Crossfield Subdivision Recreo Pontevedra Negros Occidental

12/04/2023

💁‍♀️Things to know about CLOA

Is it safe to buy a property with CLOA Title?
Looking for a property to invest or a land where you can build your future home one can be taxing. There are are lot of factors to look into including and importantly the legality of the property that you are eyeing.

Is someone selling you a property or have you gained interest in a property that has CLOA title and you’re not sure whether or not it is safe to buy a property with CLOA Title? Here are some of the important information about CLOA land to help you decide whether or not it is worth all the effort to acquire it.

What is CLOA Title?
Certificate of Land Ownership Awards or CLOA is a document that states ownership of the land granted or awarded to the beneficiary by the Department of Agrarian Reform (DAR). This means that the current owner of the CLOA land had acquired the property from DAR.

Can the owner sell the CLOA Land awarded to him?
The CLOA land is legally under the name of the owner or the beneficiary but it has some conditions and restrictions under the Comprehensive Agrarian Reform Law (CARL) and other applicable law. Included in the limitations is the selling or transferring of ownership of the CLOA Land to other people.

Unfortunately, CLOA lands cannot be alienated or sold to any other person. There is an existing 10-year restriction period from the time the land was award to the beneficiary stating that the beneficiary cannot dispose of these lands whether bu selling it or transferred.

Selling them to any developer or any private citizen without the permission of DAR considered illegal.

When can I buy a land with CLOA Title?
Since the CLOA land beneficiary is prohibited to sell, transfer or convey the right to use the land, it can only be sold, transferred or conveyed to their children, the government, the Land Bank of the Philippines (LandBank), or other qualified beneficiaries after 10 years.

Only after 10 years that the CLOA land title restrictions has lapsed can you safely and legally purchase the land.

Under the land reform law, farmer-beneficiaries can only sell the land after 10 years and/or only after the original owner has been compensated.

Should you invest in a CLOA titled land?
The straight answer to this is unless the CLAO titled is over 10 years old or the current owner or beneficiary had fully compensated the original owner of the land is when it is safe to buy the property. Make sure to do your due diligence and look up the legality of the property you are buying – regardless if it is CLOA titled or otherwise.

25/02/2023

TO ALL PROPERTY OWNERS❤.

💥WHY DO WE NEED TO HAVE AN 𝐀𝐮𝐭𝐡𝐨𝐫𝐢𝐭𝐲 𝐭𝐨 𝐒𝐞𝐥𝐥 (𝐀𝐓𝐒)?

👉ATS is a mandatory requirement that needs to be secured by all real estate brokers 𝗽𝗿𝗶𝗼𝗿 to any selling or leasing activity.
There are property owners that seem to regard such an act of requesting an ATS as a lack of trust or confidence on the side of the property broker.

It has to be clearly explained that it is the 𝙋𝙧𝙤𝙛𝙚𝙨𝙨𝙞𝙤𝙣𝙖𝙡 𝙍𝙚𝙜𝙪𝙡𝙖𝙩𝙤𝙧𝙮 𝘽𝙤𝙖𝙧𝙙 𝙤𝙛 𝙍𝙚𝙖𝙡 𝙀𝙨𝙩𝙖𝙩𝙚 𝙎𝙚𝙧𝙫𝙞𝙘𝙚 (𝙋𝙍𝘽𝙍𝙀𝙎) that issued a 𝗺𝗲𝗺𝗼𝗿𝗮𝗻𝗱𝘂𝗺 𝗹𝗮𝘀𝘁 𝗝𝘂𝗻𝗲 𝟭𝟵, 𝟮𝟬𝟭𝟵, that requires a signed ATS before commencing any real estate transaction.

𝑾𝒉𝒚 𝒎𝒖𝒔𝒕 𝒓𝒆𝒂𝒍 𝒆𝒔𝒕𝒂𝒕𝒆 𝒃𝒓𝒐𝒌𝒆𝒓𝒔 𝒄𝒐𝒎𝒑𝒍𝒚?
Non-compliance will be subjected to a penalty equivalent to suspension/revocation of license.

For your information‼️

19/02/2023

🔸️LAND TITLE VS TAX DECLARATION 🔸️

The Difference between the Certificate of Title versus Tax Declaration in the Philippines

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CERTIFICATE OF TITLE
1. A document evidencing a right of ownership to a property
2. A document that attest to the fact that the person named is the owner of the property described therein subject to liens and encumbrances noted on it
3. It is registered with the Register of Deeds of the province or city where the land is located
4.The Certificate of Title is indefeasible and imprescriptible
5. All claims to the land are quieted upon issuance of this document
6. Recorded with the Register of Deeds of the municipality, city, or province where the land is located.

