Golden Scenic Property

Golden Scenic Property An accredited platform under Mapiles Realty โ€” Guiding families and investors to homes that shine with golden value and scenic charm.

For Inquiries:
๐Ÿ“ž: 0962-358-7456 | ๐Ÿ“ง: [email protected]
Sales Associate: Shanna Joy Flores

๐Ÿก ๐๐š๐ -๐ˆ๐๐ˆ๐† ๐ฏ๐ฌ. ๐๐š๐ง๐ค ๐…๐ข๐ง๐š๐ง๐œ๐ข๐ง๐ : ๐–๐ก๐ข๐œ๐ก ๐Ž๐ง๐ž ๐…๐ข๐ญ๐ฌ ๐˜๐จ๐ฎ๐ซ ๐ƒ๐ซ๐ž๐š๐ฆ ๐‡๐จ๐ฆ๐ž? ๐Ÿ’ฐAng pagbili ng iyong dream home ay isang exciting na mil...
17/11/2025

๐Ÿก ๐๐š๐ -๐ˆ๐๐ˆ๐† ๐ฏ๐ฌ. ๐๐š๐ง๐ค ๐…๐ข๐ง๐š๐ง๐œ๐ข๐ง๐ : ๐–๐ก๐ข๐œ๐ก ๐Ž๐ง๐ž ๐…๐ข๐ญ๐ฌ ๐˜๐จ๐ฎ๐ซ ๐ƒ๐ซ๐ž๐š๐ฆ ๐‡๐จ๐ฆ๐ž? ๐Ÿ’ฐ

Ang pagbili ng iyong dream home ay isang exciting na milestoneโ€”pero ang pagpili ng tamang financing ay maaaring gumawa ng malaking pagkakaiba. Sa Golden Scenic Property, kami ay nandito para tulungan kang maintindihan ang iyong mga opsyon nang malinaw upang makagawa ka ng pinakamagandang desisyon para sa iyong hinaharap.

Narito ang simpleng gabay para tulungan kang maintindihan ang dalawa:

๐Ÿ’ก ๐๐š๐ -๐ˆ๐๐ˆ๐† ๐…๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  - Ito ay government-backed na loans para sa mga Pilipino.
โœ… Mas mababang interest rates (mga 5-7% bawat taon).
โœ… Mas mahabang termino ng pagbabayad (hanggang 30 taon).
โœ… Walang kailangang down payment sa ilang kaso.
โœ… Mainam kung ikaw ay first-time buyer o may steady na income.

๐Ÿฆ ๐๐š๐ง๐ค ๐…๐ข๐ง๐š๐ง๐œ๐ข๐ง๐  - Ito ay private loans mula sa mga bangko.
โœ… Mas mataas na interest rates (7-10%+)
โœ… Mas maikling termino (hanggang 20-25 taon)
โœ… Madalas na kailangan ng mas malaking down payment (10-20%).
โœ… Mas bagay kung mayroon kang magandang credit at gusto ng flexibility
โš ๏ธ Pero maaaring mas mahal ang kabuuang gastos.

Sa madaling salita, ang ๐ŸŒŸ๐๐š๐ -๐ˆ๐๐ˆ๐†๐ŸŒŸay perpekto kung gusto mo ang affordability at long-term na savings, habang ang bank financing ay mas bagay kung gusto mo ang bilis at mas mataas na loan options. Handa ka bang hanapin ang iyong scenic home?

Sa Golden Scenic Property, tutulungan ka naming mag-navigate sa mga scenic listings, suriin ang mga prime na lokasyon, at kumuha ng pinakamagandang deals, dahil ang paghahanap ng iyong ideal na retreat ay dapat na walang kahirap-hirap, nakaka-inspire, at hindi malilimutan.

