Avida Land Corp. - Team Arjun Zhang

03/09/2023

Every mistake demands forgiveness. May it be personal or business related, one failure should not decide the end of the course—with accountability, every failure raises the likelihood for success.


Avida Land Corp. - Team Zhang

Image Source: https://arthive.com/artists/3424~Albert_Marquet/works/473493~Window_in_La_Goulette_Tunis
Window in La Goulette, Tunis by Albert Marquet

01/09/2023

#ʀᴇɪɴᴠᴇꜱᴛᴍᴇɴᴛᴀᴅᴠɪᴄᴇ
Given its resilience, real estate investing in the Philippines is a solid choice. However, like other investments, involves risks.

𝐏𝐑𝐎𝐒:
1. 𝗦𝘁𝗮𝗯𝗹𝗲 𝗗𝗲𝗺𝗮𝗻𝗱
Despite the extensive effect of the COVID-19 pandemic in the last few years, the Philippine real estate economy has shown resilience. This crisis gave way to favorable market conditions—lower interest rates, and extended pay terms (this is especially applicable to condominium projects’ supply).

2. 𝗩𝗮𝗹𝘂𝗲 𝗔𝗽𝗽𝗿𝗲𝗰𝗶𝗮𝘁𝗶𝗼𝗻
The Philippines' residential property prices appreciated by 27.1% in the second quarter of 2020, the highest year-on-year growth rate since 2016. Home loans for buying condos and single attached/detached houses were major factors to the housing price surge. Real estate may not have the same profit potential as stocks, but it is less volatile in terms of price.

3. 𝗗𝗶𝘃𝗲𝗿𝘀𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻
If your portfolio consists mostly of stocks, adding real estate investment to it could lower volatility and your chance of losing money. Diversification has been proved to lower risk while retaining growth potential in practically every financial industry, from stocks to commodities to real estate.

𝐂𝐎𝐍𝐒:
1. 𝗖𝗮𝘀𝗵-𝗵𝗲𝗮𝘃𝘆
When you invest in physical properties, you will need a large amount of money—either your own or borrowed money—to acquire, manage, and improve a property.

2. 𝗟𝗮𝗰𝗸 𝗼𝗳 𝗟𝗶𝗾𝘂𝗶𝗱𝗶𝘁𝘆
It is not as simple to convert a property into cash as it is to sell equities. That is not how real estate investing works. Finding the perfect buyer who is willing to buy at the right price takes time. If you need to cash out quickly, you may wind up selling the property for less than its market worth or at a loss.

3. 𝗥𝗶𝘀𝗸 𝗟𝗼𝘀𝗶𝗻𝗴 𝗠𝗼𝗻𝗲𝘆
There is risk losing money due to different problems associated with owning and managing a property:

• Hidden structural defects e.g., leaky roof, foundation issues, etc.
• Property requiring too much maintenance
• Bad location
• High vacancies (for rental properties)
• Not charging enough rent
• Problem tenants i.e., pay late or don't pay at all, damage the property, etc.

4. 𝗟𝗲𝘃𝗲𝗿𝗮𝗴𝗲 𝘄𝗶𝘁𝗵 𝗟𝗼𝗮𝗻𝘀
Using debt to increase earnings is one of the most dangerous aspects of investing in anything. While low interest rates enable investors to purchase more properties, they might be detrimental if you are forced to liquidate rapidly due to market fluctuations or other events that impair your ability to make loan payments. This high-risk technique could backfire.



Source Article: https://www.moneymax.ph/personal-finance/articles/how-to-invest-real-estate?fbclid=IwAR1z63tLE3OFZYrK4HOdh5Uy-XnrAWRAJGc27E39NHjSqJglBazi5ivgoCc

14/08/2023

As the first day of the week ends, it's important to remember: we have the choice to either be ruled by fear, or by the bounty of our goals waiting to be fulfilled.


Avida Land Corp. - Team Zhang

Image Source: https://www.artsy.net/article/artsy-editorial-unraveling-mysteries-caspar-david-friedrichs-wanderer
Wanderer above the Sea of Fog, ca. 1817, by Caspar David Friedrich

10/08/2023

#ʀᴇɪɴᴠᴇꜱᴛᴍᴇɴᴛᴀᴅᴠɪᴄᴇ

Real Estate Investing comes in various forms. Direct investment involves buying and selling properties as a business, while indirect investment can be done through REITs. Each type has their own Risks and Strategies.

