Katie Stein - Century 21 Forever Homes - Portugal

31/07/2026

🤝 My buyers are thrilled to be under contract on their future home!

It has been a pleasure working alongside fellow Century 21 agent André Rodrigues from one of our sister brokerages here in the Algarve. This is exactly the kind of co-operation that makes for happy buyers and sellers.

These buyers are great... can't wait to share who they are after deed signing 😉

21/07/2026

⏰ 10 days.

On August 1st, Portugal's mortgage rules change for non-resident buyers.

The maximum debt-to-income ratio drops from 50% to 45% — meaning less borrowing power, potentially overnight.

On a household income of €4,000/month:

Today: approved for approximately €445,000
After August 1st: approximately €400,000

That's €45,000 less buying power — on the same income, same property, same bank.

If you are in the process of buying or even just seriously considering it — the conversation to have is now, not after the 1st.

📩 Send me a message
📱 +351 966 480 711

⚠️ Figures illustrative only. I am not a credit intermediary — please consult a qualified mortgage specialist for your personal situation.

09/07/2026

🏡 New listing — Bayview Village, Boavista Golf & Spa, Lagos
Three 3+1 bedroom townhouses from €810,000. Move in ready. 251.90 m². Views over the Atlantic, golf course and Serra de Monchique.

Bayview residents get the full package — alarm system, dedicated fibre internet, landline, international TV, full building insurance, 24-hour security and an exclusive wellness centre not shared with the wider resort.

No rental restrictions. Pets welcome.

🔗 century21.pt/ref/C0531-00048

Katie Stein | Century 21 Forever Homes | AMI 24577

All information believed accurate but should be independently verified.

Bayview Village é uma vila residencial dentro do Boavista Golf & Spa, uma das comunidades turísticas mais consolidadas do Algarve, situada na costa entre Lagos e a Praia da Luz, com vistas sobre o Atlântico, o campo de golfe e a Serra de Monchique.**Três moradias geminadas T3+1 estão at...

08/07/2026

35 and under? The Portuguese Government has put some significant savings in place for your first home purchase here — and most people don't know about all of them.
Swipe through for the full breakdown. 👉

⚠️ Not tax or financial advice. Always consult a qualified Portuguese tax lawyer and mortgage specialist for your personal situation. Sources: Lei n.º 30-A/2024; Lei n.º 73-A/2025 (OE 2026); Decreto-Lei n.º 48-A/2024.

📩 Send me a message with any questions.

30/06/2026

🌊 New listing — Seaview Village, Boavista Golf & Spa, Lagos. Multiple units available from €600,000.

A new-build development within one of the Algarve's most established golf resorts, completing early 2027 with an A+ energy rating.

T2 (2 bed, 2 bath) | Ground floor | 137.60 m² gross | 45 m² private garden with direct gate to the communal pool

Premium finishes throughout!

🏌️ 18-hole championship golf course with golf rights
🏊 3 outdoor pools + indoor pool, sauna, whirlpool bath and gym
🎾 Padel and tennis courts
🍽️ Clubhouse restaurant and bar
🔒 24-hour security

🐾 Pets welcome — no rental restrictions

10-minute walk to the beach, 10 minutes to Lagos town centre, right next to Praia da Luz, easy access to the A22 and Faro Airport. International school bus stops right at the resort entrance.
Also available:

This is the kind of resort lifestyle that rarely comes with no rental restrictions attached — making it equally strong as a holiday home or an investment.

👉 Click the link🔗 century21.pt/ref/C0531-00047 for full details

Katie Stein | Century 21 Forever Homes | AMI 24577

29/06/2026

🏡 You'll find me in the office a couple of days a week — right in the heart of Carvoeiro village.

If I'm not around there's always someone here to help, or we can set up a time and grab a coffee.

Whether you're walking past and curious about the market, thinking about buying or selling in the Algarve, or considering a career in real estate — the door is open.

Come say hello. 👋

📩 katiestein.century21.pt

25/06/2026

Have you considered buying property in Portugal?

There's something worth knowing before you do — and deed signing day is not the time to find out.

Swipe through 👉

⚠️ Not tax advice. Always consult a qualified Portuguese tax lawyer for your personal situation. Source: Decreto-Lei n.º 97/2026, Diário da República, 20 May 2026.

📩 Send me a message with any questions.

24/06/2026

⚽ Living in Portugal means last night was a big deal.
Cristiano Ronaldo. 41 years old. Two goals. Portugal 5 — Uzbekistan 0.

And if that wasn't enough — he became the first man in history to score at six different World Cups, taking his international tally to 145 goals — a record he now holds by 23 over Messi.

There are few places in the world where futebol feels the way it does here. Last night was a reminder of exactly that.

Força Portugal. 🟢🔴

22/06/2026

🇵🇹 vs 🇪🇸 Plenty of international buyers are debating Portugal vs Spain right now — so let's actually look at the numbers.

On price:
The Algarve's median price per square metre sits at approximately €3,630 — against a Costa del Sol average of around €5,120. That's roughly 30% less for comparable coastal living. Parts of Marbella run €5,500–€10,000/m². The Algarve simply doesn't have that ceiling in most areas.

The visa comparison:
🇵🇹 Portugal D7 passive income visa — €920/month
🇪🇸 Spain non-lucrative visa — €2,400/month
That's 2.6 times higher for Spain. For anyone planning to live here on a pension, rental income or investments — that gap changes everything.

Portugal also wins on these tax:
✔️ Long-term rental income taxed at just 10% — Spain charges 19%
✔️ No wealth tax — Spain applies one in multiple regions
✔️ No inheritance tax between spouses, children or parents
✔️ Annual property tax (IMI) 0.3–0.45% — Spain's IBI runs 0.4–1.1%

On Golden Visas:
Neither country offers a property-linked Golden Visa. Portugal closed the route in 2023. Spain suspended its programme entirely in April 2025.

Where Spain genuinely has the edge:
✔️ Greater regional diversity — wide price range from very affordable inland to premium coastal
✔️ More property supply overall
✔️ Larger established expat communities in certain areas
✔️ More options across different budgets nationally

The numbers make a compelling case. Questions about buying in the Algarve?

Questions about buying here? I'm happy to talk. 👇

📩 Send me a message

⚠️ Figures based on 2026 published data. Always consult a qualified immigration and tax specialist for your personal situation.

20/06/2026

🖤🤍 Bom Dia! If you're in the Algarve tonight — this one's not to be missed.

The 12th edition of Carvoeiro Noite Black & White kicks off tonight at 20:30 and this year's programe is genuinely impressive.

This is not just a beach party. Here's what's actually happening:
🎭 7 entertainment areas spread across the village

🎵 Live bands including Brazilian singer Lidia Brandão, Mexican group Mariachi Mezcal, and Portuguese folk favorites Six Irish Men

🎧 Silent disco, deep house on the beach, DJs spinning everything from 70s classics to contemporary hits

🔥 Tribal fire dance performances

🎬 Cinema screening under the stars

👶 Kids Corner for the little ones

🎆 Fireworks off the cliffs at midnight — then the beach becomes a giant dancefloor until 03:00
Practical info:

Free entry

Dress code: black and white

Streets around the village centre are closed to traffic tonight
Free shuttle buses running from Fatacil, Intermarché, Apolónia, Aldi and Gramital — from 18:00 to 04:00. Don't try to drive in.
No glass on the beach. No drones.

This is the unofficial start of the Algarve summer — and it happens right here, in the village where our office is based.

See you out there tonight. 🖤🤍