06/05/2026
If you have โฑ100,000 and inflation is around 7.2%, ganito ang mangyayari.
Kung hindi mo siya in-invest at nakatabi lang as cash, bumababa ang value over time. After 1 year, ang โฑ100,000 mo magiging around โฑ92,500 ang buying power. After 5 years, pwedeng maging around โฑ69,000โโฑ70,000 na lang in real value. Ibig sabihin, kahit buo pa yung โฑ100K mo, mas kaunti na ang nabibili niya dahil sa inflation.
๐ขNgayon sa property side, hindi pa sapat ang โฑ100,000 para bumili ng condo or lot outright, pero pwede siyang gamitin as starting capital or reservation/monthly sa ilang pre-selling projects.
Ang kagandahan in RLC may mga installment schemes na as low as around โฑ8,000/month, depende sa project, location, at promo. Ibig sabihin, hindi mo kailangan ng โฑ100K or Million agad-agad para makapasok sa property investment. Pwede kang magsimula sa manageable monthly payments habang unti-unting binubuo ang equity mo sa property.
Habang nagbabayad ka monthly:
So instead of one big lump sum, kaya mong:
๐i-spread out ang payment (mas manageable monthly)
๐ma-secure ang property habang tumataas pa ang value habang under construction
๐potentially kumita later from appreciation or rent.
So simple idea:
๐ธ Cash โฑ100K โ lumiliit ang value dahil sa inflation
๐ข Property via installment (โฑ8K/month) โ gradual asset building kahit hindi malaki ang initial capital.
Bottom line: sa 7.2% inflation, cash loses purchasing power, habang property installment plans give you a way to start building long-term assets without needing ng malaking lumpsum agad.
You might also be interested:
RFO Projects (10 YEARS RENT TO OWN)
โ
The Sapphire Bloc, ORTIGAS
โ
The Westin Manila Ortigas, ORTIGAS
โ
The Trion Towers, BGC
โ
Gateway Regency Studios, MANDALUYONG
โ
Axis Residences, MANDALUYONG
โ
SYNC Residences, PASIG
โ
Signa Residences, MAKATI
โ
Pearl Place, ORTIGAS
โ
Amisa Residences, CEBU
โ
Aurora Escalades, CUBAO
โ
Magnolia Residences, QUEZON CITY
โ
Chimes Greenhills, SAN JUAN
โ
Acacia Escalades, PASIG
Pre-selling:
โ
Mira, CUBAO
โ
Le Pont, BRIDGETOWNE
โ
SYNC, PASIG
โ
Cirrus, BRIDGETOWNE
โ
Woodsville Crest, PARANAQUE
โ
The Sapphire Bloc, ORTIGAS
โ
Sierra Valley Gardens, ORTIGAS EXTENSION RD.
โ
Velaris, BRIDGETOWNE
โ
Mantawi, CEBU
โ
Amisa Private Residences, CEBU
โ
Haraya Residences, BRIDGETOWNE
Lots/House & Lot:
โ
Forbes Estates, LIPA BATANGAS
โ
Grand Tierra, CAPAZ TARLAC
โ
Sprindale Baliwag, BULACAN
โ
Brighton, PUERTO PRINCESA PALAWAN