Tanza Garden Enclave

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Tanza Garden Enclave Property Specialist
PRC Accredited Salesperson

Service Beyond Sales❤️

“30 YEARS TO PAY? Pass na lang. Mag-iipon na lang ako para makabili ng lupa.”Ito yung madalas kong naririnig kapag nalal...
28/08/2026

“30 YEARS TO PAY? Pass na lang. Mag-iipon na lang ako para makabili ng lupa.”

Ito yung madalas kong naririnig kapag nalalaman ng isang first-time homebuyer na 30 years ang maximum loan term ng housing loan.

Understandable naman.

Sino ba naman ang gustong may utang na aabutin ng 30 years? 😅

Pero may isang bagay na madalas hindi alam ng buyers:

Hindi ibig sabihin na 30 years ang loan term mo, 30 years mo rin itong kailangang bayaran.

In fact, isa sa mga dahilan kung bakit pinipili ng ibang homebuyers ang longest loan term ay dahil mas mababa ang monthly amortization at mas manageable ang required income.

At habang binabayaran mo ang bahay, nakatira ka na rito.

Samantalang kung mag-iipon ka muna para bumili ng lupa, kailangan mo pang isipin:

Magkano ang target mong lupa?

Ilang taon kang mag-iipon?

At kapag sapat na ang ipon mo, available pa kaya yung gusto mong property?

Same price pa kaya?

Dito pumapasok ang isang strategy na dapat alam ng mga homebuyers:

Advance Payment Applied to Principal.

Sa madaling salita, kapag may extra payment ka at pinayagan ito ng financing institution mo, maaari itong ibawas sa principal o mismong natitirang utang mo.

Kapag lumiit ang principal, mas may opportunity kang mapabilis ang pagbabayad ng loan.

Kaya hindi dapat automatic na katakutan ang 30-year loan term.

Mas importante na maintindihan mo kung paano ito gumagana at paano mo ito magagamit nang maayos.

At kung gusto mong magkaroon ng sariling bahay habang bata pa at hindi naghihintay ng maraming taon para lang makaipon...

Baka housing loan ang mas bagay sa situation mo.

For Reservation
Ms. Col Een
0967-8073496 / 09954838219

15/08/2026

🌹 Rosewood Townhouse – Tanza Garden Enclave 🏡

Looking for a spacious and modern home in Tanza, Cavite?
This might be the perfect fit for you! ✨

🏠 3-Storey Townhouse
📐 Lot Area: 50 sqm
📐 Floor Area: 88 sqm

✔️ Ideal for growing families
✔️ Spacious layout with multiple bedrooms
✔️ Perfect for long-term living or investment

💰 Reservation Fee: ₱18,000 only
🏦 Available via Pag-IBIG Financing

Computation:
Total Price- 4,118,000
Reservation Fee- 18,000
Monthly DP- 19,167 (6 months)
Monthly Amortization- 26,095.88 (30 years/ Pag Ibig)

📍 Located in Tanza Garden Enclave
⏱️ Just 10–15 minutes away from SM City Tanza

🌿 Live in a peaceful and accessible community near everything you need!

📩 For details, send me a message today!

Ms Col Een
0967-8073496 / 0995-4838219

HOW TO CHECK IF THE PROPERTY YOU'RE BUYING IS FLOOD-PRONE? 🌧️❌Before you sign that contract or pay the downpayment, sigu...
10/08/2026

HOW TO CHECK IF THE PROPERTY YOU'RE BUYING IS FLOOD-PRONE? 🌧️❌

Before you sign that contract or pay the downpayment, siguraduhin mo munas na hindi magiging "isla" ang dream home mo tuwing may bagyo.

Severe headaches at malaking gastos ang aabutin mo at magsisisi ka sa huli.

To keep your investment safe, narito ang 4 na subok at highly informative ways para ma-verify kung flood-free ang isang area:

1. Check Government Online Hazard Maps

✅Huwag kang dumedepende sa "sabi-sabi lang." Use scientific and historical data via these free online tools:

* HazardHunterPH (by GeoRiskPH): Operated by DOST-PHIVOLCS. You just need to type the exact address or drop a pin on the map.

📌Look for the Flood (MGB) assessment to see if the hazard level is Low, Medium, or High.

* UP NOAH Center: Search for the street or barangay. Check their color-coded flood simulations:

📌Yellow means low susceptibility, Orange is medium, and Red means highly prone to deep flooding.

2. Interview the Locals (Chismis for a Cause!)

✅Ang totoong karanasan ng mga tao doon ang pinakamagandang review.

* Visit the nearest sari-sari store or talk to long-time residents. Sila ang nakakaalam ng totoong sitwasyon.