Need help o may katanungan parin? Maaari mong mag reach out sa mga platforms na ito:
๐Ÿ“ƒEmail us: [email protected]
๐Ÿ“žPhone no: 63-962-358-7456
Or just message us on this FB Page

๐–๐ก๐š๐ญ ๐ƒ๐จ๐œ๐ฎ๐ฆ๐ž๐ง๐ญ๐ฌ ๐ญ๐จ ๐๐ซ๐ž๐ฉ๐š๐ซ๐ž ๐๐ž๐Ÿ๐จ๐ซ๐ž ๐‡๐จ๐ฎ๐ฌ๐ž ๐‡๐ฎ๐ง๐ญ๐ข๐ง๐ ?Hindi sapat ang โ€œdream houseโ€ kung kulang ka sa mga requirements. Bago ka...
12/11/2025

๐–๐ก๐š๐ญ ๐ƒ๐จ๐œ๐ฎ๐ฆ๐ž๐ง๐ญ๐ฌ ๐ญ๐จ ๐๐ซ๐ž๐ฉ๐š๐ซ๐ž ๐๐ž๐Ÿ๐จ๐ซ๐ž ๐‡๐จ๐ฎ๐ฌ๐ž ๐‡๐ฎ๐ง๐ญ๐ข๐ง๐ ?

Hindi sapat ang โ€œdream houseโ€ kung kulang ka sa mga requirements. Bago ka mag-site viewing o mag-inquire, siguraduhin mo munang ready ang mga dokumentong kailangan โ€” gaya ng valid IDs, proof of income, billing, at iba pa.

๐Ÿ’ก Bakit mahalaga ito?
โœ”๏ธ Para mabilis ang loan approval
โœ”๏ธ Para hindi ka ma-stress sa last-minute na kulang
โœ”๏ธ Para handa ka sa kahit anong financing โ€” bank, PAG-IBIG, o in-house
โœ”๏ธ Para smooth ang transaction at tuloy-tuloy ang proseso

Ang maayos na paghahanda ay unang hakbang sa pag-abot ng pangarap mong bahay. Kaya bago ka mag-house hunting, mag-document hunting muna! ๐Ÿ˜‰

Need help o may katanungan parin? Maaari mong mag reach out sa mga platforms na ito:

๐Ÿ“ƒEmail us: [email protected]
๐Ÿ“žPhone no: 63-962-358-7456
Or just message us on this FB Page

12/11/2025

โœจ๐Ÿก๐—ฃ๐—”๐—ฃ๐—”๐—”๐—ก๐—ข ๐— ๐—ข ๐— ๐—”๐—Ÿ๐—”๐—Ÿ๐—”๐— ๐—”๐—ก ๐—ž๐—จ๐—ก๐—š ๐—™๐—œ๐—ก๐—”๐—ก๐—–๐—œ๐—”๐—Ÿ๐—Ÿ๐—ฌ ๐—ฅ๐—˜๐—”๐——๐—ฌ ๐—ž๐—” ๐—ก๐—”๐—ก๐—š ๐—•๐—จ๐— ๐—œ๐—Ÿ๐—œ ๐—ก๐—š ๐—œ๐—ฌ๐—ข๐—ก๐—š ๐—ฆ๐—”๐—ฅ๐—œ๐—Ÿ๐—œ๐—ก๐—š ๐—•๐—”๐—›๐—”๐—ฌ?โœจ
Marami satin ang nangangarap ng sariling tahanan, pero ang tanong: handa na ba talaga tayo?
Alamin natin ang 5 simpleng signs na dapat mong i-check:

1๏ธโƒฃ Stable Income โ€“ Dapat consistent ang kita mo buwan-buwan. ๐Ÿ’ก Tip: Siguraduhin na tuloy-tuloy ang kita mo at hindi putol-putol. Ang mahalaga, may sapat kang panghulog sa bahay at panggastos sa araw-araw.

2๏ธโƒฃ Down Payment โ€“ Kailangan may naipon ka na (10โ€“20% ng presyo ng bahay).
๐Ÿ’ก Tip: Mag-ipon nang hiwalay para sa down payment. Kahit maliit ang naiipon buwan-buwan, basta consistent, makakarating ka rin sa target.