🔻🔻🔻🔻🔻🔻🔻🔻
TAX DECLARATION
1. A document that show good sign of possession only in the concept of owner, not ownership
2. Not conclusive evidence of ownership to property, but only a proof of payment of realty taxes
3. Recorded with the Assessor’s Office of every municipality or city where the land is located

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Ang pagmamay-ari ng lupa ay napapatunayan sa pamamagitan na hawak na titulo na kung tawagin ay ang Transfer Certificate of Title (TCT) o Condominium Certificate of Title (CCT). Ayon sa maraming Supreme Court decisions “the best proof of ownership of a piece of land is the Certificate of Title” (Halili vs. Court of Industrial Relations, 257 SCRA 174 [1996]). Ito ang tinatawag na titulo ng lupa at wala nang iba pa.

Ang "tax declaration ay hindi titulo ng lupa. Maraming Supreme Court decision din ang nagsasabi na "Tax declarations and receipts are not conclusive evidence of ownership. At most, they constitute mere prima facie proof of ownership of the property for which taxes have been paid. In the absence of actual, public and adverse possession, the declaration of the land for tax purposes does not prove ownership." Ibig sabihin nito na ang tax declaration ay hindi siguradong ebidensiya ng pagmamay-ari ng lupa. While tax declarations and receipts are not conclusive evidence of ownership and do not prove title to the land.
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Ang tax declaration ay pwedeng i-apply para maging titulo. May dalawang pamamaraan ng pagpaparehistro ng lupa, ito ay ang sumusunod:

1. Judicial Proceeding – kung saan kinakailangan ninyong magfile ng petisyon para sa registration sa korte.

2. Administrative Proceeding –ito ay pamamaraan kung saan mag-file ng application para sa “Homestead Patent” sa DENR at ang registration ng patent na ito ang magiging batayan para sa pag-isyu ng Original Certificate of Title alinsunod sa Commonwealth Act 141 o ang “THE PUBLIC LAND ACT”.

surveying

04/02/2023

https://www.facebook.com/reel/3389553134662936?s=yWDuG2&fs=e&mibextid=Nif5oz

28/01/2023

Real Estate 101 (Transfer of Title; From mother Title to individual Subdivided Lot)

The duration of the Transfer Process depends on the Nature and Origin of the Title.

In most cases, the ”Mother” title or the title that covers the entire property is usually under the name of the deceased parents or relatives of the Seller. This scenario takes the longest time to process. To wit:

1. Ex*****on of the EXTRAJUDICIAL SETTLEMENT OF ESTATE either for Partition or Sale. The ex*****on may take time becuase it requires the presence of all the heirs who have shares or interest of the property.

2. Next would be the Publication of the ExtraJudicial Settlement of Estate and the Processing and Payment of the Estate Tax.

3. Simultaneously, if the heirs agreed to a certain partition , they must Hire a competent Geodetic Engr., to survey and plot the Subdivision plan based on the agreed partition. Then, it will be submitted to DENR for approval. (This will usually take 3-12 months depending on the DENR.)

4. Upon completing the Publication Requirements, the heirs can now proceed with the BIR to settle the estate tax and wait for eCar to be released. (Usually 3-6 weeks)

5. Once the eCar is released, you may now proceed to the Registry of Deeds to update the Title. From the Old Title named after the deceased parents to the HEIRS.

6. Once the DENR will release the approval of the Partition/Subdivision plan, the heirs may now proceed to the Registry of Deeds (ROD) to apply for the Splitting of Title. This may take up to 6 weeks.

7. After the Titles are individualized and released, the heirs may now proceed to the Assesors for assessment, inspection and issuance of individual Tax Declaration.

8. Note: properties under estate taxes and subdivided among heirs will be annotated with encumbrances for its Liabilities under Sec. 4 Rule 74 for 2 years. This is a protection to all the heirs or creditors that are not aware or not uncluded in partition.

9. If you buy a portion of this property, you may now start the Transfer Process which may include the ff:

9A. Ex*****on of the final Deed of Sale with Title no. And description of the actual portion.

9B. Payment of Capital Gains Tax, Documentary Stamp Tax and other transfer Fees.

9C. After settling the BIR transfer Tax, you may now obtain your eCAR from from the BIR. (3-8 weeks)

9D. Once the eCAR is available, you may now proceed to the ROD for the transfer of title. (3-8 weeks)

9E. After the Release of the Title, you have to proceed to the Assessors office for inspection, assessment and issuance of new Tax Declaration.

