14/07/2026
Can a Condominium Owner Refuse to Pay Association Dues?
In most cases, the answer is no. If the association dues have been properly imposed in accordance with the condominiumโs Master Deed, Declaration of Restrictions, by-laws, or other governing rules, every unit owner is legally required to pay them.
Under Republic Act No. 4726, otherwise known as the Condominium Act, owning a condominium unit does not only give you exclusive rights over your unit. It also includes co-ownership of the projectโs common areas and facilities.
Since all owners benefit from these shared spaces, everyone is expected to contribute to the expenses needed for their upkeep and operation.
Association dues are commonly used to cover:
* Security personnel and safety services
* Cleaning and sanitation of common areas
* Elevator servicing and maintenance
* Electricity and water consumption in shared facilities
* Building repairs and preventive maintenance
* Administrative and property management expenses
* Insurance premiums, permits, and other operational costs
* Reserve funds for future repairs, replacements, and capital improvements
Simply put, association dues ensure that the condominium remains safe, clean, properly maintained, and efficiently managed for the benefit of all residents and owners.
The Condominium Act also provides that assessments imposed under a duly registered Declaration of Restrictions become a legal obligation of every unit owner. Failure to settle these dues may result in the unpaid amount becoming a lien against the condominium unit, subject to applicable legal procedures.
While unit owners have every right to request financial transparency, supporting documents, and a detailed breakdown of charges, refusing to pay validly assessed association dues without legal justification may expose them to penalties, accumulated arrears, and other legal remedies allowed under the projectโs governing documents.
Being a responsible condominium owner means recognizing that association dues are an essential part of property ownership. These contributions not only support the buildingโs day-to-day operations but also help preserve its condition, market value, and the overall quality of living within the community.
KRISTELL JOY GASMEN
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