SONJEN REALTY AFFORDABLE HOUSING

SONJEN REALTY AFFORDABLE HOUSING SERVICES OFFERED:
-Selling Raw Land, Low Cost & High End Subd Lot Only, H&L Packages
-Title & Tax De SONJEN REALTY Services list

TITLE MANAGEMENT
1.

Land Title Transfer
2. Due Diligence
3. Consolidation/ Subdivision of Title
4. Registration/ Cancellation of Mortgage
5. Reconstitution of Lost Title
6. Amendment of Technical Description of Title
7. Cancellation of Annotation on Title

RECORD MANAGEMENT
1. Assist in the Assessment and Payment of Real Property Taxes
2. Land Reclassification
3. Land Conversion

LAND SURVEY
1. Real Estate Appraisal

Services

RESEARCH SERVICE
1. Title and Tax Declaration Verification
2. Traceback of Ownership/ Due Diligence
3. Verification of Technical Description of Title

SELLING DEVELOPERS PROPERTY LISTINGS
1. Camella Homes
2. Bria Homes
3. Deca Homes
4. Avida Land
5. Esperanza Estate
6. Yntosan Valley
7. Deo Homes
8. Greenville Subdivision
9. Paradise Vista Subdivision
10. Zulia Residences
11. And Lot Only Subdivision Projects

Merry Christmas 2025 and a Happy New Year 2026 to all our valued employees, wishing you and your whole Family joy, peace...
02/01/2026

Merry Christmas 2025 and a Happy New Year 2026 to all our valued employees, wishing you and your whole Family joy, peace, and prosperity in the festive season and success in the year ahead, appreciating your hard work and dedication that drives our collective achievements.
God Bless us all.

Cebu’s floods proved how fast “just rain” can turn deadly.Hopefully it won’t happen again, but with   approaching, it’s ...
08/11/2025

Cebu’s floods proved how fast “just rain” can turn deadly.
Hopefully it won’t happen again, but with approaching, it’s smart to prepare, especially for flash floods.
These are the survival tips most people never think about until it’s already too late. ⚓🌧️

FLASH FLOOD SURVIVAL GUIDE: THE TIPS PEOPLE ONLY LEARN AFTER A DISASTER ⚠️🌊
(Hopefully it won’t happen when hits, but if it does, this might save your life.)

1. Create a way to reach your roof.
If your house has no roof access, make one now. Prepare a ceiling hatch or an area you can break open easily. Once floodwater fills the stairs, you’re trapped.

2. Keep a real ladder nearby.
Not a chair, not a table, an actual ladder or sturdy wooden steps. Floods hit at night and in the dark. You won’t have time to improvise.

3. Keep basic rescue tools ready.
A hammer, axe, or crowbar within reach. You might need to break through a window, ceiling, or wooden wall to escape.

4. Freeze water in bottles early.
They keep your food cold when power’s out, and once melted, they’re safe drinking water. Freeze several bottles, don’t rely on one jug.

5. Seal floor drains and toilets.
Floodwater pushes up from pipes. Use thick rags, plastic, or tape. You’ll thank yourself when dirty water doesn’t bubble into your house.

6. Turn off and raise all electricals.
Unplug everything, move extension cords and appliances higher, and switch off the main breaker before floodwater arrives.

7. Keep your LPG tank high and secure.
Disconnect it, tighten the valve, and tie it upright in a safe corner. Gas leaks during floods are invisible killers.

8. Prepare DIY flotation aids.
Tie together sealed bottles, gallon jugs, or Styrofoam boxes with rope. Even a few can keep one person afloat. (anything that will float)

9. Secure pets with float support.
Use crates lined with sealed bottles or attach tied jugs to collars with rope. Don’t leave pets caged below, they panic and drown quickly.

10. Pack an “elevated survival kit.”
Store it high, near your escape route. Include flashlight, whistle, small radio, lighter, rope, first aid, dry snacks, and water.

11. Sleep in clothes you can escape in.
Wear warm, light, quick-dry clothe, something you can move in fast. Flash floods strike in seconds, often while people are asleep.

