23/01/2026
GUIDE SA PAGPAPASALO NG CONDO UNIT
Hello po! Yes, meron tayong step-by-step guide.
Ganito po ang tamang proseso para ipasalo ang condo unit na fully paid na ang Downpayment at malapit na ang turnover:
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✅ 1. Check your contract (CTS)
Hanapin ang clause on:
• Assignment of Rights
• Transfer of Rights
• Pasalo / Assumption
Most developers allow pasalo as long as updated ang account.
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✅ 2. Go to your developer first (VERY IMPORTANT)
Hindi po ito puwedeng diretso buyer-to-buyer lang.
Kailangan:
✔ i-declare sa developer
✔ i-update ang records
✔ i-approve ang new buyer
Para legal, safe, at maiwasan ang problema sa title or future loan.
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✅ 3. Developer will require requirements from the new buyer
Depende sa kanila, pero usually:
• Valid IDs
• Proof of income
• Reservation form
• Buyer information sheet
• Proof na kaya niya ang bank loan or financing
• Handling fee for transfer of rights
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✅ 4. Settle all unpaid dues before pasalo
Before i-transfer, kailangan:
✔ updated ang DP/equity
✔ updated ang charges
✔ cleared ang penalties (if meron)
Hindi ito pasado sa developer if may atraso.
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✅ 5. Sign the “Assignment/Transfer of Rights” Agreement
Ito po ang pinaka-importante na document.
Once signed:
➡️ The new buyer assumes ALL obligations
➡️ Developer recognizes them as the new owner
➡️ Safe na po kayo from future liability
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✅ 6. New buyer applies for financing (Bank or Pag-IBIG)
Since turnover is near,
the new buyer must be evaluated kung kaya ang loan.
If worried kung kaya nila ang bank loan,
they can request:
✔ Pre-qualification
✔ Income assessment
✔ Loan simulation
Para siguradong pasado bago i-finalize ang pasalo.
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✅ 7. Once approved → Developer will update the system and issue new documents
Kasama dito:
• Updated computation under the new buyer
• Turnover schedule
• Payment instructions
• New owner records
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🔥 IMPORTANT REMINDER
Avoid “under the table” pasalo.
Laging dumaan sa developer para:
✔ legal
✔ safe
✔ maayos ang transfer
✔ walang future dispute
✔ hindi ka hahabulin sa loan, dues, or charges
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⭐ Summary
Pwede po ipasalo ang condo kahit turnover-ready na as long as:
• updated ang payments
• approved ang new buyer
• dumaan sa developer
• may proper Assignment of Rights