3๏ธโƒฃ Monthly Expenses โ€“ Hindi lang amortization ang gastos, may kuryente, tubig, groceries, at iba pa.
๐Ÿ’ก Tip: Gumawa ng listahan ng lahat ng bayarin mo (kuryente, tubig, internet, groceries). Idagdag mo ang hulog sa bahay. Kung pasok pa rin sa budget at may natitira, ibig sabihin kaya mo.

4๏ธโƒฃ Credit History โ€“ Maayos ba ang record mo sa utang? On-time ba ang bayad mo dati?
๐Ÿ’ก Tip: Kung lagi kang on-time magbayad ng utang o credit card, mas madali kang ma-approve sa loan. Kung may late payments dati, ayusin mo muna bago mag-apply.

5๏ธโƒฃ Emergency Fund โ€“ May ipon ka ba para sa biglaang gastos (3โ€“6 months ng expenses)?
๐Ÿ’ก Tip: Magtabi ng ipon na hindi gagalawin, pang-backup lang sa biglaang gastos. Ito ang magsisiguro na tuloy-tuloy ang hulog mo kahit may aberya.

โœ… Kung โ€œYESโ€ ka sa karamihan dito, good sign na ready ka na! Kung hindi pa, donโ€™t worry โ€” ang mahalaga may plano ka at may guide ka.

๐Ÿ‘‰ Sa ๐†๐จ๐ฅ๐๐ž๐ง ๐’๐œ๐ž๐ง๐ข๐œ ๐๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ, tutulungan ka naming maghanda at makahanap ng bahay na swak sa budget at pangarap mo.

Contact:
๐Ÿ“ƒEmail us: [email protected]
๐Ÿ“žPhone no: 63-962-358-7456

๐ŸŽ‰ 11.11 ๐๐ซ๐จ๐ฆ๐จ ๐€๐ฅ๐ž๐ซ๐ญ!Secure your future home todayโ€”online reservation now open for Ka-Apec buyers!๐Ÿก ๐๐ž๐ฐ ๐”๐ง๐ข๐ญ๐ฌ ๐€๐ฏ๐š๐ข๐ฅ๐š๐›๐ฅ๐ž โ€“...
11/11/2025

๐ŸŽ‰ 11.11 ๐๐ซ๐จ๐ฆ๐จ ๐€๐ฅ๐ž๐ซ๐ญ!
Secure your future home todayโ€”online reservation now open for Ka-Apec buyers!

๐Ÿก ๐๐ž๐ฐ ๐”๐ง๐ข๐ญ๐ฌ ๐€๐ฏ๐š๐ข๐ฅ๐š๐›๐ฅ๐ž โ€“ ๐๐‘๐‚ ๐๐ก๐š๐ฌ๐ž ๐Ÿ‘
๐Ÿ“ ๐’๐จ๐œ๐ข๐š๐ฅ๐ข๐ณ๐ž๐ ๐“๐จ๐ฐ๐ง๐ก๐จ๐ฎ๐ฌ๐ž (๐Ÿ‘๐Ÿ‘.๐Ÿ” ๐ฌ๐ช๐ฆ)
โœ”๏ธ ๐‚๐จ๐ซ๐ง๐ž๐ซ ๐”๐ง๐ข๐ญ๐ฌ โ€“ ๐Ÿ๐Ÿ Available
โœ”๏ธ ๐„๐ง๐ ๐”๐ง๐ข๐ญ๐ฌ โ€“ ๐Ÿ๐Ÿ— Available
โœ”๏ธ ๐ˆ๐ง๐ง๐ž๐ซ ๐”๐ง๐ข๐ญ๐ฌ โ€“ ๐Ÿ๐Ÿ•๐Ÿ” Available
๐Ÿ”ข ๐“๐จ๐ญ๐š๐ฅ ๐”๐ง๐ข๐ญ๐ฌ โ€“ ๐Ÿ๐Ÿ๐Ÿ— ๐ซ๐ž๐š๐๐ฒ ๐Ÿ๐จ๐ซ ๐ซ๐ž๐ฌ๐ž๐ซ๐ฏ๐š๐ญ๐ข๐จ๐ง!

