08/11/2025
๐๐ญ ๐๐๐๐ ๐๐๐๐ฅ๐ญ๐ฒ, ๐ฒ๐จ๐ฎ๐ซ ๐ฌ๐๐๐๐ญ๐ฒ ๐๐จ๐ฆ๐๐ฌ ๐๐ข๐ซ๐ฌ๐ญ.
โ
๐๐ ๐๐จ๐งโ๐ญ ๐ฌ๐๐ฅ๐ฅ ๐ข๐ง ๐๐ฅ๐จ๐จ๐๐๐ ๐๐ซ๐๐๐ฌ.
โ
๐๐ง๐ฅ๐ฒ ๐ฌ๐๐๐ ๐๐ง๐ ๐ฌ๐๐๐ฎ๐ซ๐ ๐๐จ๐ฆ๐ฆ๐ฎ๐ง๐ข๐ญ๐ข๐๐ฌ.
๐ ๐ก But Did you know?
Even if your home gets damaged or destroyed by a typhoon, flood, or earthquake, You STILL have to pay your housing loan to the bank or Pag-IBIG.
Thatโs because the loan is for the money you borrowed, not the house itself.
So even if your property is gone, the debt remains.
Thatโs why INSURANCE is a must-have for every homeowner under Bank or Pag-IBIG financing.
1๏ธโฃ ๐๐๐ (๐๐จ๐ซ๐ญ๐ ๐๐ ๐ ๐๐๐๐๐ฆ๐ฉ๐ญ๐ข๐จ๐ง ๐๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐)
If the borrower passes away before the loan is fully paid, MRI covers the remaining balance, so your loved ones wonโt inherit the debt or risk losing the home.
2๏ธโฃ ๐
๐ข๐ซ๐ ๐๐ง๐ ๐๐๐ญ๐ฌ ๐จ๐ ๐๐๐ญ๐ฎ๐ซ๐ (๐๐๐) ๐๐จ๐ฏ๐๐ซ๐๐ ๐
Protects your property. Covers losses caused by fire, typhoon, flood, earthquake, and other natural disasters.
๐ก Example: If your house is damaged, you can file an insurance claim. The insurance company will pay the bank or Pag-IBIG directly (since your house is the loanโs collateral). If the claim amount equals your loan balance, your debt is cleared.
โ
In short:
* MRI = Protects your family from unpaid debt.
* AON = Protects your home from damage.
Both give you peace of mind and financial protection in case of lifeโs uncertainties. โค๏ธ
So, ask yourself. Is your home really insured? ๐ ๐ญ
Pro tip from :
๐๐จ๐งโ๐ญ ๐ฃ๐ฎ๐ฌ๐ญ ๐๐ฎ๐ฒ ๐ ๐ก๐จ๐ฆ๐, ๐ฉ๐ซ๐จ๐ญ๐๐๐ญ ๐ข๐ญ, ๐ญ๐จ๐จ. ๐
