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Dream Nest SG

Name: Dream Nest SG
Address: 450 Lor 6 Toa Payoh, ERA APAC Centre, Singapore, 319394, SG
Telephone: +6598156089

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🇸🇬 Helping Singapore Families Buy, Sell & Upgrade With Confidence.

Trusted Advisors | No Hard Sell ☕️
🏡 Finding your perfect fit
📈 Wealth Growth & Legacy Planning

📲 Book a complimentary property consultation.

21/08/2026

𝑪𝒂𝒏 𝒀𝒐𝒖 𝑪𝒐𝒎𝒇𝒐𝒓𝒕𝒂𝒃𝒍𝒚 𝑼𝒑𝒈𝒓𝒂𝒅𝒆 𝒕𝒐 𝒂𝒏 𝑬𝑪?

This video is only for second-timers considering the next five EC plots.

Before saying:
“An EC is too expensive for me.”

Let’s calculate four important numbers.
Number one: What is your HDB worth?
Number two: How much housing loan is outstanding?
Number three: How much CPF and cash could return after selling?
Number four: How much resale levy must you set aside?

If you previously received a housing subsidy, a resale levy may apply when buying a new EC.

Next, we include your income, eligible loan, CPF, cash and possible deferred bridging loan.

Only then can we calculate whether you can comfortably upgrade.

Not through guesswork but based on your actual financial position.

For EC sites with tenders closing from 8 May 2026, developers cannot offer DPS.

The five earlier EC sites are unaffected, so this financing option may be still available.

Thinking of upgrading?

DM “EC5” before visiting the showflat.

21/08/2026

𝑪𝒂𝒏 𝒀𝒐𝒖𝒓 𝑯𝑫𝑩 𝑯𝒆𝒍𝒑 𝑭𝒊𝒏𝒂𝒏𝒄𝒆 𝒀𝒐𝒖𝒓 𝑬𝑪?

This video is only for second-timers considering the next five EC plots.

Imagine your HDB is worth $700,000, but you haven’t sold it.

Most owners think:
“My money is stuck until I sell my HDB.”
But that’s not always true.

Under the Deferred Payment Scheme, the bank may assess your current HDB.
They will consider its valuation, outstanding loan and estimated sales proceed.
In some cases, the bank may offer a deferred bridging loan, subject to approval.

This means your expected HDB proceeds may support your EC financing before you sell.
So, you may not need the full amount in cash today.

For some second-timers, this could make an EC more affordable.
But don’t forget one important cost: your resale levy.

I’ll explain that in Part 3.

21/08/2026

𝑪𝒂𝒏 𝑺𝒆𝒄𝒐𝒏𝒅-𝑻𝒊𝒎𝒆𝒓𝒔 𝑫𝒆𝒍𝒂𝒚 𝑺𝒆𝒍𝒍𝒊𝒏𝒈 𝑻𝒉𝒆𝒊𝒓 𝑯𝑫𝑩?

This video is for second-timers considering the next five EC plots.
If you bought your unit directly from HDB or bought a resale flat with a housing grant.

Listen carefully.

You’ve already received your first housing subsidy.
So, when you buy a brand-new EC, you’re considered a second-timer and a resale levy may apply.

Many owners think they must sell their HDB first and recover their CPF and cash before buying an EC.
But that’s not always necessary.

These upcoming ECs may still offer the Deferred Payment Scheme or DPS.
With DPS, most of your EC payment is delayed until the project is nearly completed.

So you may not need to sell your HDB years before your EC is ready.
These five plots may be among the last batches offering DPS.

In Part 2, I’ll explain how your HDB may help finance your EC before you even sell it.

18/08/2026

A joint venture led by Sustained Land is acquiring the prime site at 8 Thomson Lane for 𝐒$𝟓𝟕𝟖 𝐦𝐢𝐥𝐥𝐢𝐨𝐧, with plans to develop a new condominium.

The District 11 site could potentially yield more than 𝟕𝟕𝟎 𝐡𝐨𝐦𝐞𝐬.

It is located near Novena, Toa Payoh, established schools and the future Mount Pleasant MRT station.

