05/03/2020
🏠🏠THINGS TO KNOW WHEN BUYING A HOUSE!!
✔ BUDGET - magkano ba kaya mong monthly? Kung magkano lang kaya mo doon ka mag-umpisa tumingin.
✔ LOCATION - consider mo pa rin ang budget mo. Kung mura lang siguradong malayo sa manila yan. Around 4million na po pataas presyo ng townhouse sa Metro Manila
✔ REQUIRED INCOME SALARY - Check mo na kaagad kung magkano sweldo mo kase doon sila magbabase kung magkano monthly pwede mo kunin! (pwede combined salary ninyo mag-asawa o family)
✔ MARITAL STATUS - laging tandaan ang legalities kapag kasal ka sa papel kahit na hiwalay kayo sa mata ng batas conjugal property padin ang lahat ng pagmamayari ninyo.
COMMON QUESTION:
📣Saan po ba may mura?
Sa Bulacan, Cavite, Batangas or Pampanga Rizal atbp
📣ANO PO RFO?
Ready For Occupancy meaning to say Nakatayo na po yong Bahay, kung babayaran ng full cash kadalasan within 45 days pwd na mag move in. Kung installment and dp kadalasan 3 to 6mos na lang to pay. Hintayin din muna maapprove and loan take sa financing bago malipatan.
📣Ano ang PRE SELLING?
Kadalasan mag land development pa lang and itatayo palang ang bahay mo Ang maganda nito mura pa ang price ng property . Maari mo din bayaran pa ng installment ang Downpayment or Equity max 36mos
📣Ano ang EQUITY or DOWN PAYMENT
Si Bank or Pag ibig po kadalasan ay 80% lang ang ipapautang, kya yong 20% ang tinatawag na down payment kadalasan ito ay installment basis din.
📣Sino po mag process ng Housing Application
Usually Developer po na nag process ng housing loan application, your obligation as a buyer is magsubmit ng requirements and magbayad.
How to Avail:
👉1. Join our free tripping everyday
👉2. Choose a unit after tripping and pay the reservation fee
👉Submit Initial Requirements:
☑️2 Valid ID(SSS, Company, TIN, Passport, PRC, etc.)
☑️One month latest payslip(buong buwan )
👉3. 30 days after reservation the downpayment will start
👉4. Submit the remaining requirements within 30 days from
reservation.
👉5. After a month start monthly amortization of
downpayment
👉6. Wait for Pagibig processing and Loan Approve
👉7. Loan Take out - Pwede na mag Punch listing then Move
in and start na rin ng Monthly amortization kay Pag ibig
or Bank
credit to the owner
