Affordable Quality Homes Nationwide

23/06/2024

☘️𝗠𝗔𝗥𝗤𝗨𝗜𝗡𝗔 𝗥𝗘𝗦𝗜𝗗𝗘𝗡𝗖𝗘𝗦
𝗕𝗿𝗴𝘆 𝗖𝘂𝗽𝗮𝗻𝗴 𝗔𝗻𝘁𝗶𝗽𝗼𝗹𝗼 𝗖𝗶𝘁𝘆 🍀
Status: PRE-SELLING, Ongoing Site Development

With an overlooking city view of Ortigas & mountainview of Antipolo

𝗥𝗲𝘀𝗲𝗿𝘃𝗲 𝘆𝗼𝘂𝗿 𝘂𝗻𝗶𝘁 𝗡𝗢𝗪!

𝗔𝗠𝗘𝗡𝗜𝗧𝗜𝗘𝗦:
👉Gazebo
👉Swimming pool
👉Basketball court
👉Entrance Gate with Guardhouse

𝗛𝗼𝘂𝘀𝗲 𝗦𝗽𝗲𝗰𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻:
✅3 Bedrooms
✅Terrace
✅2 Toilets and bath
✅1 carport
✅ Complete finish turnover

𝗔𝘁 𝗶𝘁𝗼 𝗽𝗮 𝗮𝗻𝗴 𝗺𝗮𝗴𝗮𝗻𝗱𝗮 𝗽𝘄𝗲𝗱𝗲 𝘀𝗮
𝗣𝗮𝗴-𝗶𝗯𝗶𝗴 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴/𝗛𝗗𝗠𝗙
𝟰𝟬%𝗗𝗢𝗪𝗡𝗣𝗔𝗬𝗠𝗘𝗡𝗧
60% PAG-IBIG FINANCING

Sample Computation:
Lot Area: 50 sqm
Usable Area: 78.3 sqm
Total Contract Price: 4,150,000
40% Down - 1,660,000
Less: Reservation Fee: 20,000
Net Downpayment - 1,640,000
Net DP in 24 months - 68,333.33

60% Balance Thru Pag ibig Financing:
30 yrs: 25,534.36 monthly
25 yrs: 16,618.69 monthly
20 yrs: 18,381.98 monthly
15 yrs: 21,519.83 monthly
10 yrs: 28,115.34 monthly

𝗥𝗲𝗾𝘂𝗶𝗿𝗲𝗱 𝗴𝗿𝗼𝘀𝘀 𝗜𝗻𝗰𝗼𝗺𝗲 𝘀𝗶𝗻𝗴𝗹𝗲 𝗼𝗿 𝗰𝗼𝗺𝗯𝗶𝗻𝗲𝗱 𝗶𝗻𝗰𝗼𝗺𝗲 𝗣𝗛𝗣 77,000 & 𝘂𝗽
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
BANK FINANCING

TCP 4,150,000.00
20% Downpayment 830,000
Less Reservation Fee 20,000
Net DP in 24 months: 33,750 monthly

�Bank Financing:�
80% Balance 3,320,000
20 years: 27,769.81 monthly
15 years: 31,727.65 monthly
10 years: 40,280.76 monthly

Req.income 83,300 K up single or combined

𝗞𝗮𝘆𝗮 𝗮𝗻𝗼 𝗽𝗮 𝗮𝗻𝗴 𝗵𝗶𝗻𝗶𝗵𝗶𝗻𝘁𝗮𝘆 𝗺𝗼!

For more details kindly pm/txt or call: 09959348476
Ms Michelle Morante
Under the supervision of a Real Estate Broker

19/06/2024

MURANG PABAHAY SA TERESA, RIZAL BY Summerfield (30MINUTES FROM ANTIPOLO) NO TO FREECAST HOUSING 😣
👉 Available Townhouse
- Required Income - 30k
Nearest in Antipolo affordable house and lot
📍Located in Pantay-Talaga, Teresa Rizal
👉Very near to Pantay National Highschool
👉Very accessible to Edsa Mandaluyong City
👉Overlooking
👉Flood Free area
Lot Area - 36 sqm.
Floor Area - 44sqm

Sample Computation
TCP - 1,700,000
15% DP - 255,000
Less Reservation Fee: 5,000
Net DP - 250 000
DP Payable in 24 months - 10,416

Loanable Amount - 1,445,000
Thru Pag Ibig Financing
✅20yrs - 11,203
✅25yrs - 10,212
✅30yrs - 9,613

Required Income: 25k
Initial Requirements
2 valid I.Ds
Proof of Billing
Cenomar or Marriage Cert.