After including an estimated S$436 million land betterment charge, the total land cost could exceed 𝐒$𝟏 𝐛𝐢𝐥𝐥𝐢𝐨𝐧, or approximately 𝐒$𝟏,𝟐𝟗𝟑 𝐩𝐬𝐟 𝐩𝐩𝐫.

Developer confidence remains strong for well-located city-fringe sites. For buyers, this could introduce another major housing option in the Thomson and Mount Pleasant area.

Interested in future launches around Thomson, Novena or Toa Payoh? DM me and let’s review your options clearly.

𝘚𝘰𝘶𝘳𝘤𝘦: 𝘛𝘩𝘦 𝘉𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘛𝘪𝘮𝘦𝘴
𝘋𝘢𝘵𝘦: 18 𝘈𝘶𝘨𝘶𝘴𝘵 2026

18/08/2026

Singapore developers sold 𝟕𝟑𝟏 𝐧𝐞𝐰 𝐩𝐫𝐢𝐯𝐚𝐭𝐞 𝐡𝐨𝐦𝐞𝐬 in July, nearly five times June’s 156 units.

The rebound was driven mainly by two launches:

• Dunearn House sold 𝟐𝟏𝟐 𝐨𝐟 𝟑𝟖𝟎 units
• Lentor Gardens Residences sold 𝟐𝟕𝟎 𝐨𝐟 𝟒𝟗𝟗 units

Both projects achieved take-up rates of around 55%, showing that buyers are still willing to act when projects offer the right location, layout and pricing.

However, July sales remained 22.2% lower than a year earlier, suggesting that buyers are active but increasingly selective.

Demand has not disappeared. Buyers are simply comparing projects more carefully before committing.

Thinking about a new launch but unsure which project suits your budget and plans? DM me and let’s compare your options clearly.

𝘚𝘰𝘶𝘳𝘤𝘦: 𝘛𝘩𝘦 𝘉𝘶𝘴𝘪𝘯𝘦𝘴𝘴 𝘛𝘪𝘮𝘦𝘴
𝘋𝘢𝘵𝘦: 18 𝘈𝘶𝘨𝘶𝘴𝘵 2026

18/08/2026

Kallang Distripark, a 13ha former rubber factory and warehouse site, could be transformed into a new residential neighbourhood.

URA’s proposed plans include several housing plots, a neighbourhood park and new roads.

Based on analysts’ estimates, the site could potentially yield around 𝟐,𝟐𝟓𝟎 𝐭𝐨 𝟐,𝟓𝟓𝟎 𝐩𝐫𝐢𝐯𝐚𝐭𝐞 𝐡𝐨𝐦𝐞𝐬.

Part of the site is freehold, while the remaining land has a 99-year lease expiring in 2067.

Its location near Geylang Bahru MRT, the Kallang River and nearby amenities may attract strong buyer and developer interest.

For buyers, the redevelopment could bring more future housing choices in a central and well-connected location.

For nearby homeowners, new homes, roads and park spaces may improve the area’s vibrancy and long-term appeal.

Interested in future property opportunities around Kallang? DM me and let’s review the area together.

𝘚𝘰𝘶𝘳𝘤𝘦: The Straits Times
𝘋𝘢𝘵𝘦: 18 August 2026

17/08/2026

HDB resale prices have fallen for two consecutive quarters, dipping 𝟎.𝟏% in Q1 and another 𝟎.𝟑% in Q2 2026.

The declines may be small, but they could still affect homeowners planning to sell their HDB flat and upgrade to private property.

A lower selling price may mean less cash and CPF proceeds for the next purchase. This could affect your downpayment, budget or upgrading timeline.

However, this does not mean the HDB market is crashing. Analysts noted that the price movement remains mild and market demand is still present.

The removal of the 15-month wait-out period may also bring more private homeowners into the HDB resale market, potentially supporting demand and prices.

𝐖𝐡𝐚𝐭 𝐭𝐡𝐢𝐬 𝐦𝐞𝐚𝐧𝐬:

Before upgrading, review your estimated sale proceeds, CPF refund, loan eligibility and cash requirement carefully.

Planning to sell your HDB and upgrade to private property? DM me and let’s review your numbers clearly.

