag-IBIG.
Kung gusto mo naman shorter term at mas mabilis matapos, bank loan works better.
"So kung ready ka na mag-invest, we offer house and lot properties near Tagaytay — may townhouse, single detached, at lot only options.
𝐀𝐭 𝐝𝐨𝐧’𝐭 𝐰𝐨𝐫𝐫𝐲, 𝐩𝐰𝐞𝐝𝐞 𝐤𝐚 𝐬𝐚 𝐁𝐚𝐧𝐤 𝐨 𝐏𝐚𝐠-𝐈𝐁𝐈𝐆 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠.
Message mo lang ako para matulungan kita maka-avail ng dream home mo."