โœจ ๐„๐ฑ๐œ๐ฅ๐ฎ๐ฌ๐ข๐ฏ๐ž ๐๐ฎ๐ฒ๐ž๐ซ ๐๐ซ๐จ๐ฆ๐จ๐ฌ
๐ŸŽฏ ๐Ÿ’๐๐‡ ๐๐ซ๐จ๐ ๐ซ๐š๐ฆ (๐Ÿ๐จ๐ซ ๐ˆ๐ง๐ง๐ž๐ซ ๐”๐ง๐ข๐ญ๐ฌ)
๐ŸŽฏ ๐๐ซ๐จ๐ฆ๐จ ๐๐ซ๐ข๐œ๐ž: โ‚ฑ๐Ÿ,๐Ÿ—๐Ÿ—๐Ÿ—
๐ŸŽฏ ๐…๐ซ๐ž๐ž ๐Œ๐จ๐ฏ๐ž-๐ˆ๐ง ๐…๐ž๐ž๐ฌ โ€“ ๐˜๐ž๐ฌ, ๐…๐‘๐„๐„!
(๐๐จ๐ญ๐ž: ๐๐Ž๐๐ƒ๐’ ๐ง๐จ๐ญ ๐ข๐ง๐œ๐ฅ๐ฎ๐๐ž๐)

๐Ÿ“ Location: ๐๐‘๐„๐๐“๐–๐Ž๐Ž๐ƒ ๐‘๐„๐’๐ˆ๐ƒ๐„๐๐‚๐„๐’

๐Ÿ’ฌ Message us now to reserve your unit or learn more about the promos. Donโ€™t miss this chance to own your dream home!

Contact:
๐Ÿ“ƒEmail us: [email protected]
๐Ÿ“žPhone no: 63-962-358-7456

๐˜๐จ๐ฎ ๐œ๐š๐ง ๐š๐ฅ๐ฌ๐จ ๐ฆ๐ž๐ฌ๐ฌ๐š๐ ๐ž ๐ฎ๐ฌ ๐ก๐ž๐ซ๐ž ๐ข๐ง ๐จ๐ฎ๐ซ ๐ฉ๐š๐ ๐ž.

11/11/2025

๐ŸŽ‰ 11.11 ๐๐ซ๐จ๐ฆ๐จ ๐€๐ฅ๐ž๐ซ๐ญ!
Secure your future home todayโ€”online reservation now open for Ka-Apec buyers!

๐Ÿก ๐๐ž๐ฐ ๐”๐ง๐ข๐ญ๐ฌ ๐€๐ฏ๐š๐ข๐ฅ๐š๐›๐ฅ๐ž โ€“ ๐๐‘๐‚ ๐๐ก๐š๐ฌ๐ž ๐Ÿ‘
๐Ÿ“ ๐’๐จ๐œ๐ข๐š๐ฅ๐ข๐ณ๐ž๐ ๐“๐จ๐ฐ๐ง๐ก๐จ๐ฎ๐ฌ๐ž (๐Ÿ‘๐Ÿ‘.๐Ÿ” ๐ฌ๐ช๐ฆ)
โœ”๏ธ ๐‚๐จ๐ซ๐ง๐ž๐ซ ๐”๐ง๐ข๐ญ๐ฌ โ€“ ๐Ÿ๐Ÿ Available
โœ”๏ธ ๐„๐ง๐ ๐”๐ง๐ข๐ญ๐ฌ โ€“ ๐Ÿ๐Ÿ— Available
โœ”๏ธ ๐ˆ๐ง๐ง๐ž๐ซ ๐”๐ง๐ข๐ญ๐ฌ โ€“ ๐Ÿ๐Ÿ•๐Ÿ” Available
๐Ÿ”ข ๐“๐จ๐ญ๐š๐ฅ ๐”๐ง๐ข๐ญ๐ฌ โ€“ ๐Ÿ๐Ÿ๐Ÿ— ๐ซ๐ž๐š๐๐ฒ ๐Ÿ๐จ๐ซ ๐ซ๐ž๐ฌ๐ž๐ซ๐ฏ๐š๐ญ๐ข๐จ๐ง!

