Reina Pamorada

05/09/2026

“Paano na lang kapag wala ka nang pera?” 💵💰💶💸

Ito ang tanong sa akin ng asawa ko na talagang mapapaisip ka. 🥺

Hindi natin alam kung ano ang mangyayari bukas.
Pero alam natin na darating ang panahon na hindi na tayo kasing lakas, kasing sipag, o kasing productive gaya ngayon.

Kaya habang bata pa tayo, habang malakas pa ang katawan, habang may trabaho at may income—huwag lang puro gastos. Matuto rin tayong mag-ipon at maghanda.

Marami sa ating mga Pilipino ngayon ang abala sa trabaho. True po at reality ito...

Kumikita, gumagastos, inuuna ang wants, nagbibigay sa pamilya… pero minsan nakakalimutan nating tanungin:

“May naitatabi ba ako para sa future ko?”

“Kapag dumating ang araw na hindi na ako makapagtrabaho, saan ako kukuha?”

Hindi masama ang umasa sa mga anak. ❤️
💯💢💥Blessing talaga kapag ang mga anak natin ay naging successful at kaya tayong tulungan.

Pero isipin din natin:
Hanggang kailan nila kayang sustentuhan ang pangangailangan at kagustuhan natin?

May sarili rin silang pamilya. May mga anak silang bubuhayin, pangarap na aabutin, bills na babayaran at kinabukasang paghahandaan.
Kaya sana, habang kaya pa natin, tayo rin ang maghanda para sa sarili nating kinabukasan.
Hindi ibig sabihin na kapag nag-iipon tayo ay wala tayong tiwala kay Lord.
Sabi sa Matthew 6:34 NLT, huwag nating alalahanin ang bukas dahil sapat na ang bawat araw sa sarili nitong problema.
Trust God one day at a time. 🙏

Pero ang pagtitiwala sa Diyos ay hindi nangangahulugan na wala na tayong gagawing paghahanda.
In fact, may wisdom din ang Bible tungkol sa pag-iimpok:
“In the house of the wise are stores of choice food and oil, but a foolish man devours all he has.”
— Proverbs 21:20

At tingnan natin ang mga langgam—pinaghahandaan nila ang panahon na darating.
Proverbs 6:6–8
Ang lesson?
Faith + Wisdom + Preparation.
Habang may lakas, magtrabaho.
Habang may income, mag-ipon.
Habang may sobra, maghanda.
Habang bata pa, matutong mag-manage ng pera.

At habang may pagkakataon, mag-isip hindi lamang para sa today kundi para rin sa future.

Hindi natin kailangang matakot sa kinabukasan.

Pero hindi rin natin kailangang dumating sa punto na wala na tayong choice kundi magsabi:

“Anak, tulungan mo naman ako… wala na akong pera.” 😔

Ang goal natin ay hindi maging mayaman para may maipagyabang.

Ang goal ay magkaroon ng peace, dignity, freedom, at kakayahang harapin ang future nang hindi nagiging pabigat sa iba.

🙏 Kapatid, kung may income ka ngayon, magsimula ka. Kahit maliit.
Hindi importante kung gaano kalaki ang unang naitatabi—ang mahalaga ay nagsisimula ka at ginagawa mo itong habit.

Huwag hintayin ang araw na wala ka nang lakas bago mo isipin ang kinabukasan.

👍🙏🏿 Save today.
Prepare for tomorrow.
Trust God every day.

Share this to someone you love.
❤️ Baka ito na ang reminder na kailangan niya today.

17/08/2026

Bakit nga ba kailangan unahin ang HEALTHCARE ?

Hindi naman kasi madali magbenta ng ari a***n pag nagkasakit. Pero ang tanung kung may ibebenta ba na ari a***n?

Ang mindset kc ng karamihan " BAHALA NA"

Which is sariling pamilya din naman ang mag susufer, maghahanap ng paraan para lang may pampagamot. Dahil ang pinakamahal na kwarto ay matatagpuan sa HOSPITAL hindi sa HOTEL.

Kaya dapat habang malusog at malakas kapa at may active income, maglaan para sa iyong sarili, magkaroon ng sariling HEALTHCARE AT HINDI LANG BASTA HEALTHCARE dapat LONGTERM HEALTHCARE.... na may INVESTMENT at INSURANCE.

11/08/2026

09/08/2026

Noong una, akala ko insurance lang ang tungkol sa financial planning.
Pero habang natututo ako, na-realize kong mas malawak pala ito.
Sa pamamagitan ng IMG, natuklasan ko na maraming financial solutions at partner services ang available para makatulong sa pagbuo ng mas matatag na financial future.
Mas naging mahalaga sa akin ang financial education dahil ito ang naging simula ng pagbabago ng aking mindset tungkol sa pera.
Ngayon, gusto ko ring maibahagi ang natutunan ko sa mas maraming OFWs at pamilyang Pilipino.
📩 Kung gusto mong malaman kung paano gumagana ang IMG Membership at kung anong benefits ang maaaring bumagay sa iyong pangangailangan, message mo lang ako. Masaya kitang matulungan.


Ctto

08/08/2026

We build a community.
A community of savers, investors and entrepreneurs.


A community of financial educators.
A community of people who believes in the Financial Literacy Mission.

We don't sell, we share, we educate, we teach and we guide.
We don't look for clients, we look for believers of Financial Literacy.

