APEC House & Lot By Ms. Shane

APEC House & Lot By Ms. Shane 🏡

“ALAM MO BA… hindi mo kailangang magbayad ng housing loan for 30 YEARS? 😳🏡Isa ‘to sa pinaka malaking maling akala ng kar...
18/05/2026

“ALAM MO BA… hindi mo kailangang magbayad ng housing loan for 30 YEARS? 😳🏡

Isa ‘to sa pinaka malaking maling akala ng karamihan pagdating sa PAG-IBIG housing loan.

Akala kasi nila kapag 30 years ang term…
30 years ka na ding hirap magbabayad. 😅

Pero ang hindi alam ng iba…
OPTION lang ang 30 years para mapababa ang monthly amortization mo. ✅

At anytime…
pwede kang mag advance payment sa PRINCIPAL amount mo para mapabilis matapos yung loan mo! 💸

Halimbawa:
30 years ang kinuha mo para mababa monthly mo…
pero habang tumataas income mo, may sideline ka, bonus, incentive, o extra savings,
pwede kang maghulog ng mas malaki DIRECT TO PRINCIPAL.

Ang mangyayari⁉️
✅️ Bumababa interest
✅️ Umiikli loan term
✅️ Mas mabilis maging fully paid ang bahay mo

Kaya yung ibang marunong mag-strategize…
30 years ang term PERO natatapos nila within 10–15 years lang. 🔥

Dito nagkakaiba ang:
❌ Nagbabayad lang
vs
✅ Marunong magpalago ng pera at mag-strategy.

At least habang mababa pa monthly mo ngayon…
nakapag move-in ka na sa sarili mong bahay habang unti-unti mong pinapaiksi yung loan mo. 🏡✨

Kaya wag matakot sa salitang ‘30 years’…
dahil nasa diskarte mo pa rin kung gaano kabilis mo matatapos ang bahay mo.”

📩 “Message us para malaman mo kung anong monthly at strategy ang bagay sa budget mo!”

PAG-IBIG MEMBER KA BA?At ang sahod mo ay nasa ₱15K–₱25K kada buwan?Good news para sa’yo!Dahil sa tulong ng PAG-IBIG Hous...
27/04/2026

PAG-IBIG MEMBER KA BA?
At ang sahod mo ay nasa ₱15K–₱25K kada buwan?

Good news para sa’yo!
Dahil sa tulong ng PAG-IBIG Housing Loan, kaya mo nang magkaroon ng sariling bahay at lupa!

✅ Mababang hulog buwan-buwan
✅ Abot-kayang terms
✅ Hindi mo na kailangan mag-rent habang buhay

Kung ikaw ay empleyado o may regular na kita, ito na ang pagkakataon para i-level up ang buhay mo at ng pamilya mo. 💯

📌 Huwag palampasin!
I-message kami ngayon para malaman kung paano ka makakapag-apply.

Accredited Marketing Associate
PRC License No. 16602

Shane Erevera
📲09756314202

APPLY FOR HOME LOAN👌Thru Pag-IBIG Financing in partnership with APEC Homes🏡If you’re a member of the Philippine governme...
27/04/2026

APPLY FOR HOME LOAN👌
Thru Pag-IBIG Financing in partnership with APEC Homes🏡

If you’re a member of the Philippine government agency Pag-IBIG Fund (also known as the Home Development Mutual Fund or HDMF), you may be eligible for a housing loan. Here are the steps to obtain a housing loan from Pag-IBIG Fund:

1. Ensure that you are eligible for a housing loan. To be eligible, you must:

-Be an active Pag-IBIG Fund member with at least 24 monthly contributions
-Have a legal capacity to acquire and encumber real property
-Not be more than 65 years old at the time of loan application and not more than 70 years old at loan maturity
-Have no outstanding Pag-IBIG Fund housing loan, either as a principal borrower or co-borrower
-Have no Pag-IBIG Fund housing loan that was foreclosed, cancelled, or bought back due to default

2. Attend a loan counseling session at a Pag-IBIG Fund branch. This session will help you understand the loan process, the loan products available, and the requirements needed for the loan application.

3. Submit the following requirements:

-Accomplished Pag-IBIG Fund Housing Loan Application form
-Membership Status Verification Slip (MSVS) obtained from Pag-IBIG Fund branch
-Proof of income (such as payslips, income tax returns, or a -Certificate of Employment and Compensation)
-Proof of identity (such as a valid government ID)
-Proof of billing (such as utility bills)
-Other documents, such as marriage certificate (if applicable) and special power of attorney (if applicable)

4. Wait for the loan approval. The Pag-IBIG Fund will evaluate your loan application and inform you of the result. If approved, you will be notified of the loan amount, interest rate, and loan terms.

5. Sign the loan documents. If you agree with the loan terms, you will need to sign the loan documents and pay the processing fee, documentary stamp tax, and other fees.

6. Claim the loan proceeds. Once the loan documents are processed, the loan proceeds will be released to you or your developer.

Remember that the housing loan process can take time, and the amount of the loan will depend on your income, loan purpose, and capacity to pay. It’s important to consider these factors before applying for a housing loan to ensure that you can repay the loan on time.

Shane Erevera
📲 09756314202

Grabe! As low as 3,000+ monthly only may bahay at lupa kana!🏡🔑YES to Murang Pabahay na Installment!👌Sa APEC Homes, makak...
25/04/2026

Grabe! As low as 3,000+ monthly only may bahay at lupa kana!🏡🔑

YES to Murang Pabahay na Installment!👌

Sa APEC Homes, makakamit mo na ang sariling bahay sa loob ng maayos at magandang subdivision!
May kompletong amenities, secured community, at installment na abot-kaya!

📍 Accessible sa lahat ng kailangan mo — malapit sa mga simbahan, malls, palengke, schools, at bangko!
📍 Projects available sa Bulacan, Pampanga, Tarlac & Bataan!

Tama na ang renta! Simulan na ang paglipat sa bahay na deserve mo!


#

Kim Chiu approved Affordable House and Lot! 🏡👌As low as 3,000+ Monthly DP Only!Magandang location! Accessible at conveni...
25/04/2026

Kim Chiu approved Affordable House and Lot! 🏡👌
As low as 3,000+ Monthly DP Only!

Magandang location! Accessible at convenient sa daily needs.

Perfect for your sariling bahay.
Limited slots only. Reserve yours now! 📩



Pwde nyo po pampost Edit nlng po sa baba lagyan ng name ninyo and number

Shane Erevera
Accredited Marketing Associate Apec Homes
📲09756314202

Address

San Rafael Bulacan
San Rafael
3006

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