HeyJoles

05/08/2026

05/08/2026

05/08/2026

05/08/2026

05/08/2026

07/06/2026

Is it safe to buy Overseas Properties?
What to look for buying overseas properties?
• Must do your homework and research
• #1 Research on the necessary visas, laws, and taxes.
• #2 Valuation and yield of the property’s immediate surroundings.
• #3 Safety.
• #4 Developer’s track Record
• #5 Purchasing terms & conditions especially in Fine print
• 6 Country’s regulations for financing and property ownership
• 7 Property management agency.
1. Legal Restrictions on foreign Ownership
a. Resale & Exit Hurdles
2. Financing & Capital Challenges
a. Foreign Leveraging
3. Silent Profit Killers: Taxes & Currency Risk
4. Currency Risk
5. Tax Implications & Visas
6. Location & Market Demand
a. Entry & Exit Strategy
7. Distance & Property Management
a. Costs
b. *Foreigner Only* Trip

Singapore is a SAFE Brand. Singapore is still a safe Haven

It’s about ENTRY and EXIT plan. You can ENTER and you must also be sure you can exit when you decided to sell infuture,
Whether you can exit will determine if your future buyer can exit too.

IF buying an undervalue property ecample , but if you cannot exit. You are merely sitting on rental income / short term gains but NOT On capital gain.
E.g. Tenures running out, Policy and leveraging is an issue too.

If it’s cheap. WOULD YOU BUY?
YES

BUT if Cannot SELL. Would you still BUY?
Don’t Buy. WHY this QN?

It’s not about CHEAP Or EXPESNIVE>
It’s about AFFORDABILITY

People can’t afford because income is LOW
Income is lower than property prices that People CANNOT AFFORD, how to EXIT?
Cannot EXIT, How to ENTER and BUY?

Be careful especially investing in developing countries.

05/06/2026

Does costs pass on to consumers due to margins?

Government -> developer -> Consumers
Click on the MY latest update on TIME LIMITED OPPORTUNITY in the NEW LAUNCH MARKET

https://www.instagram.com/reel/DZBAGxNSYP1/?igsh=MWl5NWtkYjIybjAzZw==

$3000 PSF becomes a norm soon to be reality regardless of your acceptance threshold

Should you action now?

Or still wait and see?

Waiting is also a decision
It’s an opportunity cost
Money’s value will be compressed.

It’s ok to wait subject to your
asset planning and threshold level

PM me anytime
Jolene Ho
92338254

31/05/2026

TIME-LIMITED OPPORTUNITY
Price Gap Has Compressed!
Opportunity Window is Closing Soon!
$300 PSF BELOW market value –
Is it SAFE?
Does SAFE ENTRY = GOOD CHOICE?
If I have something that is $300 psf below market value, are you open to that?
This is for potential high returns.
If today RCR Is going at average of $2700 PSF, must sell easily $3### PSF and above, RIGHT?

Today, If OCR is already average priceof $2400 PSF - Next time must sell $27xx PSF, right?

If today, there’s a development going at $2,200 PSF – do you think it’s safe or not safe??

If you want MRT, will you be paying a higher price PSF, does it guarantee you a profit? Not necessarily right?

BUT if you can buy something safe, will it be a good choice?

Based on the pricing, it’s really under value by easily $300 PSF in the market.
FOCUS the QUANTUM! Not just PSF!

BEFORE the GAP closes, New UPCOMING within 1H 2026 OPPORTUNITY:

A brand New launch at $2221 average PSF can get you a 3Br below $2M, still think safe? This is the way future prices is going to be. URA measures reshape the New Launch market.

Still wait ah? Don’t wait Liao! Never Mind. Pls continue to wait.

🔹 LH OCR transacting more than $3300psf!
🔹 LH RCR transacting more than $3900psf!
✅ FH CCR from $3042psf!

Grab your FH CCR choice unit before it’s gone!

Newport Residences
More than 77% sold!!

- 1BR from $1.423M
- 1BR+S from $1.774M
- 2BR from $2.276M
- 3BR from $3.548M
- 3BR Premium from $3.737M
- 4BR from $8.28M

I don’t need TO CONVINCE YOU TO BUY!
The numbers and Data are REAL FACTs!

DM me to FIND OUT how The Changes impact YOUR FAMILY!

☎️ PM @ 92338254

25/05/2026

Is ECs still a game plan??
EC strategy is still a very viable game plan even with new rules are shifting.

EC framework is moving from a quick wealth-generation vehicle toward a long-term, stable housing bridge.

1. The “Subsidized Subsidy” on Entry Price
The Price Gap: $400 to $600 psf discount compared to new launch private condominiums in the same Outside Central Region (OCR).

Built-in Margin of Safety: You are effectively buying a full-facility private condo at a 25% to 30% discount.

The Upside: If you are a first-time buyer, you no longer have to fight second-timers (HDB upgraders with huge cash pots from selling their flats) for the best stacks or choice units. Allow you to secure the best-facing units at the lowest launch-day pricing.

2. Price Stabilization from Developers.
- Less aggressive land bidding.
- Keep Future EC launch prices stable and affordable.

3. No ABSD Upfront for New EC.

4. The Long-Term Capital Gains “Coiled Spring”
While you have to wait 10 years to sell to Singaporeans/PRs and 15 years to sell to foreigners, the eventual price convergence still happens.

Historically, by the time an EC hits full privatization, its price gap with neighboring private condos almost completely closes.

The upside hasn’t vanished—the **exit timing**has just changed. If you view an EC as a place to raise a family for the next decade while your home quietly builds equity at a discounted entry rate, future ECs are an incredible game plan. If you want to flip a property in 5 years to buy something else, you should look at the remaining pipeline ECs under the old rules or go straight to private property.

DM me at 92338254 to understand more about EC and how you can tap in the next few new ECs under the old regulations!

20/05/2026

In 2026, HDB prices fell
Prices of private property rises

Is this a correction or a game to make plan to cool the HDB market.

Would this and how does the HDB slow market impact the private?

What should you do as a:
1) HDB seller
2) HDB buyer
3) Private seller and buyer

Can you still upgrade!?

Don’t procrastinate too long

DM me for 1-1 personalised discussion on the best game plan for your property!

Jolene Ho
Your personal realtor
92338254