We don't train salespeople, we build Financial Planners and Trainers.
We don't hire Managers, we build Coaches, Leaders, Builders.

We don't look for credentials and background, we look for the heart to help and serve.

We are not just a company, we are a movement.

We are not just Advocates, we are Campaigners and Crusaders.
https://[email protected]/







Cctto:

31/07/2026

“May HMO naman ako sa company…”
Pero paano kapag:
❓ Nag-retire ka na?
❓ Lumipat ka ng work?
❓ O hindi na covered ang kailangan mong treatment?
Doon pumapasok ang halaga ng sariling healthcare protection.
💙 Kaiser Long Term Care gives you more than ordinary HMO coverage because it combines:
✨ Healthcare
✨ Insurance
✨ Investment
Habang may HMO ka pa sa trabaho, may chance pang lumago ang savings mo kung hindi ginagamit sa pagpapagamot.
Kaya hindi lang ito gastos —
Ito ay paghahanda para sa future self mo at sa pamilya mo.
✔️ Flexible payment options
✔️ Worldwide coverage
✔️ Long-term protection hanggang retirement
Habang maaga, mas maraming advantages.
📩 Message me today for a FREE personalized quotation.

30/07/2026

Who will teach the next generation how to handle money wisely?

IMG is the answer.

Financial freedom doesn’t happen by chance—it starts with financial education.

✅ Learn how to be your own money manager.
✅ Build a debt-free lifestyle.
✅ Prepare a 6-month emergency fund.
✅ Protect your family’s future.
✅ Build a business with purpose and leave a lasting legacy.

Our mission is simple yet powerful:
Financially educate 30 Million Families by 2030.

If you’re ready to secure your family’s future and become part of this movement, I’d love to journey with you.

📩 PM Riena Rus

“Strong Families. Strong Communities. Strong Nation.”

28/07/2026

🏥 Paano kung ang pag-secure ng future mo ay magsisimula lang sa maliit na daily habit?

Imagine kung meron kang plan na makakatulong sa'yo na maghanda para sa:
✅ Future healthcare needs
✅ Long-term financial goals
✅ Retirement planning

Sa affordable payment options, maraming Pilipino ang nagsisimula nang mag-build ng mas secure na future para sa sarili at sa pamilya.

📌 Ang figures na ipinapakita sa post na ito ay sample illustration lamang para sa isang healthy 25-year-old male o female applicant. Ang actual benefits, projected values, at eligibility ay nakadepende sa napiling plan at sa policy terms and conditions.

💬 Curious kung paano ito nagwo-work?
Comment "INFO" o send us a message. Ipapaliwanag ko ang buong details at tutulungan kitang malaman kung bagay ito sa financial goals mo—walang pressure at walang obligation.

27/07/2026

Healthcare Nabanggit sa SONA.

Healthcare is especially important in the Philippines because many Filipino families are financially vulnerable to medical emergencies.

A single hospitalization or serious illness can consume years of savings or force families into debt.

Preventive healthcare and adequate health coverage help protect both health and financial stability.

Here are the key reasons:

1. Medical costs continue to rise. Hospital stays, laboratory tests, surgeries, and medicines are becoming more expensive every year.

2. Many Filipinos have limited savings. A large percentage of households do not have enough emergency funds to cover unexpected medical expenses.

3. Lifestyle diseases are increasing. Conditions such as hypertension, diabetes, heart disease, kidney disease, and cancer are becoming more common due to stress, poor diet, lack of exercise, and aging.

4. The population is aging. As people live longer, they are more likely to require long-term medical care and regular treatment.

5. Public healthcare has limitations. While government programs and PhilHealth provide valuable assistance, they often do not cover the full cost of treatment, leaving patients to pay significant out-of-pocket expenses.

6. Healthcare protects financial goals. Without proper health protection, families may have to use their savings, sell assets, or borrow money, delaying plans for education, home ownership, or retirement.

Why healthcare is an investment—not an expense

Healthcare is one of the foundations of financial planning.

Just as people save for retirement and protect their income through insurance, investing in healthcare helps preserve the wealth they work hard to build. Good health allows people to remain productive, enjoy life, and spend more quality time with their loved ones.

“You can rebuild wealth, but protecting your health gives you the opportunity to build wealth for a lifetime.”

For Filipinos, a sound financial plan should include:

* Emergency savings
* Health protection
* Life insurance
* Investments
* Retirement planning

These five pillars work together to help families achieve long-term financial security while reducing the risk that a medical emergency will become a financial crisis.

If you want to have the right strategies and healthcare protection suited for you, contact us via PM and we will surely respond to coach and guide you.

22/07/2026

Mag-ipon ka. Huwag puro bigay nang bigay.

Ang pagtulong sa iba ay isang magandang gawain, pero huwag kalimutang unahin din ang iyong financial security.

Sa IMG, itinuturo namin na hindi mo kailangang mamili sa pagitan ng pagtulong at pag-iipon. Kapag marunong kang mag-budget, mag-ipon, mag-invest, at magkaroon ng tamang proteksyon, mas marami kang matutulungan sa tamang panahon.

Tandaan, kapag ikaw ay financially prepared, hindi ka magiging pabigat sa iba at mas magiging pagpapala ka sa iyong pamilya at komunidad.
Magsimulang mag-ipon ngayon. Ang pinakamagandang panahon para ihanda ang kinabukasan ay ngayon.