Ivone Martinez - Real Estate Agent

11/04/2026

The Portuguese real estate market is evolving and international buyers are paying attention.

In 2025, demand clearly shifted beyond Lisbon’s core.
With rising prices in central areas, buyers are increasingly looking at peripheral locations that offer:
➡️ More space and better value
➡️ Higher quality of life
➡️ Strong accessibility to Lisbon

Driven by remote work and lifestyle priorities, this shift is redefining how Portugal is experienced, especially by foreign buyers.

What used to be considered “outside” is now becoming prime positioning.

For investors and lifestyle buyers alike, this opens new opportunities with:
• Lower entry prices
• Growth potential
• Better long-term living conditions

Understanding this trend is key to making a smart move in today’s market.

📩 If you're considering buying in Portugal, let’s define the right location strategy for you!

Ivone Martinez
Century 21 Tipy Family Group
📞 +351 910 735 115
📩 [email protected]
🔗 linktr.ee/IMartinezRealEstateAgent

10/04/2026

In 2026, housing policy in Portugal is shifting towards fiscal incentives rather than direct subsidies.

This creates a more strategic landscape, particularly for those who understand how to position themselves.

For tenants:
➡️ Tax deductions increase to €900/year
➡️ Up to €200/month support remains in place
➡️ Rental programs become more flexible

For landlords:
➡️ Tax rates on rental income may reduce to 10%
➡️ Full exemption under the Affordable Rental Program
➡️ Capital gains exemption when reinvesting into affordable housing
➡️ 6% VAT for construction linked to this segment

Additional structural changes include:
• Rent updates capped at 2.24%
• Minimum 3-year contracts with mandatory registration
• Focus on long-term rental investment through PPPs

This is a year of fine-tuning and opportunity.

I can help you:
✔️ Understand what truly applies to your case
✔️ Structure decisions aligned with your financial goals
✔️ Think beyond incentives — and focus on long-term value

📩 If you're navigating the rental market in 2026, let’s talk!

Ivone Martinez
Century 21 Tipy Family Group
📞 +351 910 735 115
📩 [email protected]
🔗 linktr.ee/IMartinezRealEstateAgent

10/04/2026

10/04/2026

There are things only those who live this journey truly understand!!

Thank you to Tipy Family Group for this path!! And a very special thank you to David Rodrigues for the constant support and, above all, the friendship!

“Success is not final, failure is not fatal: it is the courage to continue that counts.” as Winston Churchill said

We move forward, every day, with the same certainty… to keep going!

08/04/2026

The public guarantee scheme for buyers up to 35 is being widely used, and now close to its limit.

From the €1.55B allocated, approximately 94% has already been distributed.

What this means:
➡️ Over 23,000 young buyers have already accessed the program
➡️ Financing can reach 100% of the purchase price
➡️ The State guarantees up to 15%
Opportunity is there, but strategy is key.

At Tipy Family Group, I help you:
✔️ Assess if this truly fits your financial reality
✔️ Explore alternatives (location, typology, timing)
✔️ Align your purchase with a long-term vision

This is not about rushing, it’s about deciding well.

📩 Get in touch before making your move:
Ivone Martinez
Century 21 Tipy Family Group
📞 +351 910 735 115
📩 [email protected]
🔗 linktr.ee/IMartinezRealEstateAgent

23/03/2026

Portugal’s real estate investment market entered 2026 showing signs of continued growth.

Investor confidence, sustained international interest, and expectations of long-term property appreciation continue to attract capital to the sector.

Among the most active segments are:
• residential developments
• office properties
• mixed-use projects

While the market remains dynamic, its performance will likely continue to be influenced by key factors such as:
• interest rate evolution
• housing and public policy measures
• global investment demand

Understanding these trends is essential for investors looking to navigate the Portuguese real estate market strategically.

Ivone Martinez
Century 21 Tipy Family Group
📞 +351 910 735 115
📧 [email protected]
🔗 https://linktr.ee/IMartinezRealEstateAgent

21/03/2026

Housing demand in Portugal throughout 2025 revealed a notable shift in buyers behavior.

An increasing number of people are now searching for homes in peripheral areas rather than in central urban locations.

As property prices in major city centers continue to rise, many families are prioritizing:
• more living space
• improved living conditions
• greater value for their investment

Additional factors such as remote work, mobility, and the pursuit of better quality of life are also contributing to this trend.

The result is a new residential geography, with surrounding areas becoming increasingly attractive for both homeowners and real estate investors.

Ivone Martinez
Century 21 Tipy Family Group
📞 +351 910 735 115
📧 [email protected]
🔗 https://linktr.ee/IMartinezRealEstateAgent

19/03/2026

The fiscal package for housing now has a deadline: 180 days to move forward with the measures.

The goal is to create incentives that stimulate the long-term rental market and improve access to housing.

However, between a political announcement and real impact in the real estate market, there is an important step:
the definition of the actual rules and incentives.

Investors, property owners, and buyers are closely watching the next developments.
Changes in fiscal policy can influence:
• rental profitability
• investment strategies
• long-term property values

For international investors looking at Portugal, the coming months may bring new opportunities, but also new rules to understand.

18/03/2026

The Euribor rate has moved upward again, following signs of geopolitical tension and expectations surrounding upcoming decisions by the European Central Bank.

When financial markets anticipate potential interest rate changes, interbank rates tend to react almost immediately.

For homeowners with variable-rate mortgages, these fluctuations may be reflected in the next adjustment of their monthly loan payments.

In a global economic environment that is increasingly sensitive to financial signals, monitoring key indicators such as Euribor has become essential for both homeowners and investors.

Understanding these movements helps provide a clearer perspective on the broader real estate and financing landscape.

Ivone Martinez
Century 21 Tipy Family Group
📞 +351 910 735 115
📧 [email protected]
🔗 https://linktr.ee/IMartinezRealEstateAgent

17/03/2026

The Portuguese government is preparing changes to housing legislation that could affect rental rules, eviction procedures, and properties tied up in undivided inheritance situations.

One of the main objectives is to unlock homes that remain off the market for years, often due to legal complexities or lack of agreement between heirs.

In a market where housing supply continues to be limited, any policy that increases the number of available properties could influence market dynamics.

However, the fundamental challenge remains structural:
How can Portugal consistently increase housing supply over the long term?
This question continues to be central to the future of the Portuguese housing market.

Ivone Martinez
Century 21 Tipy Family Group
📞 +351 910 735 115
📧 [email protected]
🔗 https://linktr.ee/IMartinezRealEstateAgent

16/03/2026

Rental prices in Portugal continue to follow a stable upward trend, reflecting the sustained demand within the rental market.

For property owners, this environment requires strategic management, including:
• contract review and adjustments
• tax planning and compliance
• evaluation of real net profitability

For investors, careful analysis remains essential. Key factors include:
• location and market dynamics
• regulatory risk
• long-term appreciation potential

In a market facing increasing pressure, access to the right information becomes one of the most valuable assets.

If you are considering investing, selling, or acquiring property in Portugal, I would be happy to assist.

Ivone Martinez
Century 21 Tipy Family Group
📞 +351 910 735 115
📧 [email protected]
🔗 https://linktr.ee/IMartinezRealEstateAgent