* Ask specific questions: "Inabot ba itong kalye nung Ondoy, Ulysses, or Carina?" and "Gaano katagal bago humupa ang tubig—minutes, hours, or days?"

* If it's inside a gated community, interview the Subdivision Admin or the security guards on duty. They keep track of these issues.

3. Inspect the Physical Environment

✅Be an investigator when you visit the site. Look for these crucial warning signs:

* Water Marks / Stains: Scan the concrete walls, fences, and electric posts. Ang mga lumang bakas ng putik o discoloration ay dead giveaway ng nakaraang baha.

* Land Elevation: Notice if the lot or the road is lower than the surrounding areas.

📌Ang mga "low-lying areas" ang natural na bagsakan at ipunan ng tubig.

* Drainage and Waterways: Check if the gutter drainage is wide and clear of trash.

📌Also, look at Google Maps kung may malapit na creek (sapa) o ilog na pwedeng umapaw kapag high tide at may malakas na ulan.

4. Verify with the LGU (Local Government Unit)

✅For maximum peace of mind, you can actually do due diligence at the local City or Municipal Hall.

* Drop by the City Engineering Office or the Disaster Risk Reduction and Management Council (DRRMC).

📌You can request to see their official zoning maps and historical flood logs for that specific barangay.

💡 Smart Buyer Tip:

📌If possible, visit the property on a day with heavy rainfall.

Dito mo makikita ang actual performance ng mga kanal at kung nagpapakita na agad ng senyales ng ponding o pag-ipon ng tubig.

Buying a property soon? Save this post or share it with your family and friends para hindi sila magkamali sa kanilang investment! 👇

If this helped you understand real estate better, follow for more real estate education. 🏡✨

08/08/2026

3-Storey Townhouse For Sale‼️‼️‼️

☑️Corner-End Lot (Lot area 76.87)
☑️For Cash Buyers (Approved rebates)
☑️Pwede nang lipatan within this year
☑️Partition na lang ang ipapagawa, (semi-complete finish)
☑️Located at Tanza, Cavite
☑️Meralco, Water, Internet Ready

Contract Price: 5,300,000 (CASH)

For Interested Buyers you may call:

Col Een
0967-8073496

Akala mo kaya mo na ang RFO…hanggang dumating ang mga gastosna hindi sinabi sayo.RFO means ready for occupancy.Pwede mo ...
29/07/2026

Akala mo kaya mo na ang RFO…
hanggang dumating ang mga gastos
na hindi sinabi sayo.

RFO means ready for occupancy.

Pwede mo na tirahan.
Pwede mo na gamitin.

Pero ito ang hindi napapansin ng marami.
Ready din ang gastos.

Maraming first-time buyers ang iniisip:
“Downpayment + monthly lang, okay na.”

Pero dito sila naiipit.

Hindi dahil mali ang desisyon nila…
kundi dahil hindi sila prepared sa buong picture.

Here are 3 hidden costs na kailangan mong malaman.

1. Move-in Costs

Paglipat mo, may mga kailangan agad bayaran:

Meralco deposit
Water connection
Association dues
Parking fees

Hindi pa ito kasama sa DP o monthly mo.
Pero kailangan mo ito para ma-activate ang unit.

2. Furnishing & Fit-out

Kahit ready ang unit…
hindi ibig sabihin livable na agad.

Basic setup pa lang:

Ilaw
K**a
Cabinets
Kitchen setup

Pwede kang umabot ng
₱100k–₱500k+

Depende sa setup mo.

3. Bank Charges & Closing Fees

Kung naka-loan ka,
may mga additional costs:

Loan processing
MRI (insurance)
Fire insurance
Taxes

Hindi ito laging klaro sa simula.
Pero kasama ito sa proseso.

Here’s the truth.
Hindi problema ang RFO.

Ang problema,
maraming buyers ang pumapasok
na kulang sa preparation.

Kaya bago ka mag-decide,
tanungin mo sarili mo:

👉 May extra buffer ba ako beyond DP?
👉 Kaya ko bang i-activate ang unit without utang?

Because buying a property
is not just about getting approved.

It’s about being ready
for everything that comes after.

Maraming buyers ang nauuna sa excitement.Na-iimagine na ang unit.Ang bahay.Ang “sa wakas, may sarili na.”Pero may isang ...
23/07/2026

Maraming buyers ang nauuna sa excitement.
Na-iimagine na ang unit.
Ang bahay.
Ang “sa wakas, may sarili na.”

Pero may isang desisyon
na mas mabigat pa
kaysa sa pagpili ng property.

Kung paano mo ito babayaran.

