Roza Sure Bagus Property

31/07/2026

Roza's Take

CEA's new renewal requirement requires property agents to complete a minimum of 3 transactions within 3 years.

I welcome the move towards higher professional standards.

However, I believe 3 transactions over 3 years is still a very low threshold.

Buying or selling a property is one of the biggest financial decisions most families will ever make. Consumers deserve advice from professionals who are actively practising, continuously learning, and keeping up with today's property market.

This isn't about criticising fellow agents.

It's about protecting consumers and raising the standards of our profession.

☕ If you're a property agent who wants to build a long-term career—not just maintain a licence—I'd be happy to share what I've learnt over the past 28 years in real estate.

Let's have coffee.

📩 Connect with me:
🌐 www.rozasurebagus.com

31/07/2026

[𝟑 𝐘𝐞𝐚𝐫𝐬. 𝟑 𝐓𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧𝐬. 𝐈𝐬 𝐓𝐡𝐚𝐭 𝐑𝐞𝐚𝐥𝐥𝐲 𝐄𝐧𝐨𝐮𝐠𝐡?]

I welcome CEA's move towards requiring a minimum level of active practice for property agents.

That said, I personally feel that three transactions over 𝒕𝒉𝒓𝒆𝒆 𝒕𝒓𝒂𝒏𝒔𝒂𝒄𝒕𝒊𝒐𝒏𝒔 𝒐𝒗𝒆𝒓 𝒕𝒉𝒓𝒆𝒆 𝒚𝒆𝒂𝒓𝒔 𝒊𝒔 𝒔𝒕𝒊𝒍𝒍 𝒂 𝒗𝒆𝒓𝒚 𝒍𝒐𝒘 𝒕𝒉𝒓𝒆𝒔𝒉𝒐𝒍𝒅^^.

Real estate is a profession that is constantly evolving. HDB policies change. CPF rules are updated. Financing guidelines evolve. Market conditions shift. Every year brings new regulations and new challenges.

An agent who handles only three transactions over three years may not have sufficient practical exposure to remain sharp, current, and confident in advising clients.

In my view, if an agent is unable to close 𝐚𝐭 𝐥𝐞𝐚𝐬𝐭 𝐨𝐧𝐞 𝐭𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧 𝐚 𝐲𝐞𝐚𝐫, it raises an important question:

𝐀𝐫𝐞 𝐭𝐡𝐞𝐲 𝐬𝐭𝐢𝐥𝐥 𝐚𝐜𝐭𝐢𝐯𝐞𝐥𝐲 𝐩𝐫𝐚𝐜𝐭𝐢𝐬𝐢𝐧𝐠, 𝐨𝐫 𝐚𝐫𝐞 𝐭𝐡𝐞𝐲 𝐬𝐢𝐦𝐩𝐥𝐲 𝐡𝐨𝐥𝐝𝐢𝐧𝐠 𝐚 𝐥𝐢𝐜𝐞𝐧𝐜𝐞?

This isn't about criticising fellow agents. It's about protecting consumers.

Buying or selling a property is one of the biggest financial decisions most families will ever make. Clients deserve advice from professionals who are actively in the market, solving real cases, negotiating deals, and staying updated with the latest policies and regulations.

Experience is not measured only by the number of years you've been licensed. It is measured by continuous practice, continuous learning, and the ability to apply that knowledge in today's market.

By raising professional standards, we raise the credibility of our industry, strengthen public confidence, and ultimately provide better service to the people who place their trust in us.

𝐎𝐧𝐞 𝐟𝐢𝐧𝐚𝐥 𝐭𝐡𝐨𝐮𝐠𝐡𝐭...

If you're an existing property agent, or you've just obtained your RES licence, and you're wondering how to consistently close 𝐦𝐨𝐫𝐞 𝐭𝐡𝐚𝐧 𝐨𝐧𝐞 𝐭𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧 𝐚 𝐲𝐞𝐚𝐫, perhaps it's time we had a conversation.

Over the past 28 years, I've learnt that success in real estate isn't simply about working harder. It's about building the right systems, developing a strong personal brand, creating consistent marketing, and positioning yourself so that opportunities come to you—not just the other way around.

I'm always happy to share my experiences over a cup of coffee. No pressure. No obligations. Just an honest conversation about what has worked for me, the lessons I've learnt over nearly three decades, and how you can build a sustainable career in real estate.

𝐈𝐟 𝐲𝐨𝐮𝐫 𝐠𝐨𝐚𝐥 𝐢𝐬 𝐬𝐢𝐦𝐩𝐥𝐲 𝐭𝐨 𝐚𝐜𝐡𝐢𝐞𝐯𝐞 𝐭𝐡𝐞 𝐦𝐢𝐧𝐢𝐦𝐮𝐦 **𝐭𝐡𝐫𝐞𝐞 𝐭𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧𝐬 𝐢𝐧 𝐭𝐡𝐫𝐞𝐞 𝐲𝐞𝐚𝐫𝐬**, 𝐈'𝐦 𝐩𝐫𝐨𝐛𝐚𝐛𝐥𝐲 𝐧𝐨𝐭 𝐭𝐡𝐞 𝐫𝐢𝐠𝐡𝐭 𝐩𝐞𝐫𝐬𝐨𝐧 𝐟𝐨𝐫 𝐲𝐨𝐮.

But if your goal is to build a real estate career that lasts for decades, serves clients with excellence, and creates a business you're proud of... let's have coffee.

