Urban Deca Homes Ortigas by Ana

Urban Deca Homes Ortigas by Ana Helping Filipino Renter to Ownership by Urban Deca Homes Project

𝐈𝐍𝐐𝐔𝐈𝐑𝐄 𝐇𝐄𝐑𝐄

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Actual Unit and Site Viewing Today5k reservation lang on selected units! •No-Downpayment•Monthly as low as 19k+•Free loa...
17/05/2026

Actual Unit and Site Viewing Today

5k reservation lang on selected units!

•No-Downpayment
•Monthly as low as 19k+
•Free loan processing
•Pag-Ibig or Bank Financing
•Prime Location
•Has 1.3 Hectare Amenities

-For Questions message now ! (walang bayad) 😊
-Free site viewing Monday to Sunday
📍Location: Urban Deca Homes, Ortigas Ave Ext., Rosario, Pasig City.
•Walking distance from SM EAST ORTIGAS

Message now
Ana Barsaga - 09291519733

Congratulation 🎊🎉🎊Akala ko habang buhay na akong magre-rent…”Ganito nagsimula yung kwento ng client ko.Hindi niya akalai...
16/05/2026

Congratulation 🎊🎉🎊

Akala ko habang buhay na akong magre-rent…”

Ganito nagsimula yung kwento ng client ko.

Hindi niya akalain na darating yung time na kaya na pala niyang magka-condo—hindi kailangan ng sobrang laki agad na pera, hindi kailangan magmadali… basta may tamang option ka lang.

Good news, may rent-to-own na ngayon.

At dito niya nakita sa Urban Deca Homes Ortigas kung saan nakuha niya yung condo na matagal na niyang gusto—affordable, accessible, at swak sa budget.

Sabi niya sa akin:
“Grabe, sobrang thankful ako sa opportunity na ‘to. Akala ko dati pangarap lang, ngayon realidad na.”

Kung ikaw rin, pagod ka na sa upa…
baka ito na yung sign mo.

Message ka lang, tulungan kita makapagsimula. 🏡✨

15/05/2026

“Na-decline ka na ba sa housing loan? 😅

Minsan hindi dahil kulang income mo… maling bank lang talaga ang na-applyan mo.”

“Hindi lang isang bank ang pwede sa housing loan para sa condo o bahay 🏠

Marami kang options tulad ng:
✔️ BDO
✔️ BPI
✔️ Security Bank
✔️ RCBC
✔️ China Bank
✔️ Landbank
✔️ Cebuana Lhuillier Bank

Pero eto ang hindi alam ng iba 👇
Bawat bank, iba-iba ang requirements, approval process, at higpit sa credit checking.

Kaya bago ka mag-submit ng requirements, importante na alam mo muna:

📌 saan ka mataas chance ma-approve
📌 magkano pwede mong ma-loan
📌 at kung pasok income mo
Para iwas decline at sayang effort 💯

“Gusto mo malaman kung anong bank bagay sa income mo? Message mo lang ako para matulungan kita






14/05/2026

“Akala mo ba cash lang pwede pag kumuha ng condo? 🤔

Good news — pwede rin siyang ipa-bank loan! 🏦🏠
Usually, ganito ang process:

Kapag ready for occupancy na ang condo, pwede ka nang mag-apply for bank financing.

Si bank ang magbabayad kay developer, then monthly amortization mo na kay bank.

✔️Pero eto ang importante… Hindi porket may work, automatic approved agad.

Tinitingnan ni bank ang income, credit history, at existing loans mo. 💡

Usually, ang basis nila nasa around 40% ng monthly income mo para safe ang monthly payment.

Kaya bago mag-apply:
✅ iwasan ang unpaid loans
✅ ayusin ang credit standing
✅ at siguraduhin na pasok ang income

Kung gusto mo malaman kung qualified ka sa condo through bank financing,

message mo lang ako 📩
I can help you check your possible monthly amortization and requirements.”




13/05/2026

What is “Balloon Payment Applied to Principal?”

“Akala ng iba, pareho lang ang balloon payment sa regular monthly payment—pero malaking bagay ito sa housing loan mo!”

Ang balloon payment applied to principal ay isang malaking lump sum payment na direktang ibinabawas sa principal balance ng loan mo.
Ibig sabihin, hindi ito napupunta sa interest — kundi diretso itong nagpapababa sa natitirang utang mo.

💡 Example:
May housing loan ka na ₱1,000,000 pa ang balance.
Nagbayad ka ng ₱200,000 balloon payment.