1. 𝗕𝘂𝘆 𝗮𝗻𝗱 𝗦𝗲𝗹𝗹
If you have a large cash reserve and are good at handling your money and turning it around, you can buy depreciated properties, fix them up, and sell at a higher price, then repeat. Don’t make the mistake of spending too much on renovations and later on having difficulty selling the property. Always do the math.

2. 𝗕𝘂𝘆 𝗮𝗻𝗱 𝗛𝗼𝗹𝗱
This involves buying a property and selling it decades down the road. Such a long-term real estate investment is usually for people who have too much money and need a place to park it. Instead of letting your property sit for decades not generating income, monetize it. Remember that you’re still paying for fees, so let your property work for you.

3. 𝗥𝗲𝗻𝘁𝗮𝗹 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀
Especially in university towns and near central business districts (CBDs), you can earn a regular income from leasing your property. Before you do so, calculate your return on investment (ROI) based on how much you’ll rent out the property and your monthly amortization.

4. 𝗥𝗘𝗜𝗧𝘀
REIT investing works very much like buying and selling regular stocks. The only difference is that you’re investing in publicly listed companies that operate commercial real estate. REITs are dividend-paying stocks, so investors receive regular income from them.

The first REIT in the Philippines is the Ayala Land REIT (AREIT), which was listed on the Philippine Stock Exchange (PSE) in August 2020. Now, you can also invest in others.

5. 𝗦𝗵𝗮𝗿𝗲𝗱 𝗢𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀
These investments involve more than one investor purchasing a property together. Investing in a shared ownership property can be risky because there are many moving parts. But it can be one of the most lucrative investments you’ll ever make if done correctly. It requires an experienced managing agent to help manage sharing responsibilities among all owners without jeopardizing relationships or compromising transparency.

6. 𝗖𝗼-𝗼𝗽 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁𝘀
This type of real estate investment provides two things: steady cash flow and great tax benefits. Co-ops are usually more work on your part than other types of real estate investments, so they require strong finances to ensure that your investment will cover your costs every month. You buy shares of a corporation that owns the property and have what's called "voting rights."

Real estate is a strong long-term investment, but the approach varies for each person. Assess its viability through calculations before diving in. Knowledge of real estate investing isn't enough; effective strategies based on careful calculations are essential to minimize risks.



Source Article: https://www.moneymax.ph/personal-finance/articles/how-to-invest-real-estate

09/08/2023

ʀᴇᴀʟ ᴇꜱᴛᴀᴛᴇ ɴᴇᴡꜱ

According to the Light Rail Manila Corporation (LRMC), the 𝗟𝗥𝗧-𝟭 𝗖𝗮𝘃𝗶𝘁𝗲 𝗘𝘅𝘁𝗲𝗻𝘀𝗶𝗼𝗻 𝗣𝗵𝗮𝘀𝗲 𝟭 𝗣𝗿𝗼𝗷𝗲𝗰𝘁 𝗶𝘀 𝗻𝗼𝘄 𝟴𝟴% 𝗰𝗼𝗺𝗽𝗹𝗲𝘁𝗲 as of H1 2023. The first phase of the 11-kilometer extension project includes 5 stations that are currently in various stages of development:

• Redemptorist Station - 60% complete
• MIA Station - 67% complete
• Asia World Station - 55% complete
• Ninoy Aquino Station - 59% complete
• Dr. Santos Station - 71% complete

The first phase of the project is expected to be completed by Q4 2024.

21/07/2023

𝐑𝐞𝐧𝐭-𝐭𝐨-𝐎𝐰𝐧 𝐔𝐧𝐢𝐭𝐬 𝐚𝐧𝐝 𝐋𝐢𝐯𝐞 𝟏𝟓 𝐌𝐢𝐧𝐮𝐭𝐞𝐬 𝐚𝐰𝐚𝐲 𝐟𝐫𝐨𝐦 𝐌𝐚𝐤𝐚𝐭𝐢 𝐂𝐢𝐭𝐲 𝐢𝐧𝐬𝐢𝐝𝐞 𝐭𝐡𝐞 𝐏𝐞𝐚𝐜𝐞𝐟𝐮𝐥 𝐚𝐫𝐞𝐚 𝐢𝐧 𝐏𝐚𝐜𝐨, 𝐌𝐚𝐧𝐢𝐥𝐚!