☕ Drop me a DM. Coffee is on me.
wa.me/6594566697
www,rozasurebagus.com

29/07/2026

🚨 **Singapore Landlords: Before You Download That "Free" Tenancy Agreement... Read This First.**

After handling rental transactions for more than 28 years, I've seen landlords lose thousands of dollars—not because they chose the wrong tenant, but because they relied on a generic tenancy agreement downloaded from the internet.

A Tenancy Agreement is not just a document.

It is your legal protection when things don't go according to plan.

Here are just a few situations I've encountered:
❌ Tenants who stop paying rent.
❌ Extra occupants moving in without permission.
❌ Air-conditioning disputes.
❌ Furniture and property damage.
❌ Security deposit disagreements.
❌ Early termination complications.

Many free templates simply don't cover these situations adequately.

That's why I wrote this article—to help landlords understand what should really be included in a well-drafted Tenancy Agreement before it's too late.

📖 Read the full article here:
https://rozasurebagus.com/blog/tenancy-agreement-mistakes-singapore-landlords

If you're a landlord—or know someone renting out a property—this article could save you from costly mistakes.

💬 Have you ever experienced a difficult tenant? Share your experience in the comments. I'd love to hear your story.

Real case insights from 28 years in Singapore property: the five tenancy agreement clauses — air-con, late rent, pests, deposit, Deed of Novation — that protect landlords from costly disputes.

04/07/2026

POV: You Arrive at a Property Viewing Like This... 😂

The Most Expensive Way to Avoid ERP! 😂
.. and My Grab Driver Was... A Pilot! 🚁🤣

This Is One Way to Beat Singapore Traffic!

24/06/2026

🎙️ PROPERTY CONVERSATIONS WITH ROZA – EPISODE 1

🏠 Selling Your HDB After Age 55? Here's What Many Homeowners Don't Realise About CPF

One of the most common things I hear from homeowners is:

"Roza, if I sell my flat and pay off my housing loan, the balance should all be mine to keep, right?"

Well... perhaps.

But not always.

Over the years, I've met many homeowners who were planning to sell their HDB flat after age 55.

Some wanted to right-size.

Some wanted to move closer to their children.

Some wanted to unlock cash for retirement.

And surprisingly, some were still considering upgrading.

What many don't realise is that selling a property after age 55 isn't just about getting the highest possible selling price.

It's about understanding the bigger picture.

✅ How much cash will you actually have available?

✅ Will the move improve your lifestyle?

✅ Does it support your retirement goals?

✅ Are there better options you haven't considered?

As a Property Strategist since 1998, I've learnt that property decisions are rarely just about property.

They're about family.

They're about lifestyle.

They're about retirement.

And they're about making informed decisions with confidence.

In this first episode of *Property Conversations with Roza*, I share some of the common misconceptions homeowners have about selling their HDB flat after age 55 and why proper planning matters before making any major property move.

🎥 Watch the episode and let me know your thoughts.

Have you ever considered selling your home after 55?

What would be your biggest concern?

👇 Share your thoughts in the comments.

📞 If you're considering selling, rightsizing, upgrading, or simply exploring your options, feel free to reach out for a non-obligatory discussion.

Roza Sure Bagus
Property Strategist Since 1998

05/06/2026

Room Rental now available at Blk 299A Tampines St 22.
🏡 COMMON ROOM FOR RENT @ BLK 299A TAMPINES STREET 22

Looking for a convenient and affordable room in the East?

This common room is strategically located between Tampines East MRT and Simei MRT, making it an excellent choice for working professionals.

📍 Excellent Location
✅ Approx. 10 mins walk to Tampines East MRT (Downtown Line)
✅ Approx. 10–12 mins walk to Simei MRT (East-West Line)
✅ Easy access to Changi Airport
✅ Near Singapore Expo
✅ Near Changi Business Park
✅ Convenient to Tampines Regional Centre

🛍 Nearby Amenities
✅ Coffee shops and eateries within walking distance
✅ Supermarket nearby
✅ Convenient neighbourhood amenities
✅ Easy access to Tampines Mall, Century Square & Tampines 1

🏠 Room Features
✅ Bright and well-maintained room
✅ Aircon option available
✅ Non-Aircon option available (budget-friendly)
✅ Suitable for single working professionals
✅ Peaceful and convenient environment

Whether you work at Changi Airport, Singapore Expo, Changi Business Park or Tampines Regional Centre, this location offers excellent connectivity and convenience.

📞 Contact Roza Sure Bagus at 9456 6697 for viewing arrangements.

"I don't just rent homes, I provide convenience and lifestyle."

04/06/2026

Great for group of bacheclors to share this unit for rent in Woodlands. Immediate occupancy. 2 years lease at $3200, 1 year lease at $3400. Best deal in Woodlands for 3 bedders corner Approved 4room flat, Blk 617 Woodlands Ave 4. Walk to 888 plaza. Call Roza Sure Bagus at 9456 6697 for immediate viewing

04/06/2026

High Floor 4A corner just a stone away from Sembawang MRT for sale. Comfort living and convenience at your doorstep. Immediate registration, no extenstion. Call Roza Sure Bagus at 9456 6697 now for viewing appointment. Priced to Sell!|

03/06/2026

1 bedder HDB rental now available at Blk 986A Buangkok Crescent. Next to shopping mall. Call Roza Sure Bagus whasapp at wa.me/6594566697

28/05/2026

Tenteram in Malay means peace. This is why you should consider to live here yet is very near to CBD area. DM for details