Tagum City House & Lot - Lumina/Bria

27/09/2023

𝑭𝑶𝑹 𝒀𝑶𝑼𝑹 𝑰𝑵𝑭𝑶: 𝗣𝗔𝗚-𝗜𝗕𝗜𝗚 / 𝗕𝗔𝗡𝗞 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗡𝗚

To all who are planning to avail a housing/condo loan thru Pag-ibig(HDMF) or Bank.

"You are 100% approved if you can just submit these ff. requirements. So don't worry if you are still paying the equity/downpayment for how many months, it is one of the requirements to pay first the equity before the Pagibig/bank letter of guarantee or approval will be released".

✔List of Requirements:

Employees:

1. 2 Valid ID's
2. Latest 3months payslips
3. 4 pcs 1x1 id picture
4.TIN No.
5. Job contract(OFW)
6. Certificate of Employment and Compensation(Locally employed)
7. Birth Cert./Marriage contract(if married)
8. Proof of Billing(Water or electric bills)

Online Business:
1. Paypal/Bank Statement for 6months
2. Certification from Employer

Businessmen:
1. Business Permit
2. Income Tax Return (ITR)
3. Audited Financial Statement
4. Bank Statement for 3months

✔ Note: Basis for 100% Approval

1. Salary requirements computation.
Income Requirements Formula:
Montly amortization / 3.5 = Gross monthly income required (combined income up to 2 co-borrower)

2. No foreclosed housing loan before.