HDB Agent - Yan Boyan & Zakiah Abdul

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HDB Agent - Yan Boyan & Zakiah Abdul We place our client interest at heart. Realtor Couple. ERA Realty Network Pte Ltd. When comes to property many overlook their budget. Are you over geared?

This is an essential component prior hunting for an ideal home/investment property. Yan Boyan provide FREE non obligatory consultations prior to your big ticket purchase. Yan Boyan markets your properties on several platforms to reach to the different market segment. Reach me at 9021 2583
CEA R057409D / L3002382K

11/10/2026

If you bought a resale flat and are thinking of selling, you might be wondering should you sell now or wait?

The market today isn’t quite the same as it was a few years ago. Buyers have more room to negotiate, and some resale owners may find that their profit isn’t as much as they expected.

But waiting for a higher selling price isn’t always the answer either.

If you’re selling and buying your next home in the same market, a lower selling price could also mean more room to negotiate on your next purchase.

So rather than looking at how much profit you can make from the sale alone, look at the bigger picture: where are you moving next, how much do you need, and does the move still make financial sense for you?

If you’re thinking of selling, start with a property and financial health check first.

04/10/2026

Selling the house wasn’t the difficult part. The bigger question was what comes after.

With a divorce underway, a serious illness and no current income, my client’s housing options had changed completely. Then we discovered her housing loan had been fully paid.
Suddenly, there was no need to rush into a sale.

Sometimes, the first question isn’t “Can I sell?” but “What happens after I do?”

04/10/2026

Selling the house wasn’t the difficult part. The bigger question was what comes after.

With a divorce underway, a serious illness and no current income, my client’s housing options had changed completely. Then we discovered her housing loan had been fully paid.

Suddenly, there was no need to rush into a sale.

Sometimes, the first question isn’t “Can I sell?” but “What happens after I do?”

One thing I always remind buyers: don’t judge a resale flat by its asking price alone.Repairs, rewiring, unapproved alte...
02/10/2026

One thing I always remind buyers: don’t judge a resale flat by its asking price alone.

Repairs, rewiring, unapproved alterations and unwanted built-ins can all affect what the home eventually costs. Recent transaction prices can also help you decide on a reasonable offer and prepare for possible COV.

These are some of the things I look out for during viewings, so my buyers can make a more informed decision.

Save this for your next HDB resale viewing.

One thing I always remind buyers: don’t judge a resale flat by its asking price alone.Repairs, rewiring, unapproved alte...
27/09/2026

One thing I always remind buyers: don’t judge a resale flat by its asking price alone.

Repairs, rewiring, unapproved alterations and unwanted built-ins can all affect what the home eventually costs. Recent transaction prices can also help you decide on a reasonable offer and prepare for possible COV.

These are some of the things I look out for during viewings, so my buyers can make a more informed decision.

Save this for your next HDB resale viewing.

New listing: 784 Yishun Avenue 2 🏡If space matters more to you than having someone else’s renovation, this 4-room might ...
20/09/2026

New listing: 784 Yishun Avenue 2 🏡

If space matters more to you than having someone else’s renovation, this 4-room might be worth a look.

At 104 sqm, there’s a proper living and dining area, a full-length kitchen and 3 bedrooms, asking $529,000.

The home has been cleared and freshly painted, but the renovation is older, so there’s room to update it according to what you actually need.

A few things to know:
* Corner unit
* 4th floor
* About 8 mins to Khatib MRT
* No extension required
* Immediate submission possible
* Ethnic quota currently open to all races

Sometimes, an older home means you’re not paying a premium for a renovation you might end up replacing anyway.

Interested to see the space in person?
DM or call 9021 2583 to arrange a viewing.

13/09/2026

Thinking of downsizing from a private property to a HDB?

For this couple, both 52, we looked at 3 options:

1. Stay put
Continue paying ~$3,800/month until 65 years old (13 years to go).

2. Downsize before 55
Sell and move to a fully paid 5-room HDB.

3. Downsize + pledge the HDB at 55
Based on their current numbers, this could leave them with around $350K cash.

There’s no right answer, it depends on what you want your next stage of life to look like.

Which option would you take: 1, 2 or 3?

Let me know in the comments.

06/09/2026

Raihan and Nadia knew they needed more space for their family of 6 but they also wanted to be closer to their parents.

After getting HDB’s approval for an early MOP, they made the move from their 4-room flat at Compassvale Crescent to a jumbo flat in Tampines, near their parents.

One of their concerns was selling their existing home. With the unit facing a multi-storey carpark, they thought it might take some time to find the right buyer.

But within just 2 weeks, the flat was sold.

With the sale settled, we worked through their finances, budget and the administrative process so they knew what they could comfortably afford and how to time the move.

In the end, they got the space their family needed and a home much closer to their parents. ❤️

They found their next home before selling their current one, which meant they now had 3 months to sell.Turns out, they d...
30/08/2026

They found their next home before selling their current one, which meant they now had 3 months to sell.

Turns out, they didn't need that long. The very first viewer wanted the home.

🏠 111sqm 4-room HDB in Jurong West
💰 Sold at $535,000

Selling your HDB first may be the safer route, but it isn't always the only option. Especially if you're planning to upgrade to a bigger home.

Whether you sell first or buy first depends on your finances, timeline and what you're trying to achieve.

Sometimes, it's about planning the whole move not just the sale.

24/08/2026

You thought you were priced out of a BTO but PM Wong understood the assignment. 💅✨

If you’ve been stressing over that $14k ceiling, take a deep breath. We are officially entering our homeowner era! 🏆 The National Day Rally 2026 just dropped massive review for our housing dreams.

Stop sleeping on these updates. With the ceilings pushed up, the competition is going to shift. You need an actual game plan.

✉️ DM me “STRATEGY” and let’s get you the keys to your first home. 🔑

👤 Yan Boyan | Property Strategist • Advisory

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Singapore

Telephone

90212583

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