09/09/2026
🏡 Your Step-by-Step Guide to Buying a House
Buying a home is one of the biggest milestones you will ever achieve, but navigating the real estate market doesn't have to be overwhelming!
Here are 6 key steps to ensure a smooth and confident journey to homeownership:
1️⃣ Know Your Budget: Use the 28/36 rule to keep housing costs under 28% of your gross monthly income.
2️⃣ Save for Upfront Costs: Plan ahead for your down payment (5–20%) and closing fees (2–5%).
3️⃣ Get Pre-Approved: Set a clear purchase ceiling and show sellers you are a ready buyer.
4️⃣ Prioritize Needs vs. Wants: Focus on essentials like location and space before cosmetic add-ons.
5️⃣ Inspect Thoroughly: Always hire a professional inspector to check structure, roofing, plumbing, and electricals.
6️⃣ Verify Legal Title: Ensure the property has a clean title, clear ownership, and zero liens.
Ready to take the first step toward your dream home? Let TerraGold guide you every step of the way!
📞 Call us: (+63) 898 402 1018
🌐 Visit: terragold.ph