Experience the epitome of contemporary urban living in Manila with Avida of Ayala Land, the most reputable, trusted, and diversified Real estate developer in the Philippines.

𝗔𝘃𝗶𝗱𝗮 𝗧𝗼𝘄𝗲𝗿𝘀 𝗜𝗻𝘁𝗶𝗺𝗮 places you in the heart of Manila's thriving landscape. With easy access to prestigious shopping malls, exquisite restaurants, trendy cafes, renowned educational institutions, and top-tier healthcare facilities, everything you need is just a stone's throw away.

Join a vibrant community where accessibility creates an exceptional living experience that is simply unparalleled. This remarkable development promises a lifestyle that effortlessly blends convenience and vibrancy.

📍Walking Distance to Robinsons Otis
📍Walking Distance to Landers Otis
📍10 - 15 Minutes away to Makati City

Accessibility:

✔️United Nations Avenue
✔️SLEX
✔️Metro Manila Skyway
✔️Quirino Avenue Extension

Available Units for Rent-to-Own:

Studio: 22.4 sqm
1 Bedroom: 41.51 sqm

Limited Units Available! Don’t Let this Opportunity Slip away and avail as much as 20% - 30% Discount!

Want to know more? Send me a Message 📱

you may also contact me via:

📞+63915 422 3612 (Viber/WhatsApp/WeChat)
📧[email protected]

𝐀𝐫𝐣𝐮𝐧 𝐙𝐡𝐚𝐧𝐠, RES
PRC No. 17967 | Valid Until 02 FEB 2024
OTR No. 12508666 | Issued on 02 FEB 2024
DHSUD OR 0057883 | Valid Until 31 DEC 2024

Under the direct supervision:
Edrian M. Francisco, REB
REB No. 0026370 | Valid Until 21 SEP 2023
DHSUD No. 0080905 | Valid Until 31 DEC 2023

07/07/2023

𝐑𝐄𝐀𝐋 𝐄𝐒𝐓𝐀𝐓𝐄 𝐈𝐍𝐕𝐄𝐒𝐓𝐌𝐄𝐍𝐓 𝐓𝐈𝐏𝐒

𝐇𝐨𝐰 𝐭𝐨 𝐈𝐧𝐯𝐞𝐬𝐭 𝐢𝐧 𝐑𝐞𝐧𝐭𝐚𝐥 𝐏𝐫𝐨𝐩𝐞𝐫𝐭𝐲:
𝑻𝒊𝒑𝒔 𝒇𝒐𝒓 𝒃𝒖𝒚𝒊𝒏𝒈 𝒚𝒐𝒖𝒓 𝒇𝒊𝒓𝒔𝒕 𝒓𝒆𝒏𝒕𝒂𝒍 𝒑𝒓𝒐𝒑𝒆𝒓𝒕𝒚

Investing in rental real estate can be a lucrative venture, but it's important to be well-prepared for the challenges that come with it. One of the key aspects to consider is the financial commitment, as rental property mortgages typically require a 15-25% down payment. Additionally, being a landlord entails a diverse skill set, ranging from understanding tenant laws to handling property maintenance. Alternatively, you can choose a more hands-off approach by hiring a property manager or exploring real estate investment trusts (REITs) as investment options.

When it comes to rental properties, there is a wide range of choices available, including vacation homes, multi-family homes, and single-family homes. However, it's essential to anticipate ongoing expenses such as maintenance and repairs, typically allocating around 1% of the property's value for these costs. Property management services can be valuable in handling tenant screening, rent collection, and property upkeep, allowing you to focus on other aspects of your investment.

Understanding the legal aspects of rental properties is crucial to protect your investment and ensure compliance. Familiarize yourself with landlord-tenant laws, eviction regulations, and fair housing laws in your area. Additionally, acquiring landlord insurance is highly recommended to cover property damage, lost rental income, and liability protection. Location plays a significant role in rental property profitability, so consider factors such as population growth, job market, and amenities when selecting a property.