Deliverables:
👉Baretype 2-Storey Townhouse
👉Provision for 2 bedrooms
👉1 Tiled toilet and bath
👉Kitchen
👉Service Area
👉Painted Walls and outdoors
👉Sliding glass windows
👉Provision for garage

For more details and inquiries kindly pm

18/06/2024

14/06/2024

14/06/2024

"𝐇𝐨𝐦𝐞 𝐢𝐬 𝐭𝐡𝐞 𝐬𝐭𝐚𝐫𝐭𝐢𝐧𝐠 𝐩𝐥𝐚𝐜𝐞 𝐨𝐟 𝐥𝐨𝐯𝐞, 𝐡𝐨𝐩𝐞, 𝐚𝐧𝐝 𝐝𝐫𝐞𝐚𝐦𝐬."

🏡~BLUHOMES KATMON~🏡
📌Located at Brgy. San Manuel, City of San Jose Del Monte Bulacan.

Eco-friendly homes♻️
•Passive Cooling
•Energy Conservation
•Water Conservation

14/06/2024

📣 SOON TO RISE!!! 📣
✨ NEWEST PROJECT IN ANTIPOLO 😊
✔️ Yes, PAG-IBIG Financing AVAILABLE ‼️
✔️ FLOOD FREE | AFFORDABLE

🏡RIO VERDE HEIGHTS 🏠
🏡DUPLEX MODEL
Located in Brgy. Abuyod, Antipolo / Teresa Rizal
👉20 minutes away from Shopwise Antipolo

Lot Area: 54 SQM
Floor Area: 50.65 SQM (Estimated)

👉 Reservation fee 10,000

INNER LOT SAMPLE COMPUTATION
🔰 Total Contract Price 2,400,000 [Included Misc fee]
Downpayment: ₱360,000
Reservation Fee : ₱10,000
Net Downpayment 350,000 [Less RF]
30 Months To Pay: ₱11,606.67/mos
🔰 Balance Loanable Pagibig - ₱2,040,000
30 Years - ₱12,894.19/mos [Estimated Amortization ]

House features:
✅️ 2-storey BARE TYPE turn over
✅️ Provision for loft type
✅️ Provision for 3 bedrooms
✅️ 1 toilet & bath
✓Along the road only [ Rojas Roman Road ]
✓Minutes away from Antipolo Shopwise & Robinsons Antipolo
✓Accessible from Marilaque Hiway, zigzag road, Antipolo, Teresa Rizal, Solid Cement, Teresa Etc.

👉 Available thru PAG-IBIG financing and Bank financing.
Subject to change without prior notice

For more details kindly pm/txt or call: 09959348476/09674606457
Ms Michelle Morante
Real Estate Salesperson

Under the supervision of a Real Estate Broker

05/06/2024

AFFORDABLE TOWNHOUSE FOR SALE‼️

• 𝐏𝐫𝐞-𝐒𝐞𝐥𝐥𝐢𝐧𝐠 𝐓𝐨𝐰𝐧𝐡𝐨𝐮𝐬𝐞
• 𝐓𝐡𝐫𝐮 𝐏𝐚𝐠𝐢𝐛𝐢𝐠 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠
• 𝟐𝟒/𝟕 𝐒𝐞𝐜𝐮𝐫𝐢𝐭𝐲

𝐋𝐎𝐂𝐀𝐓𝐈𝐎𝐍: Raymundo St.Lagundi Morong boundary of MORONG & BARAS RIZAL

𝐇𝐎𝐔𝐒𝐄 𝐃𝐄𝐓𝐀𝐈𝐋𝐒:
• 2-Storey Townhouse
• Floor Area: 45 sqm
• Lot Area: 40.5 sqm
• Provision for 2 Bedrooms
• 1 Toilet & Bath
• Spacious Living Room
• Dining and Kitchen Area
• Laundry Area
𝐁𝐚𝐫𝐞 𝐅𝐢𝐧𝐢𝐬𝐡 𝐓𝐮𝐫𝐧 𝐎𝐯𝐞𝐫

