JLB Realtors

JLB Realtors Beyond traditional agency. JLB Realtors offers bespoke property consultancy rooted in market logic.

We provide analytical clarity on asset progression and capital preservation to ensure every move is a calculated strategic step. 📊

04/08/2026

Everyone talks about property prices. But sometimes, the better question is: where is Singapore investing next?

These 4 MRT lines could shape how different parts of Singapore develop over the next 20 years:

🚆 Cross Island Line (CRL)
🚆 Jurong Region Line (JRL)
🚆 Tengah Line (under study)
🚆 Seletar Line (under study)

Will every station see prices go up? Not necessarily.

But transport infrastructure gives us important clues about where future jobs, amenities and communities may grow.

If you’re buying a home for your own stay or planning your next investment, it’s worth looking beyond today’s prices and thinking about where Singapore is heading.

Save this post for future reference and let us know—which MRT line are you watching most?

26/07/2026

Everyone’s talking about the 10-year MOP.

But that’s actually just one of the changes to the EC scheme.

There are three major changes that could affect:

✅ Who gets priority to buy

✅ How your cash flows during construction

✅ How long you’ll own the property before full privatisation

If you’re considering an EC in the next few years, these changes are worth understanding before making any decisions.

Which of the 3 changes surprised you the most?

👇 Let me know in the comments.

This video provides a general overview of the policy changes. Individual eligibility and suitability will depend on your personal circumstances.

PropertyTips SingaporeRealEstate HomeBuying JLBRealtors

16/07/2026

Everyone wants to sell at the highest possible price.

But here’s the question I always ask my clients:
What happens after you sell?

Unless you’re cashing out completely, you’re probably buying your next home in the same market.

So selling at a record price doesn’t automatically mean you’ve made the best move.

Sometimes it’s less about squeezing out the last bit of profit from your current home, and more about whether your next move puts you in a stronger position.

Every homeowner’s situation is different. That’s why I believe the “right time” to sell isn’t based on headlines—it’s based on your goals, finances and what comes next.

Have you ever wondered if now is the right time to sell?
👇 Let me know in the comments.

Disclaimer: This is general information and not financial or investment advice. Every homeowner’s circumstances are different.
HDB Condo PropertyInvestment JLBRealtors LifestyleROI

09/07/2026

SINKs and D***s are reshaping Singapore’s household trends — but the 1-bedder data tells a more complicated story 👇
Our average household size dropped to 3.06 in 2025 (from almost 5 in 1980), and fertility is at a record low. On paper, that should mean small units are flying off the shelves.
On the ground? Older shoebox and studio units are actually harder to move.
Why: the 2023 ABSD hike narrowed the investor pool that used to snap up small units. Demand shifted to bigger units bought for own-stay — so it’s less a size problem, more a liquidity problem.
Doesn’t mean the SINK/DINK trend is wrong. It means the market’s getting more selective — a proper 1-bedder or 1+study built for someone’s actual life is what holds value now.
What I’ve seen clients weigh when sizing down 👇 drop your questions below.
ABSD SingaporeRealEstate PropertyAgent KakiHomes OneBedroomCondo

Most homeowners think upgrading starts when they find their next home.It doesn’t.It starts with the financial decisions ...
01/07/2026

Most homeowners think upgrading starts when they find their next home.

It doesn’t.

It starts with the financial decisions you make years before.

The good news? Most costly mistakes are completely avoidable.

A little planning today can give you far more choices tomorrow.

📌 Save this for when you’re planning your next move.

26/06/2026

Most people think their income determines how much property they can afford.

But that’s only part of the picture.

I’ve met homeowners who are earning more today than they were 10 years ago, yet find that their borrowing power hasn’t increased as much as they expected.

One reason is age.

As we get older, the maximum loan tenure available typically gets shorter, which can affect affordability.

That’s why timing matters.

Property planning isn’t just about increasing your income. It’s also about understanding how age, loan tenure, CPF, savings and existing property equity can affect your options.

Sometimes, waiting for a higher income may not improve affordability as much as you think.

Property decisions aren’t just about how much you earn.

They’re also about when you make your move.

*Figures shown in the video are for illustration purposes only and do not take into account CPF balances, cash savings, existing property equity, liabilities or individual circumstances.*

15/06/2026

One of the most common questions I get is:

“Should I keep my property and rent it out, or should I sell it?”

The interesting thing is that most people jump straight to rental income.

But that’s often not where I start.

Instead, I look at three things:

• Does the property still have meaningful growth potential?

• How hard is the equity working for me?

• What’s the opportunity cost of continuing to hold?

Because property decisions are rarely just about the property itself.

They’re also about what else that capital could be doing.

That’s why two homeowners can own very similar properties and arrive at completely different decisions.

One may choose to hold.

The other may choose to sell.

And both could be making the right decision.

The property is only half the equation.

The owner’s goals matter too.

CapitalAppreciation PropertyStrategy PropertyInvestor HomeownersSG SingaporeHomes ReturnOnEquity LifestyleROI PropertyMarketSG

14/06/2026

Most property discussions start with:

“Should I focus on rental yield or capital appreciation?”

But that might be the wrong question.

Rental yield and capital appreciation aren’t competing goals.

They’re tools.

If your goal is to generate passive income, rental yield may matter more.

If your goal is to upgrade from a $1M property to a $2M property one day, capital appreciation could be far more important.

The right strategy depends on what you’re trying to achieve.

Before looking at the property, start by understanding the owner.

What’s your objective?

CapitalAppreciation PropertyStrategy SingaporeRealEstate PropertyTips RealEstateSingapore

11/06/2026

I once handled a property sale where things got so heated, the police were almost called 😳

The buyer was ready.

The paperwork was prepared.

Everything seemed to be moving forward.

Then one of the owners stopped cooperating.

In this case, a divorce had turned a straightforward transaction into one of the most stressful property situations I’ve ever handled.

Sometimes, the biggest challenge isn’t the market.

It’s the people involved.

09/06/2026

Hi, we’re Benice and Joyce.

We‘re real estate agents based in Singapore, and we’ve spent years helping homeowners buy, sell and upgrade their homes.

Along the way, we‘ve learnt that property decisions are rarely just about the numbers.

Sometimes it’s about timing.

Sometimes it‘s about family.

Sometimes it’s about whether the next move is actually the right move.

On this page, we‘ll be sharing property insights, real client stories, market updates, and the conversations we think more homeowners should be having.

If you’re planning your next move—or simply trying to make sense of the market—we hope you‘ll find something useful here.

Welcome to JLB Realtors 👋

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