โœจ ๐„๐ฑ๐œ๐ฅ๐ฎ๐ฌ๐ข๐ฏ๐ž ๐๐ฎ๐ฒ๐ž๐ซ ๐๐ซ๐จ๐ฆ๐จ๐ฌ
๐ŸŽฏ ๐Ÿ’๐๐‡ ๐๐ซ๐จ๐ ๐ซ๐š๐ฆ (๐Ÿ๐จ๐ซ ๐ˆ๐ง๐ง๐ž๐ซ ๐”๐ง๐ข๐ญ๐ฌ)
๐ŸŽฏ ๐๐ซ๐จ๐ฆ๐จ ๐๐ซ๐ข๐œ๐ž: โ‚ฑ๐Ÿ,๐Ÿ—๐Ÿ—๐Ÿ—
๐ŸŽฏ ๐…๐ซ๐ž๐ž ๐Œ๐จ๐ฏ๐ž-๐ˆ๐ง ๐…๐ž๐ž๐ฌ โ€“ ๐˜๐ž๐ฌ, ๐…๐‘๐„๐„!
(๐๐จ๐ญ๐ž: ๐๐Ž๐๐ƒ๐’ ๐ง๐จ๐ญ ๐ข๐ง๐œ๐ฅ๐ฎ๐๐ž๐)

๐Ÿ“ Location: ๐๐‘๐„๐๐“๐–๐Ž๐Ž๐ƒ ๐‘๐„๐’๐ˆ๐ƒ๐„๐๐‚๐„๐’

๐Ÿ’ฌ Message us now to reserve your unit or learn more about the promos. Donโ€™t miss this chance to own your dream home!

๐‘๐ž๐ง๐ญ๐ข๐ง๐  ๐ฏ๐ฌ. ๐Ž๐ฐ๐ง๐ข๐ง๐ : ๐–๐ก๐ข๐œ๐ก ๐Œ๐š๐ค๐ž๐ฌ ๐Œ๐จ๐ซ๐ž ๐’๐ž๐ง๐ฌ๐ž ๐ข๐ง 2025?Still wondering if itโ€™s better to rent or own a home in 2025? Hereโ€™s ...
11/11/2025

๐‘๐ž๐ง๐ญ๐ข๐ง๐  ๐ฏ๐ฌ. ๐Ž๐ฐ๐ง๐ข๐ง๐ : ๐–๐ก๐ข๐œ๐ก ๐Œ๐š๐ค๐ž๐ฌ ๐Œ๐จ๐ซ๐ž ๐’๐ž๐ง๐ฌ๐ž ๐ข๐ง 2025?

Still wondering if itโ€™s better to rent or own a home in 2025? Hereโ€™s a quick guide to help you choose whatโ€™s best for you in 2025:
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๐Ÿ  ๐‘๐ž๐ง๐ญ๐ข๐ง๐ : ๐…๐ซ๐ž๐ž๐๐จ๐ฆ & ๐…๐ฅ๐ž๐ฑ๐ข๐›๐ข๐ฅ๐ข๐ญ๐ฒ
โ€ข No big down payment neededโ€”just move in and start living!
โ€ข Ideal if you're exploring new places, starting fresh, or simply not ready for long-term ties.
โ€ข Just remember: rent gives you a roof, but not roots. Itโ€™s like paying for comfort without ownership.

