04/06/2026
๐ข ๐๐๐ ๐๐๐๐๐๐ ๐๐๐๐๐๐ ๐๐๐ ๐๐๐-๐๐๐๐ ๐๐๐๐๐๐๐ ๐๐๐๐! ๐ก๐ฐ
Good news sa mga gusto magkabahay! ๐
Mas pinalaki na ng Pag-IBIG Fund ang maximum housing loan amount mula โฑ6 Million ๐ naging โฑ10 Million na! ๐ฑ๐
๐๐ง๐จ ๐๐ง๐ ๐ข๐๐ข๐ ๐ฌ๐๐๐ข๐ก๐ข๐ง ๐ง๐ข๐ญ๐จ?
โ
Mas marami nang properties ang pwede ma-finance through Pag-IBIG
โ
Mas kaya na makakuha ng condo, townhouse, or house & lot sa highly urbanized cities
โ
Mas malaking budget para sa dream home mo
โ
Long-term payment up to 30 years
โ
Interest rates can go as low as 5.75% depending on fixing period
๐๐๐ซ๐จ ๐ญ๐๐ง๐๐๐๐ง โ
Hindi ibig sabihin automatic approved ang โฑ10M loan. Depende pa rin ito sa:
โ๏ธ Capacity to pay / income
โ๏ธ Pag-IBIG contributions
โ๏ธ Credit evaluation
โ๏ธ Appraised value ng property
๐๐จ๐จ๐ ๐ง๐๐ฐ๐ฌ ๐ฉ๐๐ซ๐ข๐ง ๐ฌ๐ ๐ฆ๐ ๐ ๐ฅ๐จ๐ฐ-๐ข๐ง๐๐จ๐ฆ๐ ๐๐๐ซ๐ง๐๐ซ๐ฌ โค๏ธ
Tuluy-tuloy pa rin ang 3% subsidized interest rate ng Pag-IBIG para sa qualified socialized housing borrowers under Expanded 4PH Program.
Sample:
๐ House & Lot up to โฑ950,000
๐ธ Estimated monthly amortization around โฑ4,005/month only
Kaya if dati feeling mo โdi kaya magkabahay,โ possible na ngayon basta maayos ang requirements at income documents mo. ๐ฏ
๐๐ข๐ฉ ๐ฅ๐๐ง๐ :
Mas magandang magpa-assess early para malaman mo agad:
โ๏ธ magkano pwede ma-loan
โ๏ธ anong project pasok sa budget mo
โ๏ธ ano kulang sa requirements mo
Hindi habang buhay renta lang.
Minsan, mas mababa pa ang monthly amortization kaysa monthly rent. ๐กโจ
ยฎ๏ธVillocino Realty