The entire processing usually take 18-36 months depending on fast you can comply with all the requirements.

29/11/2022

https://fb.watch/h5Cv7mqGlJ/

17/07/2022

https://www.facebook.com/211511122222265/posts/8059930214046944/

| PUBLIKO GI-WARNINGAN SA PAGPALIT OG RAW LOTS

Giabisuhan karon ni City Planning and Development Coordinator Engr. Ivan C. Cortez, EnP, ang publiko nga magbinantayon sa pagpalit og raw lots.

Sumala ni Engr. Cortez, ang raw lots nga agricultural lots ginabaligya isip residential subdivisions nga walay permit gikan sa gobyerno.

Matud pa nga ang maong mga lote dili pwede mapatitulohan ug walay silay aprubadong plano alang sa access road, o drainage.

“Likayi ang pagsulod sa problemado nga sitwasyon. Ayaw usiki ang inyong hinaguan sa yuta nga dili pwede ma-subdivide kay walay approval, clearance ug permit, likayi ang kaso nga ipasaka kanimo sa pagpatukod og balay sa bawal nga luna,” saysay ni Engr. Cortez sa City Information Office.

Namatikdan niini nga daghan ang nagabaligya og raw lots sa social media busa gipahimangnuan niini ang publiko.

Alang sa dugang impormasyon bahin sa raw lots, mamahimong mu-contact ang publiko sa Department of Human Settlements and Urban Development (DHSUD), pinaagi sa contact number nga 297-2399.

Atangi ug paminawa ang dugang mga balita sa DXDC 621 RMN Davao.

17/07/2022

https://www.facebook.com/864322513673287/posts/4786922238079942/

6 KA ANGAYANG HIMOUN KON MOPALIT KA OG YUTA

Step 1

Kung dunay ahente o tag-iya sa yuta nga mobaligya kanimo pangayo og Certified True Copy sa titulo.

Pangutana sa estado sa yuta sa REGISTER OF DEEDS/LAND REGISTRATION AUTHORITY, aron maklaro nimo ang estado sa yuta kay basin nakaprenda pa kini, o dili mao ang titulo; tan-awa kung insakto ba ang kadak-on sa yuta sutaa kung pareho ba kini sa imong kopya og pareho ba ang numero sa titulo.

Kung nakaprenda ang yuta sa uban o naay nakasulat sa likod sa Titulo, basaha ang nakasulat ug subaya ang estado sa yuta.

Kung tibouk pa ang titulo, pangayo og vicinity Map sa yuta; Kung kabilin ang yuta pangayo og kopya sa extra-judicial settlement nga gikan sa korte, nga nagpamatuod nga apil ang imong gipalitan sa nanag-iya sa yuta.

Step 2

Pagkuha og Geodetic Engr aron tan-awon pinaagi sa relocation survey ang mga muhon kay basin kulang o sobra ang yuta, tan-awon ang mga Boundaries.

Step 3

Kung duna kay makita nga problema ipaasikaso na ang papeles, apan kung walay problema maghimo na kamo o kontrata sa pagpalit o DEED OF SALE, nga dunay pirma sa nagbaligya og sa gibaligyaan atubangan sa abogado ug ipanotaryo na kini.

Step 4

Sulod sa usa ka bulan sukad sa pagnotaryo magbayad og DOCUMENTARY STAMPS. kinahanglan nga himuon kini una moabot ang usa ka bulan .

Step 5
Pagkahuman magbayad na ang nagbaligya sa CAPITAL GAIN TAX. tungod kay mikita na siya ug didto kini bayaran sa BIR.

Ang BIR ang mag-iissue og CERTIFICATE OF AUTHORITY TO REGISTER, usa ka papeles nga nagmandu sa Registry of Deeds (ROD) kon LRA nga nabayaran na nimo ang buhis ug puede na ibalhin sa imong pangalan ang titulo sa yuta nga imong napalit.

Step 6

Kung makita na nimo ang CERTIFICATE OF AUTHORITY TO REGISTER), dalaha kini sa Register of Deeds kon LRA.

Sultihan ka Register of Deeds kon LRA magbayad ka sa Transfer Fees. kung imo na kining nabayaran kuhaon na sa Register of Deeds ang imong dokumento.

Isurender na ang OWNERS' COPY sa titulo at maghulat ka kung kanus-a nila kini mahuman ug kanus-a kuhaon, kung medyo dugay imong paghulat i-follow-up.

Newsliners, Stay Safe🙏🙏🙏