Nikmat Jawini - Real Estate

Nikmat Jawini - Real Estate Real tips and advice for Singaporean buyers and sellers.

Alhamdulilah Adil & Emyli secured a 4 room in Punggol- Minimal Renovation Required- Zero COV- Superb accessibility via p...
28/05/2026

Alhamdulilah Adil & Emyli secured a 4 room in Punggol

- Minimal Renovation Required
- Zero COV
- Superb accessibility via public transport

Nikmat Jawini | 9658 3122

26/05/2026

Thinking of upgrading?

Don’t just focus on the downpayment.

These are the things you NEED covered first:

* Insurance Coverage
* Monthly Cashflow
* Emergency Funds
* Clearing your Debts

An upgrade should improve your lifestyle — not stress you financially.

Most people can afford the purchase.
Not everyone can comfortably sustain it.

Save this before you upgrade your home in Singapore.

23/05/2026

Buying a home in Singapore? Your loan tenure can affect how much interest you pay over time — and the difference can be HUGE.

In this video, I break down how a shorter vs longer home loan tenure impacts your monthly instalment, total interest paid, and overall financial flexibility. Whether you’re buying your first HDB, upgrading, or planning your next property move, understanding this can save you thousands.

If you’re unsure which loan tenure suits your income, goals, or lifestyle, feel free to reach out.

📍Singapore Property
🏡 HDB • Condo • Upgrading
📈 Home Loan & Financial Planning

Alhamdulilah unit got sold in 9 days, $5000 above expected price.Cashing out for a more comfortable retirement and a pea...
20/05/2026

Alhamdulilah unit got sold in 9 days, $5000 above expected price.

Cashing out for a more comfortable retirement and a peace of mind.

Nikmat Jawini

15/05/2026

CPF monies Vs Cash

Cash is best, but if you're really tight, then no choice you'll have to go with CPF.

But always bear in mind that you will have to side aside a certain portion for retirement.

Nikmat Jawini

14/05/2026

Singapore Real Estate

Cash Vs CPF

Manage your finance, try if you can, if you can't, it's fine

14/05/2026

CPF monies Vs Cash

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