12. Charge and seal your essentials.
Keep your powerbanks, IDs, documents, and cash in waterproof bags. Store them near your grab bag, not in drawers.

13. Keep your car and pets on higher ground before it rains.
Don’t wait until the road turns into a river.

14. Store light sources in every room.
Headlamps, battery lamps, or candles inside jars (to prevent tipping). Floods always cut power first.

15. Fill your washing machine and tubs, or any container with water
For cleaning or flushing once the tap runs dry. Not drinking water, but still essential. ( if flash flood will not happen )

16. Prepare reflective signals on your roof.
Bright cloth, mirror, or flashlight ready. When trapped on a roof, visibility is life.

17. Keep ropes ready for tying and towing.
Tie yourself or others to sturdy points if current is strong, or use it to pull someone in safely.

18. Don’t rely on cars as shelter.
Cars float, flip, and trap. Once water reaches the tires, abandon it.

19. Memorize your neighborhood’s high points.
Know which buildings, schools, or hills are safe. GPS won’t help when the signal dies.

20. Have one “meeting point” for your family.
Choose a nearby high ground or relative’s home where everyone will regroup if separated.

21. Prepare garbage bags for waterproofing.
Large trash bags work as ponchos, dry storage, or makeshift flotation aids when sealed with air.

22. Bring pets and small children close during heavy rain.
Don’t assume you’ll have time to find them when floodwater rushes in.

23. And if it starts flooding fast, don’t wait. Just go up.
That’s why it’s called a flash flood, it happens in a flash. Your best chance is height and speed. Don’t wait for an official alert. Go up fast.

24. If water reaches your roof, stay calm, stay visible, conserve energy.
Make noise periodically, flash lights, or wave bright fabric. Rescue teams scan for motion and color first.

25. If rescue takes long, use floating debris wisely.
Plastic containers, foam, or coolers can support you. Stay near stable structures. Keep everyone together. (This is just a last resort )

🏠Did you know?Even if your house gets damaged or destroyed by a typhoon, earthquake, or flood…👉 You STILL owe the bank o...
07/11/2025

🏠Did you know?
Even if your house gets damaged or destroyed by a typhoon, earthquake, or flood…
👉 You STILL owe the bank or Pag-IBIG.

Yes — even if your home is gone, your housing loan doesn’t disappear.
You borrowed money, and that loan remains your responsibility until it’s fully paid.

That’s why when you buy a house through Bank Financing or Pag-IBIG, having the right insurance coverage is a must!

Here’s what every homeowner should understand 👇

1️⃣ MRI (Mortgage Redemption Insurance)
This protects your family if something happens to you (the borrower).
If you pass away before the loan is paid off, the MRI settles the remaining balance — so your loved ones won’t inherit the debt or risk losing the home. 🙏

2️⃣ Fire and Acts of Nature (AON) Coverage
This protects your property itself — in case it’s damaged or destroyed by fire, earthquake, flood, or typhoon.
Without this, the bank or Pag-IBIG will still collect loan payments even if your house is unlivable. 😢

📋 Here’s how it works:
✅ You file a claim for the damage.
✅ The insurance company pays the bank or Pag-IBIG directly (since your property is the collateral).
✅ If the claim amount covers your remaining loan — good news, your loan is settled!
✅ But if it’s less, you’ll have to pay the difference.

Insurance pays for the damage, but your loan stays until the lender is fully paid.
MRI protects your family, and AON protects your home. Both are essential for your peace of mind and financial security. ❤️

✨ Tip:
Whether your home is under Bank or Pag-IBIG financing, review your insurance today.
Make sure you’re protected with MRI + Acts of Nature coverage.

💬 Message me if you want to avail MRI big savings.

Photo credits to the owner.

Happy Birthday to a leader who consistently inspires professionalism and dedication. Here's to a productive and fantasti...
08/10/2025

Happy Birthday to a leader who consistently inspires professionalism and dedication. Here's to a productive and fantastic year ahead.

