Rent to own house abot kaya

20/11/2020

Bulacan offers Affordable House & Lot and lot Package.

1.LUMINA BALIWAG is located @ Brgy. Pagala,Baliuag,Bulacan.
Home Models:
-Angelique Townhouse.........Preselling

2.LUMINA PANDI is located @ Brgy. Pinagkuartelan, Pandi,Bulacan.
Home Models:
-ANNA ROWHOUSE.....Available more inventory (preselling)
-Angelique Townhouse .... available Ready occupancy and Preselling
-Angeli Duplex....Preselling
-Angeli Single Firewall.....Preselling

3.LUMINA RESIDENCES is located @ Brgy. Buguion,Calumpit,Bulacan & Brgy. Rueda,Plaridel,Bulacan

Home Models:
-Alea loft Rowhouse......available Preselling
-Adriana Townhouse.....available Preselling

4.LUMINA SAN MIGUEL is located @ Brgy.Buliran,San Miguel,Bulacan

-Aimee Rowhouse ...... available Preselling
-Adriana Townhouse.....available Pre selling
-Armina Single Firewall.....available Preselling

Sales associate Maria luisa Castueras 0908775118

15/07/2019

AFFORDABLE HOUSE & LOT by Lumina Homes!!!!
Start having your own home for as low as ₱7867 a month !!!

✔️ Affordability & Quality
✔️ Lifetime Investment
✔️ Accessibility to Schools, Church, Malls & Transportation
✔️ Secured Community

Available in Lumina sites N A T I O N W I D E ! ! !

For more info, please feel free to call or text 09087795118
Site Viewing is for FREE!!!

15/07/2019

Lumina homes baliuag bulacan

😊townhouse angelique 8358 monthly downpayment ......36 sqm

😊townhouse angeli 9193 monthly downpayment,,,,,,42 sqm

😊single unit 9550 monthly downpayment ... 54 sqm lot 42 floor area

😊single unit 10,586 monthly downpayment ....66 sqm lot 42 lot area

Tara na kay lumina homes baliuag bulacan

17/06/2019

Rfo plaridel culianin

01/01/2019

Home Buying Tips
Pre-Selling Vs. Ready for Occupancy (RFO): Which is the Right One for You?

There are many options available for a home buyer today. He or she can choose a pre-selling or a ready-for-occupancy, depending on his or her wants and needs.

Check out below to know how a pre-selling property compares with an RFO, and know which one will fit you best.

1. What is the status of construction?

Pre-selling:
No groundbreaking yet
Not yet built
Construction in progress

RFO:
Property is already built and existing.

2. How much does it cost?

Pre-selling:
Low introductory price

RFO:
More expensive because of the growth in market prices since it was built.

3. How long is the move in period?

Pre-selling:
Depending on the type of property (condo, townhouse, or house and lot) or the developer’s discretion, time frame is between less than a year to more than four years

RFO:
Homeowner can move in immediately after purchase.
4. What are the payment terms?

Pre-selling: Flexible
Down payment payable in one or two years
Spot cash down payment
Spread out amortization

RFO:
Typically spot cash full payment, or if staggered, duration is shorter
Can be rent-to-own
5. Any other customization or advantages?

Pre-selling:
There are promos and discounts, if you pay in full.
You can customize the unit according to your preferences.
Have newer, more state-of-the-art amenities and facilities.

RFO:
If available, home improvements
Discounts if rush sale

6. Which unit can I choose?

Pre-selling:
First come, first reserve
You can select since these are not yet built.
Note: If you are purchasing a condo, the higher the floor, the more expensive the property.

RFO:
What is only available/offered.
7. Ideal for:

Pre-selling:
Investment

RFO:
Personal Use
8. What are the cons?

Pre-Selling:
Risk of project might not being completed or there’s delay in turnover.
Finished unit does not meet your expectation.
Your needs or financial situation might have change by the time the project is near or upon completion.

RFO:
Requires higher cash out
Fewer available units
Most of the best or prime
locations are already taken
Deciding which type of property to choose?

Message me now!
Txt/Call: 09087795118
Look for: maria luisa castueras
Accredited Real Estate Salesperson
ASMI - Sales Agent

01/01/2019

HOUSING LOAN BA ???

ATTENTION!!
PAG-IBIG MEMBERS
Tulong Impormasyon tungkol sa Pag-ibig Housing Loan

1. Sinu-sino ang PWEDENG MAG-APPLY ng Housing Loan?

✔️Regular or casual employee na active member.
✔️Self-employed, businessman na active member.
✔️OFW/OCW na active member.
✔️dating may contribution ng PAG-IBIG na nahinto sa paghulog.
✔️Bagong member ng Pag-ibig na mayroon ng contribution.
✔️Kailangan nakahulog na ng 24months contribution.
✔Kung hindi pa ay kailangan bayaran ng LUMPSUM ang kulang na hulog para mabuo and 24 months.
✔️Walang existing housing loan sa PAG-IBIG kahit co-borrower lang.
✔️Kung may salary loan, dapat walang delay sa pagbabayad. Kung may delay, dapat mabayaran muna ang kabuuang loan.

2. Mga Benepisyong Matatanggap ng Kumukuha ng

HOUSING LOAN:
✔️Ang bahay at buyer ay naka-insured.
✔️Tumataas and halaga ng lupa't bahay (investment).
✔️Ikaw ay nasa subdivision. May security guard 24 hours.
✔️May amenities
✔️Mas mababa ang monthly kaysa nangungupahan.
✔️May katapusan ang pagbabayad, di gaya sa nangungupahan na habang buhay.
✔️Higit sa lahat, mayroon kang sariling lupa't bahay na may TITULO.

"ANG MGA BENEPISYONG ITO AY WALA SA MGA NANGUNGUPAHAN"

3. Mga Kailangan Dokumento para sa Pag-ibig Housing Loan:

√ Valid ID ng. Principal application at spouse (if married)
√ Birth Certificate (single) or marriage contract (marriage)
√ Original Billing (Elec/ Water) or Brgy.Certificate
√ 3 Pcs 1x 1 pictures with signature at the back.
√ Coec,Payslip, ITR para sa local employment
√ Business permits,Business Registration,ITR para sa Self employed.
√ Job Contract,SPA para sa OFW.
√ TIN number ng Principal Applicant
√ ESSAV / Subsidiary Ledger galing ng PAGIBIG.

maria luisa castueras 09087795118

27/12/2018

maria luisa p Castueras
09087795118

27/12/2018

27/12/2018

aimee inner unit
""" ready occupancy ""
available pandi bulacan

floor area 22sqm
lot area 36sqm

original contract price 521,000, 00
downpayment 71, 000,00
downpayment 8months 8, 375

Loanable amount 450,000,00

Loanable terms
30yrs 2,148
25yrs 2,375
20 yrs 2,727
15yrs 3,329
10yrs 4,556

differed cash

2yrs 0% interest 20, 979
3YRS 5% interest 14, 691

maria luisa castueras
09087795118