Bank at Pag-IBIG loan
parehong may tulong na dala.

Pero magkaiba ang epekto nila
kapag dala-dala mo na buwan-buwan.

Ang bank loan,
madalas mas mabilis.
Mas konti ang pila.
Mas maraming options.

Kaya maraming naa-attract dito.

Pero may kapalit.
May repricing.
May posibilidad na magbago ang hulog.
At kung sakto lang ang cash flow mo,
doon pumapasok ang kaba.

Yung tipong bayad ka naman,
pero laging may tanong sa isip mo
na “paano kung tumaas?”

Ang Pag-IBIG loan naman,
mas mabagal ang proseso.
Mas maraming hinihingi.
Mas kailangan ng tiyaga.

Pero kapalit nito,
mas steady ang hulog.
Mas predictable ang lalabas sa bulsa mo
sa mahabang panahon.

Mas bagay ito sa buyers
na mas inuuna ang katahimikan
kaysa sa bilis.

Walang mas tama para sa lahat.
May mas swak lang sa sitwasyon mo ngayon.

Ang problema,
maraming buyers pumipili ng loan
base sa sabi-sabi
o kung alin ang mas mabilis ma-approve.

Hindi base sa tanong na:
“Kaya ko ba itong panindigan
kahit magbago ang buhay ko?”

Kaya bago ka pumirma,
bago ka tuluyang mag-commit,
pause ka muna.

Ang tamang loan
hindi lang nagpapapasok sayo sa bahay.

Pinapanatili ka roon
nang hindi ka kinakabahan araw-araw.

At sa pagbili ng property,
hindi lang unit ang pinipili mo.

Pinipili mo kung anong klaseng bigat
ang kaya mong buhatin
sa mga susunod na taon.

For Reservation
Ms Col Een
0967-8073496 / 0995-4838219 (Viber ready)

Most buyers don’t lose moneybecause they’re careless.They lose moneybecause they entered pre-sellingwithout knowing how ...
21/07/2026

Most buyers don’t lose money
because they’re careless.

They lose money
because they entered pre-selling
without knowing how exits work.

Ang focus kasi lagi nasa:
❌ monthly
❌ unit
❌ future value

Pero hindi napag-uusapan
kung ano ang mangyayari
kapag nagbago ang sitwasyon mo.

And that happens
more often than people admit.

May job changes.
May family emergencies.
May financial shifts.

Here’s what most buyers don’t know:
may buyer protections under the law.

May grace periods.
May refund rights.
May rules na naka-base
kung gaano ka na katagal nagbabayad.

Less than 2 years?
May window ka para makahabol.

More than 2 years?
May possible refund rights.

Pero hindi ito automatic.
At hindi ito assumption.

Maraming buyers ang nalulugi
hindi dahil umatras sila.

Kundi dahil umatras sila
nang walang alam.

That’s the difference
between panic
and an informed decision.

Before mo isipin
na wala ka nang laban,

alamin mo muna
kung nasaan ka.

Because knowledge
doesn’t just protect your money.

It protects you
from regret.

For Reservation here at Tanza Garden
Ms. Col Een
0967-8073496 / 0995-4838219

15/07/2026

🌹 Rosewood Townhouse – Tanza Garden Enclave 🏡

Looking for a spacious and modern home in Tanza, Cavite?
This might be the perfect fit for you! ✨

🏠 3-Storey Townhouse
📐 Lot Area: 50 sqm
📐 Floor Area: 88 sqm

✔️ Ideal for growing families
✔️ Spacious layout with multiple bedrooms
✔️ Perfect for long-term living or investment

💰 Reservation Fee: ₱18,000 only
🏦 Available via Pag-IBIG Financing

Computaiton:
Total Price- 4,118,000
Reservation Fee- 18,000
Monthly DP- 19,167 (6 months)
Monthly Amortization- 26,095.88 (30 years/ Pag Ibig)

📍 Located in Tanza Garden Enclave
⏱️ Just 10–15 minutes away from SM City Tanza

🌿 Live in a peaceful and accessible community near everything you need!

📩 For details, send me a message today!

Ms Col Een
0967-8073496 / 0995-4838219

RFO‼️RFO‼️RFO‼️DP - 279,00050% Cashout - 140,000Remaining- 139,000 payable in 6 months = 23,167 onlyFor Holding and Rese...
05/07/2026

RFO‼️RFO‼️RFO‼️

DP - 279,000
50% Cashout - 140,000
Remaining- 139,000
payable in 6 months = 23,167 only

For Holding and Reservation
Ms. Col Een
0967-8073496

Address

Punta 1
Tanza

Telephone

+639678073496

Website

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