Own an affordable House & Lot!DEO HOMES RESIDENCES located at ORMOC CITY.MODEL 2 (1 Storey with Parking):Lot Area: 45 sq...
17/03/2025

Own an affordable House & Lot!
DEO HOMES RESIDENCES located at ORMOC CITY.

MODEL 2 (1 Storey with Parking):
Lot Area: 45 sqm
Floor Area: 29 sqm

Reservation fee: ₱20K
-Monthly DP for only ₱4,166/mo
-thru PAGIBIG financing.

✅2 Bedrooms
✅Parking area
✅Living area
✅Service area w/ Cabinets
✅Toilet & Bath

*3-4 minutes to Airport
*5-6 minutes to Robinsons Malll
*10-12 minutes to Port Area

Contact us now for details & site viewing!

For inquiries, please contact:
JENALYN SALAZAR
PRC Lic. BROKER: 0027961
PRC Lic. Appraiser: 9044
DHSUD #: R8-B-02/21-2815

ST. PETER LIFE PLAN AGENT:
0961-785-7577 (smart)
0915-3043-619 (globe).









BARATO NGA MGA PABAHAY I-OFFER SA ORMOC UG UBAN PANG MGA LGUs sa EASTERN VISAYAS!REGIONAL NEWS: Barato nga pabahay ang i...
17/02/2025

BARATO NGA MGA PABAHAY I-OFFER SA ORMOC UG UBAN PANG MGA LGUs sa EASTERN VISAYAS!

REGIONAL NEWS: Barato nga pabahay ang i-offer sa Department of Human Settlements and Urban Development (DSHUD) para sa mga low income earners dinhi sa Ormoc City ug uban lugar sa Eastern Visayas.

Matod pa ni Michael Victor Tezon, ang Director sa DHSUD Eastern Visayas, ilang gi-offer ang programang Pambansang Pabahay Para sa Pilipino (4PH) ngadto sa 21 ka LGUs sa rehiyon.

Ang Dakbayan sa Ormoc, apil sa gipili sa ahensya nga ma-offeran ug barato nga pabahay pinaagi sa maong programa.

Sa Probinsya sa Leyte, lakip sab nga maong pabahay program ang mga LGU sama sa Tacloban City, Kananga, Albuera, Alangalang, Macarthur, Mahaplag, Matag-ob, Mayorga, Palo, Sta. Fe, ug Tanauan.

Lakip sab ang Provincial Government sa Southern Leyte ug Libagon, Probinsya sa Biliran, Motiong ug Catbalogan City sa Samar, Guian, Eastern Samar ug sa Bobon, Lavezares, Catarman sa Northern Samar.

Ang maong proyekto duna nay inisyal nga 2,394 potential buyers ug ang maong mga priority projects dunay approved design nga maghatag sa mga low-income earners ug higayon nga makapanag-iya ug balay.

Duna na sab mga beneficiaries nga maka bayad ug amortizarion nga mukantidad lang ug P1,700 kada buwan.

Ang maong proyekto pangunahan sa usa ka private housing developer sa koordinasyon sa DSHUD.

Samtang sa Ormoc City, ang LGU ang mangunay sa maong proyekto sa pakig koordinasyon sab sa DSHUD.

UNSAON PAG AVAIL

Aron maka avail, ang beneficiary kinahanglan first time nga home buyer ug miyembro sa Pag-IBIG sa di muubos sa duha ka tuig, dunay stable monthly income, walay short term loan sa Pag-IBIG, walay terminated o cancelled account, ug di mulagpas sa 70 anyos hangtod mahuman ang loan.

Samtang ang matag unit mukantidad sa P1.31 million ug ang loan interest naka government-subsidized sa Pag-IBIG.

Atangi ang dugang detalye.

Ormoc News and Updates
(Contributed photo)

BARATO NGA MGA PABAHAY I-OFFER SA ORMOC UG UBAN PANG MGA LGUs sa EASTERN VISAYAS!