Successful rental property investment requires careful planning, financial management, and knowledge of the local real estate market. It's important to conduct thorough research, seek advice from professionals, and develop a comprehensive strategy to optimize your chances of success in this competitive market. By being well-informed and proactive, you can navigate the challenges and reap the rewards of rental real estate investment.

SOURCE:
Parker, T. (2023).
𝐻𝑜𝑤 𝑡𝑜 𝐼𝑛𝑣𝑒𝑠𝑡 𝑖𝑛 𝑅𝑒𝑛𝑡𝑎𝑙 𝑃𝑟𝑜𝑝𝑒𝑟𝑡𝑦: 𝑇𝑖𝑝𝑠 𝑓𝑜𝑟 𝑏𝑢𝑦𝑖𝑛𝑔 𝑦𝑜𝑢𝑟 𝑓𝑖𝑟𝑠𝑡 𝑟𝑒𝑛𝑡𝑎𝑙 𝑝𝑟𝑜𝑝𝑒𝑟𝑡𝑦.
Retrieved July 3, 2023, From https://www.investopedia.com/articles/investing/090815/buying-your-first-investment-property-top-10-tips.asp.

06/07/2023

𝐑𝐄𝐀𝐋 𝐄𝐒𝐓𝐀𝐓𝐄 𝐍𝐄𝐖𝐒

𝐏𝐇 𝐫𝐞𝐬𝐢𝐝𝐞𝐧𝐭𝐢𝐚𝐥 𝐫𝐞𝐚𝐥 𝐞𝐬𝐭𝐚𝐭𝐞 𝐩𝐫𝐢𝐜𝐞𝐬 𝐮𝐩 𝐢𝐧 𝐐𝟒 '𝟐𝟐

Residential real estate prices in the Philippines experienced faster year-on-year growth in the last quarter of 2022, except for townhouses outside the National Capital Region (NCR). Duplex units led the price increase nationwide, followed by condominium units and single-detached/attached houses. However, townhouse prices declined for the second consecutive quarter.

The number of residential real estate loans for new housing units decreased year-on-year in the last quarter of 2022, particularly in the NCR, while areas outside the NCR experienced a slight decline as well. Among the loan recipients, the majority used the funds to purchase single-detached/attached units, followed by condominiums and townhouses.

Overall, the real estate market in the Philippines showed mixed trends in different regions and property types. While there was notable year-on-year price growth in certain segments, townhouses experienced a decline. Additionally, the decline in residential real estate loans suggests a decrease in housing market activity, particularly in the NCR.

SOURCE:
Villanueva, J. (2023). 𝑃𝐻 𝑟𝑒𝑠𝑖𝑑𝑒𝑛𝑡𝑖𝑎𝑙 𝑟𝑒𝑎𝑙 𝑒𝑠𝑡𝑎𝑡𝑒 𝑝𝑟𝑖𝑐𝑒𝑠 𝑢𝑝 𝑖𝑛 𝑄4 '22. Retrieved July 3, 2023, From https://www.pna.gov.ph/articles/1198621.

04/07/2023

𝐖𝐎𝐑𝐃 𝐎𝐅 𝐓𝐇𝐄 𝐃𝐀𝐘

𝑨𝒑𝒑𝒓𝒆𝒄𝒊𝒂𝒕𝒊𝒐𝒏 in real estate refers to the 𝘪𝘯𝘤𝘳𝘦𝘢𝘴𝘦 𝘪𝘯 𝘵𝘩𝘦 𝘮𝘢𝘳𝘬𝘦𝘵 𝘷𝘢𝘭𝘶𝘦 𝘰𝘧 𝘢 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘵𝘪𝘮𝘦. On a larger scale, this appreciation can be attributed to reasons such as inflation, more employment prospects in the local market, and general community growth and development. You can increase a property's appreciation potential by making improvements to it.

Consider the significance this is to real estate investors. When you buy a house or a rental property, its value has the potential to increase over time. This increase in the value of the property or rental income might be interpreted as a profit when selling the property or as an increase in your monthly revenue from rental investments.