Ang bagong principal mo magiging ₱800,000 na lang.
Kapag mas mababa na ang principal mo:
✅ bababa ang interest na binabayaran mo
✅ mas mabilis matapos ang loan
✅ mas makakatipid ka in the long run

Kaya kung may extra funds ka—bonus, commissions, or savings—pwede mo itong gamitin as balloon payment para mapabilis ang pagbayad sa property loan mo.

Follow for more simple real estate tips that can save you thousands on your housing loan!



12/05/2026

🏠 Bakit mas maganda mag-avail ng condo vs mag-rent?
📌 1. Asset vs Expense
Rent: Pure expense — wala kang naipupundar kahit tumagal ka ng 10–20 years
Sa Condo: Nagiging asset mo habang binabayaran mo (may value sa pangalan mo)
📌 2. Future Security
Pag Rent: Naka Depende ka sa landlord (puwedeng magtaas ng renta o paalisin ka)
Sa Condo: May sariling property ka na may long-term stability
📌 3. Potential Income
Rent: Walang nabalik pera
Condo: Pwede mo iparent in the future = may passive income ka
📌 4. Value Appreciation
Rent: Walang growth
Condo: Puwedeng tumaas ang value ng property over time (lalo sa prime locations)
📌 5. Long-term Financial Shift
Rent: “Gastos every month” forever
Condo: “Investment every month” papunta sa ownership

⚠️ Important Reminder
Hindi ibig sabihin nito na laging masama ang rent.
Minsan kailangan din siya for flexibility.

Pero kung long-term goal mo ay stability at asset building—mas lamang ang condo ownership mindset.

Rent gives you a place to stay.
Condo gives you a place + a future asset.






⚓ “Kakababa ko lang ng barko… pero eto na naman.”Hotel booking.Airbnb.Grab expenses.Food sa labas.Ilang araw lang para m...
12/05/2026

⚓ “Kakababa ko lang ng barko… pero eto na naman.”

Hotel booking.
Airbnb.
Grab expenses.
Food sa labas.
Ilang araw lang para mag-training at mag-asikaso ng documents, pero ang laki agad ng gastos. 😅

Paulit-ulit na cycle ng maraming seafarer tuwing uuwi ng Pinas.

Minsan mapapaisip ka na lang…
“Paano kung may sarili na akong place?”

Yung hindi ka na pabalik-balik sa hotel.
Yung may mauuwian ka anytime nasa lupa ka. 🏠

Kaya magandang option itong Rent-to-Own condo sa

Urban Deca Homes Ortigas
✔ Affordable/ No Downpayment
✔️ Ready-for-Occupancy
✔ Accessible sa lahat
✔ Malapit sa malls, hospitals, terminals, at training centers
✔ Pwede mong tirhan o investment habang nasa barko ka

Instead na temporary stay lagi…
baka panahon na para sa sariling unit mo naman. ⚓✨

Message me kung gusto mo details.
📩 Ms. Ana Barsaga 09291519733




10/05/2026

Magkano ba ang Move in Fee sa Urban Deca Homes Ortigas? Ito yun Frequent Question ng mga Home buyers.

“Sa Urban Deca Homes Ortigas, ang total move-in fee is ₱10,900.
Hindi ito random—may purpose bawat peso para ready ka agad tumira.”

💡 Breakdown:
• ₱5,000 – Electricity Installation
👉 Para paglipat mo, may ilaw agad—no delay
• ₱4,900 – Water Installation
👉 Ready na ang tubig, no hassle
• ₱1,000 – Membership Fee
👉 May kasama nang 2 elevator key cards for access & security

“So instead na ma-stress ka sa pag-aasikaso, paglipat mo—ready na ang unit mo gamitin. Diretso settle in ka na agad.”

“Gusto mo malaman next step after nito? Chat mo lang ako—guide kita hanggang move-in!” 🏡




"To all moms out there, today is for you. You deserve all the love and appreciation 💐”
10/05/2026

"To all moms out there, today is for you. You deserve all the love and appreciation 💐”

Reserve your dream home for only 5k! Monthly amortization starts at 19k-20k✅Available unit: 2BR (Ready for Occupancy)✅Ap...
10/05/2026

Reserve your dream home for only 5k!

Monthly amortization starts at 19k-20k

✅Available unit: 2BR (Ready for Occupancy)
✅Applicable through Pag-ibig and bank financing
✅Free processing fee
✅Pet friendly community

🚘Located along Ortigas Ave Ext. Rosario, Pasig City. Walking distance to SM East, near Medical City, Robinsons Galleria, POEA.

📩Send us a message to see how we can start the process of buying your first home!

Viber ✆ | +639291519733





Address

Km 19 CTIP Cpd, Ortigas Avenue Ext Barangay Rosario Pasig
Pasig
1609

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