𝐓𝐎𝐓𝐀𝐋 𝐂𝐎𝐍𝐓𝐑𝐀𝐂𝐓 𝐏𝐑𝐈𝐂𝐄: 𝟏,𝟔𝟔𝟎,𝟎𝟎𝟎
𝐑𝐞𝐬𝐞𝐫𝐯𝐚𝐭𝐢𝐨𝐧 𝐟𝐞𝐞: 𝟏𝟎,𝟎𝟎𝟎

𝟏𝟎% 𝐃𝐎𝐖𝐍 𝐏𝐀𝐘𝐌𝐄𝐍𝐓:
• 156.000 for spot DP
𝐎𝐑
• 6,500/month for 24 months

𝟗𝟎% 𝐓𝐑𝐇𝐔 𝐏𝐀𝐆𝐈𝐁𝐈𝐆: 𝟏,𝟒𝟗𝟒,𝟎𝟎𝟎
• 20 Years: 10,335/month
• 25 Years: 9,387/month
• 30 Years: 8,788/month

𝐍𝐄𝐀𝐑𝐁𝐘 𝐀𝐑𝐄𝐀𝐒:
• Morong Municipal Hall
• Rizal Provincial Hospital
• University of Rizal System
• Savemore Baras
• Baras Public Market
• Elementary School and High School

𝐈𝐍𝐈𝐓𝐈𝐀𝐋 𝐑𝐄𝐐𝐔𝐈𝐑𝐄𝐌𝐄𝐍𝐓𝐒:
• Reservation Form
• Buyers Information Sheet
• 2 Valid Government Identification Cards

𝐑𝐄𝐐𝐔𝐈𝐑𝐄𝐃 𝐈𝐍𝐂𝐎𝐌𝐄:
• 29,000/month
Solo or Combined Salary

Few units left...

For more details kindly pm/txt or call: 09959348476
Ms Michelle Morante
Real Estate Salesperson
Under the supervision of a Real Estate Broker

05/06/2024

15/05/2024

🏡 PAG-IBIG HOUSING LOAN TIPS 🏡

If kumuha ka ng house sa subdivision through PAG-IBIG, take note of these tips:

🌺 Always pay your monthly amortization and monitor it online via virtual pag-ibig website. They don't send monthly bills so pay your monthly amortization diligently para di lumobo utang mo.

🌺 Yung binabayaran mo na monthly amortization, naku ang liit lang ng napupunta nyan sa principal. I asked the staff sa pagibig and they told me about the breakdown of my P9,555.34 Monthly Amortization:

P7,166.67 interest
P235.80 Fire
P360 insurance
P1,792.87 Principal 😭
= P9,555.34 total monthly Amortization

Diba ang liit ng kaltas sa principal. Ang laki ng bayad sa interest. 😭

🌺 This is how you compute your monthly interest. Bigay ko na example yung amin.

1.6M = principal (total amount ng utang namin)
5.375% = annual interest
divided by 12 months

1.6M x 5.375% ÷ 12 = P7,166.67

🌺 That's why, it is highly recommended to pay in advance sa principal mismo if you have extra money para lumiit din ang interest na binabayaran mo. For example, after 5 years, 1M na lang principal mo so 1M x 5.375% ÷ 12 = P4,479.17

🌺 Di bababa ang monthly amortization mo BUT because smaller na ang interest, BIGGER na ang kaltas sa principal mo.

🌺 If you have extra money and you want to pay in advance, go directly to pag-ibig office and sabihin EXCESS TO PRINCIPAL yung payment mo.

---For example, magbabayad ka ng 50k and
10k ang monthly amortization,
the excess which is 40k will be deducted directly sa principal amount mo. So nakabayad ka na ng monthly Amortization, nabawasan pa principal mo.

🌺 Iwasan mag advance payment sa monthly amortization sa bayad centers. Mababa lang nababawas nyan sa principal mo. Bayad ka na lang sa principal.

---For example, if nag bayad ka sa payment centers ng 50k for your monthly amortization, meaning you don't need to pay for 5 months kasi nag advance ka na sa monthly amortization mo. Pero ang liit lang ng kaltas nyan sa principal mo.

🌺 You can pay the principal ONLY IN PAG-IBIG OFFICE not in bayad centers.

🌺 For example, nakabayad ka na ng monthly mo sa bayad center last April 1 tapos may extra money ka pala before your due date and you want to pay in advance, pwede pa yan. Punta ka ng pagibig office and say you'll pay DIRECT TO PRINCIPAL. Para whole amount na mabayad sa principal.

That's based on my experience and based sa sabi ng staff sa pagibig. If you have other tips, please share it. I hope this can help you guys. We need to be financially literate para di tayo mabaon sa utang. God bless mga kapitbahay. 😁



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