SOURCE:
Dehan A. (2020). 𝘞𝘩𝘢𝘵 𝘋𝘰𝘦𝘴 𝘈𝘱𝘱𝘳𝘦𝘤𝘪𝘢𝘵𝘪𝘰𝘯 𝘔𝘦𝘢𝘯 𝘐𝘯 𝘙𝘦𝘢𝘭 𝘌𝘴𝘵𝘢𝘵𝘦?. Retrieved July 3, 2023,
From https://www.quickenloans.com/learn/appreciation

03/07/2023

MOTIVATIONAL MONDAY

“𝐋𝐢𝐟𝐞 𝐜𝐚𝐧 𝐛𝐞 𝐦𝐮𝐜𝐡 𝐛𝐫𝐨𝐚𝐝𝐞𝐫 𝐨𝐧𝐜𝐞 𝐲𝐨𝐮 𝐝𝐢𝐬𝐜𝐨𝐯𝐞𝐫 𝐨𝐧𝐞 𝐬𝐢𝐦𝐩𝐥𝐞 𝐟𝐚𝐜𝐭: 𝐄𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠 𝐚𝐫𝐨𝐮𝐧𝐝 𝐲𝐨𝐮 𝐭𝐡𝐚𝐭 𝐲𝐨𝐮 𝐜𝐚𝐥𝐥 𝐥𝐢𝐟𝐞 𝐰𝐚𝐬 𝐦𝐚𝐝𝐞 𝐮𝐩 𝐛𝐲 𝐩𝐞𝐨𝐩𝐥𝐞 𝐭𝐡𝐚𝐭 𝐰𝐞𝐫𝐞 𝐧𝐨 𝐬𝐦𝐚𝐫𝐭𝐞𝐫 𝐭𝐡𝐚𝐧 𝐲𝐨𝐮. 𝐀𝐧𝐝 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐜𝐡𝐚𝐧𝐠𝐞 𝐢𝐭, 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐢𝐧𝐟𝐥𝐮𝐞𝐧𝐜𝐞 𝐢𝐭… 𝐎𝐧𝐜𝐞 𝐲𝐨𝐮 𝐥𝐞𝐚𝐫𝐧 𝐭𝐡𝐚𝐭, 𝐲𝐨𝐮'𝐥𝐥 𝐧𝐞𝐯𝐞𝐫 𝐛𝐞 𝐭𝐡𝐞 𝐬𝐚𝐦𝐞 𝐚𝐠𝐚𝐢𝐧.”
—Steve Jobs

This quote by Steve Jobs highlights a powerful realization about life and our ability to shape it. He suggests that many aspects of our lives, including the world we live in, the systems we navigate, and the ideas we encounter, are not fixed or predetermined. Instead, he emphasizes that they have been created by individuals who are no more intelligent or capable than we are.

By recognizing this fact, he encourages us to understand that we have the power to influence and change the world around us. He suggests that once we internalize this understanding, our perspective on life is forever transformed. We become aware of our own potential to make a difference and contribute to the world in meaningful ways.

And this quote serves as an empowering reminder that we should not underestimate our own potential. It encourages us to embrace our creativity, ideas, and agency, and to recognize that we have the power to make a difference and shape the world around us.

SOURCE:

Keenan, M. (2020). Motivational Quotes To Encourage Your Success. Retrieved July 2, 2023, From https://www.shopify.com/ph/blog/motivational-quotes.

28/06/2023

https://realestatenews.ph/national/third-candaba-viaduct-to-be-built-along-nlex

Nlex Corp. broke ground for the P7.89-billion Candaba Third Viaduct, a 5-kilometer road that will run between Pampanga and Bulacan. The project involves the construction of a new bridge in the middle

26/06/2023

𝐑𝐄𝐀𝐋 𝐄𝐒𝐓𝐀𝐓𝐄 𝐖𝐎𝐑𝐃 𝐎𝐅 𝐓𝐇𝐄 𝐃𝐀𝐘

𝐀𝐌𝐄𝐍𝐈𝐓𝐘 refers to the carefully curated and thoughtfully designed features and services that enhance the overall living experience within their residential developments.

𝐀𝐯𝐢𝐝𝐚 𝐋𝐚𝐧𝐝 𝐂𝐨𝐫𝐩. is renowned for creating communities that prioritize the well-being and satisfaction of its residents. The amenities are specifically tailored to offer comfort, convenience, and opportunities for social engagement.




Source:
https://www.investopedia.com/terms/a/amenity.asp