๐Ÿก ๐Ž๐ฐ๐ง๐ข๐ง๐ : ๐ˆ๐ง๐ฏ๐ž๐ฌ๐ญ๐ฆ๐ž๐ง๐ญ & ๐’๐ž๐œ๐ฎ๐ซ๐ข๐ญ๐ฒ
โ€ข Every payment gets you closer to owning something valuable โ€” a home of your own!
โ€ข Make it truly your space: paint the walls, plant a garden, build memories.
โ€ข Enjoy long-term perks like tax benefits and your property might grow in value over time.
โ€ข It takes more commitment and careโ€”but itโ€™s a step toward stability and a future you shape.
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So, which makes more sense in 2025? If you want to build long-term wealth and security, owning is the best choice. But if you need flexibility for now, renting is a good short-term option.
At ๐†๐จ๐ฅ๐๐ž๐ง ๐’๐œ๐ž๐ง๐ข๐œ ๐๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ, we help you guide your options and find the right path for your unique situation.

๐Ÿ‘‰ Follow us for more real estate tips, stories, and advice.










๐Ÿ“ƒ๐†๐จ๐ฅ๐๐ž๐ง ๐’๐œ๐ž๐ง๐ข๐œ ๐๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ : [email protected]
๐Ÿ“ž 63-962-358-7456

๐“hinking about where to invest your money? Real estate remains one of the strongest pillars of wealth building. Here are...
11/11/2025

๐“hinking about where to invest your money? Real estate remains one of the strongest pillars of wealth building. Here are ๐—ง๐—ผ๐—ฝ 5 ๐˜€๐—ถ๐—บ๐—ฝ๐—น๐—ฒ ๐—ฟ๐—ฒ๐—ฎ๐˜€๐—ผ๐—ป๐˜€ ๐˜„๐—ต๐˜† ๐—ฟ๐—ฒ๐—ฎ๐—น ๐—ฒ๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ถ๐˜€ ๐—ฎ ๐˜€๐—บ๐—ฎ๐—ฟ๐˜ ๐—ฐ๐—ต๐—ผ๐—ถ๐—ฐ๐—ฒ:
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๐Ÿ. ๐Ÿ’ช๐’๐ญ๐š๐›๐ข๐ฅ๐ข๐ญ๐ฒ - Property values donโ€™t swing wildly like stocks. Real estate holds its value over time, making it a safe place to invest.

๐Ÿ. ๐Ÿ“ˆ๐€๐ฉ๐ฉ๐ซ๐ž๐œ๐ข๐š๐ญ๐ข๐จ๐ง - Land and homes usually grow in value. The longer you own, the more your investment can increase.

๐Ÿ‘. ๐Ÿก๐๐ซ๐ข๐๐ž ๐จ๐Ÿ ๐Ž๐ฐ๐ง๐ž๐ซ๐ฌ๐ก๐ข๐ฉ - This is yours! Live in it, improve it, or rent it out. Owning property means control, security, and pride โ€” itโ€™s not just a place, itโ€™s yours, unlike renting.

๐Ÿ’. ๐Ÿ’ธ๐๐š๐ฌ๐ฌ๐ข๐ฏ๐ž ๐ˆ๐ง๐œ๐จ๐ฆ๐ž - Earn while you sleep! Renting your property can bring in steady monthly income that helps build your wealth without extra work.

๐Ÿ“. ๐Ÿงพ๐“๐š๐ฑ ๐’๐š๐ฏ๐ข๐ง๐ ๐ฌ - Save money with tax breaks on mortgage interest, property taxes, and depreciation. More savings mean better returns on your investment!
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Owning real estate is more than just having a propertyโ€”it's a way to build something valuable that grows with you. At ๐†๐จ๐ฅ๐๐ž๐ง ๐’๐œ๐ž๐ง๐ข๐œ ๐๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ, we help guide you in making smart investments that can improve your financial future step by step.

๐Ÿ‘‰Follow us to learn more about real estate and make confident decisions for your future!









