Idesia Homes in San Jose Del Monte by Lita Sta. Maria MA of Mapiles Realty

Idesia Homes in San Jose Del Monte by Lita Sta. Maria MA of Mapiles Realty Single Attached/Townhouses at the heart of SJDM

21/11/2024

"Escaping the daily grind and finding peace at Tondol Beach in Anda, Pangasinan. Grateful for moments like these with my better half, surrounded by calm waves and endless skies."

"New blooms, new beginnings – nature's gentle reminder to embrace growth and beauty every day."
20/11/2024

"New blooms, new beginnings – nature's gentle reminder to embrace growth and beauty every day."

Site Orientation at Idesia, San Jose del Monte, Bulacan.🔥Excited to start offering this promising project to our clients...
08/11/2024

Site Orientation at Idesia, San Jose del Monte, Bulacan.🔥

Excited to start offering this promising project to our clients!

Big thanks to Ma'am Jet, Ma’am Tin and Sir Eric Idesia Sjdm Bmt for the warm hospitality.

Salamat po sa Dios, sobrang palad ko ngayon dahil nakasama ko ang mga kapatid na sa stage and tv ko lang nakikita ...
05/07/2024

Salamat po sa Dios, sobrang palad ko ngayon dahil nakasama ko ang mga kapatid na sa stage and tv ko lang nakikita




17/01/2024

REAL ESTATE pa rin ang best choice for INVESTMENT... At sa panahon ngayon, nakakatuwa makita na HABANG BATA pa ang mind set ay makapag invest ng maaga! Dahil PANALO AT SULIT talaga!!!Lalo na kung ang choice mo ay Deca Homes Pampanga , dahil sa DECA, IKAW ang UNA at MAHALAGA😉
Kaya tulad nila.. tara na sa DECA.
https://fb.watch/pCTrTwbDIj/?mibextid=Nif5oz

PAG-IBIG HOUSING LOAN TIPS‼️👌If kumuha ka ng house sa subdivision through PAG-IBIG, take note of these tips:📌Always pay ...
15/12/2023

PAG-IBIG HOUSING LOAN TIPS‼️👌
If kumuha ka ng house sa subdivision through PAG-IBIG, take note of these tips:

📌Always pay your monthly amortization and monitor it online via virtual pag-ibig website. They don't send monthly bills so pay your monthly amortization diligently para di lumobo utang mo.

📌Yung binabayaran mo na monthly amortization, naku ang liit lang ng napupunta nyan sa principal. I asked the staff sa pagibig and they told me about the breakdown of my P9,555.34 Monthly Amortization:

P7,166.67 interest
P235.80 Fire
P360 insurance
P1,792.87 Principal 😭
= P9,555.34 total monthly Amortization

Diba ang liit ng kaltas sa principal. Ang laki ng bayad sa interest. 😭

📌This is how you compute your monthly interest. Bigay ko na example yung amin.

1.6M = principal (total amount ng utang namin)
5.375% = annual interest
divided by 12 months

1.6M x 5.375% ÷ 12 = P7,166.67

📌That's why, it is highly recommended to pay in advance sa principal mismo if you have extra money para lumiit din ang interest na binabayaran mo. For example, after 5 years, 1M na lang principal mo so 1M x 5.375% ÷ 12 = P4,479.17

📌Di bababa ang monthly amortization mo BUT because smaller na ang interest, BIGGER na ang kaltas sa principal mo.

📌If you have extra money and you want to pay in advance, go directly to pag-ibig office and sabihin EXCESS TO PRINCIPAL yung payment mo.

---For example, magbabayad ka ng 50k and
10k ang monthly amortization,
the excess which is 40k will be deducted directly sa principal amount mo. So nakabayad ka na ng monthly Amortization, nabawasan pa principal mo.

📌Iwasan mag advance payment sa monthly amortization sa bayad centers. Mababa lang nababawas nyan sa principal mo. Bayad ka na lang sa principal.

---For example, if nag bayad ka sa payment centers ng 50k for your monthly amortization, meaning you don't need to pay for 5 months kasi nag advance ka na sa monthly amortization mo. Pero ang liit lang ng kaltas nyan sa principal mo.

📌You can pay the principal ONLY IN PAG-IBIG OFFICE not in bayad centers.

📌For example, nakabayad ka na ng monthly mo sa bayad center last April 1 tapos may extra money ka pala before your due date and you want to pay in advance, pwede pa yan. Punta ka ng pagibig office and say you'll pay DIRECT TO PRINCIPAL. Para whole amount na mabayad sa principal.

This is based on clients experience and based sa sabi ng staff sa pagibig. I hope this can help you guys. We need to be financially literate para di tayo mabaon sa utang 🙂

ctto (Note: Take note that the interest rates have changed. This is no longer the annual interest rate today.)

BEFORE AND AFTER - APEC HOMES 🤩🏡SOBRANG GANDA - RENOVATED IDEAS 🤩Ito ung trending na House Improvement ng Townhouse 44sq...
14/12/2023

BEFORE AND AFTER - APEC HOMES 🤩🏡
SOBRANG GANDA - RENOVATED IDEAS 🤩

Ito ung trending na House Improvement ng Townhouse 44sqm by APEC Homes.🏡

SA APEC HOMES 🏡🏡
✅Pwedeng masunod ang design na gusto
✅Hindi mahigpit at pwedeng magtayo ng tindahan
✅Pwedeng gawing Rental Business
✅Mababa ang Monthly Downpayment
✅Madali ang pag-avail dahil sa Online Reservation

INVEST NOW!!!
For Reservation and Site Viewing
Contact 09155554930
look for SA Lita Sta. Maria





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As the calendar resets, let determination be your compass, and may this month unfold a tapestry of achievements and posi...
03/12/2023

As the calendar resets, let determination be your compass, and may this month unfold a tapestry of achievements and positive transformations. 🔥

Congratulations Weekly Top Sellers & Sales Heroes as of As of December 3, 2023:

🥇 Top 1: Lita Rodriguez Sta Maria
🥈 Top 2: Rolando Mandreza Oteros

Sales Producers:
4. Ana Marie Sagrado

Leader’s Ranking:
1. Rommel Fajardo
2. Corporate
Anamarie Sagrado




Give yourself a gift of a timely and worthwhile investment. By getting a unit at Deca Homes Pampanga, you can have it re...
30/11/2023

Give yourself a gift of a timely and worthwhile investment. By getting a unit at Deca Homes Pampanga, you can have it rented out or turn it into a vacation rental. Or give it to yourself or a loved one as a home.

Drop us a message to learn more!
09155554930/Lita Sta. Maria


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Gladiola
Valenzuela

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