𝘚𝘰𝘶𝘳𝘤𝘦: Lianhe Zaobao
𝘋𝘢𝘵𝘦: 17 August 2026

14/08/2026

Two 99-year leasehold residential sites at Orchard Boulevard and Marina Gardens Lane are now up for sale.

Together, they could yield around 𝟓𝟎𝟎 𝐩𝐫𝐢𝐯𝐚𝐭𝐞 𝐡𝐨𝐦𝐞𝐬.

The Orchard Boulevard site is near Orchard MRT, shopping malls and popular schools.
The Marina Gardens Lane site is close to the upcoming Marina South MRT station and future Marina South precinct.

𝐖𝐡𝐚𝐭 𝐭𝐡𝐢𝐬 𝐦𝐞𝐚𝐧𝐬:

These prime locations may attract strong developer interest despite higher land and construction costs.

For buyers, the future launches could offer more choices in Orchard and Marina South.
However, prices may remain at a premium due to their central locations and connectivity.

Thinking of buying a future new launch in the city area?
DM me and let’s compare your options clearly.

𝘚𝘰𝘶𝘳𝘤𝘦: The Business Times
𝘋𝘢𝘵𝘦: 14 August 2026

12/08/2026

Sentosa Cove Owners Lost Money — But Was the Property the Only Return?

Two-thirds of Sentosa Cove resales since 2023 were reportedly loss-making, with the average loss topping S$1 million.

On paper, that is a loss.

No argument.

But here’s the question I find more interesting:

𝗪𝗵𝗮𝘁 𝘄𝗲𝗿𝗲 𝘁𝗵𝗲𝘀𝗲 𝗯𝘂𝘆𝗲𝗿𝘀 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗯𝘂𝘆𝗶𝗻𝗴?

A property?

A waterfront lifestyle?

Privacy?

Or access to a certain ecosystem of people?

For some buyers, Sentosa Cove may not just be about capital appreciation.

It could also be about who you meet in the lift.

Who you speak to by the pool.

Who you get introduced to over dinner.

Who you happen to live beside.

Now, I’m not saying every Sentosa Cove buyer made millions through networking.

There’s no data to prove that.

But it does raise an important point:

𝗡𝗼𝘁 𝗲𝘃𝗲𝗿𝘆 𝗿𝗲𝘁𝘂𝗿𝗻 𝗰𝗮𝗻 𝗯𝗲 𝗺𝗲𝗮𝘀𝘂𝗿𝗲𝗱 𝗶𝗻 𝗽𝘀𝗳.

Imagine someone loses S$1 million when selling the property…

but one relationship formed while living there eventually creates several million dollars in business.

Did the property lose money?

Yes.

Did the decision to buy it lose money?

Maybe not.

That’s why I think properties like Sentosa Cove should sometimes be judged with a different scorecard.

For a mass-market condo, the focus may be:

Price appreciation
Rental yield
Exit liquidity

For a Sentosa Cove buyer, the equation may also include:

Lifestyle
Privacy
Access
Network
Social capital

Different buyers are buying different things — even when the title deed looks the same.

So yes, some owners may have lost heavily on the property itself.

But the property transaction may not tell us the full story of what they gained from living there.

𝗡𝗼𝘁 𝗲𝘃𝗲𝗿𝘆 𝗿𝗲𝘁𝘂𝗿𝗻 𝗰𝗮𝗻 𝗯𝗲 𝗺𝗲𝗮𝘀𝘂𝗿𝗲𝗱 𝗶𝗻 𝗽𝘀𝗳.

What do you think?

Would you judge Sentosa Cove purely by its resale profit and loss?

09/08/2026

🇸🇬 𝐇𝐚𝐩𝐩𝐲 𝟔𝟏𝐬𝐭 𝐍𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐃𝐚𝐲, 𝐒𝐢𝐧𝐠𝐚𝐩𝐨𝐫𝐞!

Celebrating the strength, unity and remarkable spirit that make our Little Red Dot truly special.

May Singapore continue to prosper and remain a place we are always proud to call home.

𝐇𝐚𝐩𝐩𝐲 𝐍𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐃𝐚𝐲! ❤️🤍

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