REGIONAL NEWS: Barato nga pabahay ang i-offer sa Department of Human Settlements and Urban Development (DSHUD) para sa mga low income earners dinhi sa Ormoc City ug uban lugar sa Eastern Visayas.

Matod pa ni Michael Victor Tezon, ang Director sa DHSUD Eastern Visayas, ilang gi-offer ang programang Pambansang Pabahay Para sa Pilipino (4PH) ngadto sa 21 ka LGUs sa rehiyon.

Ang Dakbayan sa Ormoc, apil sa gipili sa ahensya nga ma-offeran ug barato nga pabahay pinaagi sa maong programa.

Sa Probinsya sa Leyte, lakip sab nga maong pabahay program ang mga LGU sama sa Tacloban City, Kananga, Albuera, Alangalang, Macarthur, Mahaplag, Matag-ob, Mayorga, Palo, Sta. Fe, ug Tanauan.

Lakip sab ang Provincial Government sa Southern Leyte ug Libagon, Probinsya sa Biliran, Motiong ug Catbalogan City sa Samar, Guian, Eastern Samar ug sa Bobon, Lavezares, Catarman sa Northern Samar.

Ang maong proyekto duna nay inisyal nga 2,394 potential buyers ug ang maong mga priority projects dunay approved design nga maghatag sa mga low-income earners ug higayon nga makapanag-iya ug balay.

Duna na sab mga beneficiaries nga maka bayad ug amortizarion nga mukantidad lang ug P1,700 kada buwan.

Ang maong proyekto pangunahan sa usa ka private housing developer sa koordinasyon sa DSHUD.

Samtang sa Ormoc City, ang LGU ang mangunay sa maong proyekto sa pakig koordinasyon sab sa DSHUD.

UNSAON PAG AVAIL

Aron maka avail, ang beneficiary kinahanglan first time nga home buyer ug miyembro sa Pag-IBIG sa di muubos sa duha ka tuig, dunay stable monthly income, walay short term loan sa Pag-IBIG, walay terminated o cancelled account, ug di mulagpas sa 70 anyos hangtod mahuman ang loan.

Samtang ang matag unit mukantidad sa P1.31 million ug ang loan interest naka government-subsidized sa Pag-IBIG.

Atangi ang dugang detalye.

(Contributed photo)

Basin naa pay gusto mo INVEST dihaa here’s the list of READY FOR OCCUPANCY UNITS at YNTOSAN VALLEY, Brgy. Concepcion, Or...
16/01/2025

Basin naa pay gusto mo INVEST dihaa here’s the list of READY FOR OCCUPANCY UNITS at YNTOSAN VALLEY, Brgy. Concepcion, Ormoc City, Leyte.

- Blk 13 lot 3
- Blk 13 lot 6
- Blk 13 lot 11
- Blk 13 Lot 12
- Blk 13 lot 16
- Blk 13 Lot 20
- Blk 13 lot 24
- Blk 13 lot 31

Reservation is only ₱10,000.
Hurry Reserve a Unit now and avail our FREE AIR-CONDITION upon MOVE IN.
Message (PM) for a Free HOUSE TOUR.
Highlights

Congratulations on your new home.Wishing you many happy memories ahead.
20/11/2024

Congratulations on your new home.
Wishing you many happy memories ahead.

08/07/2024

Own an affordable House & Lot!
DEO HOMES RESIDENCES located at ORMOC CITY.

MODEL 2 (1 Storey with Parking):
Lot Area: 45 sqm
Floor Area: 29 sqm

Reservation fee: ₱20K
-Monthly DP for only ₱4,166/month
-thru PAGIBIG financing.

So, why RENT??? iRESERVE na!

✅2 Bedrooms
✅Parking area
✅Living area
✅Service area w/ Cabinets
✅Toilet & Bath

*3-4 minutes to Airport
*5-6 minutes to Robinsons Mall, Terminal, Toyota, Carlosta Hotel, McDonalds, Jollibee, Dunkin’ Donuts, ODH, ORIGAMI, BOSS, CALTEX,
*10-12 minutes to Port Area

Contact us now for details & site viewing!

