14/07/2025
π Symphony Homes β Aria (Single Attached)
Location: Brgy. Atlu-Bola, Mabalacat City, Pampanga β near Clark International Airport
Lot Area: 120.0 sqm β’ Floor Area: 65.8 sqm
Unit: Semi-complete finished
Bedrooms: 3 β’ Baths: 2 β’ Living β’ Kitchen/Dining β’ Parking
Reserve now for as low as β±50,000! Limited units. 90 Units only
List Price: β±6,700,000
Net List Price = β±6,700,000
12% VAT = β±804,000
Other Charges (8.5%) = β±569,500
Total Amount Payable = β±8,073,500
πΈ Option 1 β 10% DP in 35 months / 90% balance
Downpayment total (10% of list price): β±670,000
Reservation (immediate) = β±50,000
Remaining DP to pay over 35 months = β±670,000 β β±50,000 = β±620,000
Monthly DP over 35 months = β±620,000 Γ· 35 = β±17,714.29 / month
Loan principal (Total Payable β total downpayment incl. reservation):
= β±8,073,500 β β±670,000 β β±50,000 = β±7,353,500
Estimated monthly loan amortization (6% APR)
(using standard annuity formula; monthly payments shown):
5 years (60 mo) = β±142,163.76 / month
10 years (120 mo) = β±81,638.93 / month
15 years (180 mo) = β±62,053.01 / month
20 years (240 mo) = β±52,682.76 / month
30 years (360 mo) = β±44,087.95 / month
# # # # # # # # # # # # # # # # # # # # # # # # # # # # # # #
List Price = 6,700,000
Option 2 (β±100,000 discount):
Net List Price = β±6,600,000
12% VAT = β±792,000
Other Charges (8.5%) = β±561,000
Total Amount Payable = β±7,953,000
πΈ Option 2 β 5% in 3 months / 10% in 32 months / 85% balance (includes β±100k discount)
Downpayment total (5% + 10% = 15% of list price): β±1,005,000
Reservation = β±50,000
Remaining DP to pay = β±1,005,000 β β±50,000 = β±955,000
Example schedule (how that could be split):
5% (β±335,000) payable in 3 months β β±335,000 Γ· 3 = β±111,666.67 / month (for the 3 months)
10% (β±670,000) payable in 32 months β β±670,000 Γ· 32 = β±20,937.50 / month (for those 32 months)
Combined during the initial 3 months youβd pay both parts for those months (so the first 3 months are higher).
If you average it simply across the full DP period (35 months) the average β β±27,285.71 / month β but I show split above which is more precise.
Loan principal (Total Payable β total downpayment incl. reservation):
= β±7,953,000 β β±1,005,000 β β±50,000 = β±6,898,000
Estimated monthly loan amortization (6% APR)
5 years = β±133,357.66 / month
10 years = β±76,581.94 / month
15 years = β±58,209.24 / month
20 years = β±49,419.41 / month
30 years = β±41,357.00 / month
π Message us today for projects presentation and schedule for viewing. Start your journey to owning a beautiful home at modern house at Symphony Homes by SMDC
Carlo Manarang
09913307840 Viber/Whatsapp
[email protected]
license Real estate sales professional