๐Ÿ“ƒ๐†๐จ๐ฅ๐๐ž๐ง ๐’๐œ๐ž๐ง๐ข๐œ ๐๐ซ๐จ๐ฉ๐ž๐ซ๐ญ๐ฒ : [email protected]
๐Ÿ“ž 63-962-358-7456

"๐—•๐—ฎ๐—ต๐—ฎ ๐—ผ ๐—ฏ๐—ฎ๐—ด๐˜†๐—ผโŸ ๐—บ๐—ฎ๐˜† ๐˜‚๐˜๐—ฎ๐—ป๐—ด ๐—ฝ๐—ฎ ๐—ฟ๐—ถ๐—ป?โ€โ€”Pag usapan natin kapatid!Alam mo ba? Kahit bumaha, masira, o tuluyang mawasak ang baha...
10/11/2025

"๐—•๐—ฎ๐—ต๐—ฎ ๐—ผ ๐—ฏ๐—ฎ๐—ด๐˜†๐—ผโŸ ๐—บ๐—ฎ๐˜† ๐˜‚๐˜๐—ฎ๐—ป๐—ด ๐—ฝ๐—ฎ ๐—ฟ๐—ถ๐—ป?โ€
โ€”
Pag usapan natin kapatid!

Alam mo ba? Kahit bumaha, masira, o tuluyang mawasak ang bahay mo โ€” hindi automatic na cancelled ang housing loan mo.

โœ… Yes, kailangan pa rin magbayad โ€” unless may tutulong na insurance. Kahit pa โ€˜yan ay sa Pag-IBIG Fund o sa bank, isa pa rin itong loan na kailangang bayaran.

What to do? Check mo friend kung may insurance ang housing loan mo.

Good news!
Kadalasan, kasama na talaga sa housing loan ang property insurance โ€” either galing sa Pag-IBIG o bank.

๐— ๐—ฎ๐˜† ๐Ÿฎ ๐—ธ๐—น๐—ฎ๐˜€๐—ฒ ๐—ป๐—ด ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ป๐—ฎ ๐—ธ๐—ฎ๐—ฑ๐—ฎ๐—น๐—ฎ๐˜€๐—ฎ๐—ป๐—ด ๐—ธ๐—ฎ๐˜€๐—ฎ๐—บ๐—ฎ:

๐Ÿ’š๐—™๐—ถ๐—ฟ๐—ฒ ๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ โ€“ sakop lang โ€˜to kapag nasunog o tinamaan ng kidlat.

๐Ÿ’™๐—”๐—ฐ๐˜๐˜€ ๐—ผ๐—ณ ๐—ก๐—ฎ๐˜๐˜‚๐—ฟ๐—ฒ / ๐—”๐—ฐ๐˜๐˜€ ๐—ผ๐—ณ ๐—š๐—ผ๐—ฑ ๐—”๐—ฑ๐—ฑ-๐—ผ๐—ป โ€“ โ€˜eto โ€˜yung coverage para sa baha, lindol, bagyo, landslide, volcanic eruption, at iba pang natural calamities.

๐Ÿ’ก ๐—ง๐—ถ๐—ฝ:
Kung wala pang โ€œActs of Natureโ€ sa policy mo, pwede kang bumili ng hiwalay na insurance o magpa-add-on para dito.
Mas maganda nang ready kaysa ma bigla. At least, kung may mangyaring hindi inaasahan, may tutulong magbayad o magpaayos ng bahay.

๐Ÿ’ธ ๐—ž๐—ฎ๐—ฝ๐—ฎ๐—ด ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ๐—ฒ๐—ฑ ๐—ธ๐—ฎ ๐—ป๐—ด ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒโŸ ๐—ถ๐˜๐—ผ ๐—ฎ๐—ป๐—ด ๐—บ๐—ฎ๐—ป๐—ด๐˜†๐—ฎ๐˜†๐—ฎ๐—ฟ๐—ถ:
Mag-file ka ng insurance claim para sa baha o pinsala.

Si insurance company ang magbabayad ng gastos sa repair o pagpapatayo ulit.

Si bank o Pag-IBIG, bilang mortgagee, kadalasan ang unang makakatanggap ng insurance proceeds โ€” tapos sila na ang magre-release saโ€™yo o diretso sa contractor para magpaayos.

Or depende sa policy ng insurance.