For inquiries, please contact:
JENALYN SALAZAR
PRC Lic. BROKER: 0027961
PRC Lic. Appraiser: 9044
DHSUD #: R8-B-02/21-2815

ST. PETER LIFE PLAN AGENT:
0961-785-7577 (smart)
0915-3043-619 (globe).









🏡 PAG-IBIG HOUSING LOAN TIPS 🏡If kumuha ka ng house sa subdivision through PAG-IBIG, take note of these tips:🌺 Always pa...
21/05/2024

🏡 PAG-IBIG HOUSING LOAN TIPS 🏡

If kumuha ka ng house sa subdivision through PAG-IBIG, take note of these tips:

🌺 Always pay your monthly amortization and monitor it online via virtual pag-ibig website. They don't send monthly bills so pay your monthly amortization diligently para di lumobo utang mo.

🌺 Yung binabayaran mo na monthly amortization, naku ang liit lang ng napupunta nyan sa principal. I asked the staff sa pagibig and they told me about the breakdown of my P9,555.34 Monthly Amortization:

P7,166.67 interest
P235.80 Fire
P360 insurance
P1,792.87 Principal 😭
= P9,555.34 total monthly Amortization

Diba ang liit ng kaltas sa principal. Ang laki ng bayad sa interest. 😭

🌺 This is how you compute your monthly interest. Bigay ko na example yung amin.

1.6M = principal (total amount ng utang namin)
5.375% = annual interest
divided by 12 months

1.6M x 5.375% ÷ 12 = P7,166.67

🌺 That's why, it is highly recommended to pay in advance sa principal mismo if you have extra money para lumiit din ang interest na binabayaran mo. For example, after 5 years, 1M na lang principal mo so 1M x 5.375% ÷ 12 = P4,479.17

🌺 Di bababa ang monthly amortization mo BUT because smaller na ang interest, BIGGER na ang kaltas sa principal mo.

🌺 If you have extra money and you want to pay in advance, go directly to pag-ibig office and sabihin EXCESS TO PRINCIPAL yung payment mo.

---For example, magbabayad ka ng 50k and
10k ang monthly amortization,
the excess which is 40k will be deducted directly sa principal amount mo. So nakabayad ka na ng monthly Amortization, nabawasan pa principal mo.

🌺 Iwasan mag advance payment sa monthly amortization sa bayad centers. Mababa lang nababawas nyan sa principal mo. Bayad ka na lang sa principal.

---For example, if nag bayad ka sa payment centers ng 50k for your monthly amortization, meaning you don't need to pay for 5 months kasi nag advance ka na sa monthly amortization mo. Pero ang liit lang ng kaltas nyan sa principal mo.

🌺 You can pay the principal ONLY IN PAG-IBIG OFFICE not in bayad centers.

🌺 For example, nakabayad ka na ng monthly mo sa bayad center last April 1 tapos may extra money ka pala before your due date and you want to pay in advance, pwede pa yan. Punta ka ng pagibig office and say you'll pay DIRECT TO PRINCIPAL. Para whole amount na mabayad sa principal.

That's based on my experience and based sa sabi ng staff sa pagibig. If you have other tips, please share it. I hope this can help you guys. We need to be financially literate para di tayo mabaon sa utang. God bless mga kapitbahay. 😁



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Congratulations!!!VILLAHERMOSA FIESTA LEAGUE 2024JUNIOR DIVISIONVILLA-SONJEN VS MAYREKMARBest Player:  Francis Kim Tanza...
20/05/2024

Congratulations!!!

VILLAHERMOSA FIESTA LEAGUE 2024

JUNIOR DIVISION
VILLA-SONJEN VS MAYREKMAR

Best Player: Francis Kim Tanza- 15pts.

SENIOR DIVISION
VILLA-SONJEN VS TEAM SCATHS

Best Player: Jhon Mark Tabiolo - 19pts.

Address

Camella Homes, Brgy. Tambulilid
Ormoc
6541

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