๐Ÿš ๐—ฃ๐—ฎ๐—ฎ๐—ป๐—ผ ๐—ธ๐˜‚๐—ป๐—ด ๐˜๐—ผ๐˜๐—ฎ๐—น๐—น๐˜† ๐˜„๐—ฎ๐˜€๐—ฎ๐—ธ ๐—ป๐—ฎ ๐—ฎ๐—ป๐—ด ๐—ฏ๐—ฎ๐—ต๐—ฎ๐˜†?
Kahit na wala na ang bahay, hindi nawawala ang utang.
Yung lupa, andiyan pa rin โ€” at โ€˜yan ang collateral ng loan mo.

Kung may insurance, pwedeng gamitin โ€˜yung proceeds para:

Ipaayos o ipatayo ulit ang bahay, o

Bawasan ang balance ng loan kung hindi na kayang i-rebuild.

Kung walang insurance, ikaw pa rin ang kailangang magpatuloy sa bayad โ€” maliban na lang kung magbigay ng moratorium o calamity relief ang Pag-IBIG o bank.

Tignan din ang coverage and limitations ng insurance pag bumili ng property.

๐Ÿค ๐—ฃ๐—ฎ๐—ด-๐—œ๐—•๐—œ๐—š ๐—–๐—ฎ๐—น๐—ฎ๐—บ๐—ถ๐˜๐˜† ๐—”๐˜€๐˜€๐—ถ๐˜€๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ
Pag may kalamidad, madalas may tulong si Pag-IBIG Fund:

๐—–๐—ฎ๐—น๐—ฎ๐—บ๐—ถ๐˜๐˜† ๐—Ÿ๐—ผ๐—ฎ๐—ป โ€“ hanggang 80% ng total savings/contributions mo.

๐—ฃ๐—ฎ๐˜†๐—บ๐—ฒ๐—ป๐˜ ๐— ๐—ผ๐—ฟ๐—ฎ๐˜๐—ผ๐—ฟ๐—ถ๐˜‚๐—บ โ€“ pwede kang humingi ng 3โ€“6 months na pahinga sa bayad.

Pero tandaan, pagkatapos ng moratorium, tuloy pa rin ang bayad sa principal loan.

๐Ÿ“‹ ๐—”๐—ป๐—ผ ๐—ฎ๐—ป๐—ด ๐—ฑ๐—ฎ๐—ฝ๐—ฎ๐˜ ๐—บ๐—ผ๐—ป๐—ด ๐—ด๐—ฎ๐˜„๐—ถ๐—ป ๐—ป๐—ด๐—ฎ๐˜†๐—ผ๐—ป
๐—œ-๐—ฐ๐—ต๐—ฒ๐—ฐ๐—ธ ๐—ฎ๐—ป๐—ด ๐—น๐—ผ๐—ฎ๐—ป ๐—ฑ๐—ผ๐—ฐ๐˜‚๐—บ๐—ฒ๐—ป๐˜๐˜€ ๐—บ๐—ผ โ€“ ๐—บ๐—ฎ๐˜† ๐—”๐—ฐ๐˜๐˜€ ๐—ผ๐—ณ ๐—ก๐—ฎ๐˜๐˜‚๐—ฟ๐—ฒ ๐—ฏ๐—ฎ ๐—ฎ๐—ป๐—ด ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—บ๐—ผ?

Kontakin agad ang insurance provider โ€“ mag-file ng report at claim.

Ipaalam sa Pag-IBIG o sa bank โ€“ magpadala ng pictures o proof ng pinsala.

Mag-inquire sa calamity assistance o moratorium.

Kung kaya mo pa rin magbayad, tuloy lang. Nakakatulong ito para hindi masira ang record mo.

๐Ÿ’ฌ In short: Hindi nawawala ang utang kapag nasira ang bahay, pero may mga paraan para mapagaan ang bigat.
At kung wala pang โ€œActs of Godโ€ coverage ang insurance mo, maganda nang kumuha habang maaga. Wag nating hintayin ang ulan bago maghanda









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โ€ข๐Ÿ“ƒGolden Scenic Property
โ€ข๐Ÿ“ž 63-962-358-7456

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