Propertypals

Propertypals We are a group of middle aged estate agents who understand the Singapore real estate industry intimately. We are your propertypals.

As parents ourselves, we know how increasingly difficult it is for our next generation so we are here to help.

Are you eligible to buy an Executive Condominium?- 21 years old- Combined Gross Income Not More Than $16k- Min 1 Singapo...
08/02/2023

Are you eligible to buy an Executive Condominium?
- 21 years old
- Combined Gross Income Not More Than $16k
- Min 1 Singapore Citizen & 1 SPR
- Must not own private property

Executive Condos are a hybrid of public and private housing.

You pay affordable prices and enjoy condo facilities like a gym, swimming pool, and 24/7 security. No wonder many Singaporeans dream of being able to afford an EC.

If you are one of the many, come and talk to me about how to realise your dream!

Do You Know What is LTV? For example, if you borrow $750k to purchase a property valued at 1 million, the LTV is 75%.We ...
01/02/2023

Do You Know What is LTV?

For example, if you borrow $750k to purchase a property valued at 1 million, the LTV is 75%.

We love our acronyms: CTE, AYE, COE, HDB.
LTV is another acronym you need to know if you are taking a loan for your dream home.
The loan amount as a percentage of the property's value: the higher your downpayment, the lower your LTV ratio.

For new property, the loan-to-value ratio is calculated from the price you are paying for that property.

If you agree at a higher cost than the valuation price for resale property, the difference between these two amounts is called Cash Over Value (COV). Another acronym :)

Unfortunately, COV have to be paid in cash $$$
Bad news for those who don't have that much cash on hand, but I can help you in this situation. Call me up, and let's discuss it over coffee.

How to Use CPF to Buy Your Dream Home?If you are taking a HDB Loan, you may retain up to $20,000 in your CPF OA. Remaini...
30/01/2023

How to Use CPF to Buy Your Dream Home?

If you are taking a HDB Loan, you may retain up to $20,000 in your CPF OA. Remaining CPF savings in your OA must be used for the flat purchase (up to the applicable limits).

Still Unsure?

Your dream home need not be a nightmare. DM me to find out more!

Enough Credits to Finance a Flat purchase?HDB Instalments can stretch to 30 years Pte Property can stretch to 35 yearsMa...
24/01/2023

Enough Credits to Finance a Flat purchase?

HDB Instalments can stretch to 30 years

Pte Property can stretch to 35 years

Many young couples dream of purchasing a home, but one reality check comes to mind: do you have enough credit to finance a flat purchase?

For HDB Housing Loan, apply through the HDB website to know your eligibility and the loan amount. Otherwise, approach financial institutions for a home loan.

HDB Loan is pegged at 0.1% above the prevailing CPF Ordinary Account (OA) interest rate.

For HDB Loan: No minimum cash payment if you have sufficient savings in your CPF OA and housing loan for the remaining balance.

Just give me a call and I'm happy to walk you through the difference between taking a loan from HDB and FIs.

Surrounded by low rise properties, with easy access to expressways, business districts and premium schools, Bartley Vue ...
23/08/2021

Surrounded by low rise properties, with easy access to expressways, business districts and premium schools, Bartley Vue is indeed the investorsโ€™ choice.

Reach out now to get your priority viewing before units sell out!

http://bit.ly/3mn8EKH

Has the pandemic changed the way we buy properties? Why is it a good time to buy into CCR today? Whatโ€™s the difference b...
19/07/2021

Has the pandemic changed the way we buy properties? Why is it a good time to buy into CCR today? Whatโ€™s the difference between boutique projects and mass projects? Sign up for this webinar to find out.

https://sloaneresidences-tsky.com/webinar/

๐‘ท๐‘จ๐‘บ๐‘ฐ๐‘น ๐‘น๐‘ฐ๐‘บ 8๐‘ฐ๐‘ต๐‘ป๐‘ฌ๐‘ฎ๐‘น๐‘จ๐‘ป๐‘ฌ๐‘ซ ๐‘ซ๐‘ฌ๐‘ฝ๐‘ฌ๐‘ณ๐‘ถ๐‘ท๐‘ด๐‘ฌ๐‘ต๐‘ป IN THE HEART OF PASIR RIS CENTRAL๐Ÿ’Ž 487 Exclusive Units๐Ÿ’Ž 1๏ธโƒฃ to 4๏ธโƒฃ Bedrooms๐Ÿ’Ž Integrate...
17/06/2021

๐‘ท๐‘จ๐‘บ๐‘ฐ๐‘น ๐‘น๐‘ฐ๐‘บ 8

๐‘ฐ๐‘ต๐‘ป๐‘ฌ๐‘ฎ๐‘น๐‘จ๐‘ป๐‘ฌ๐‘ซ ๐‘ซ๐‘ฌ๐‘ฝ๐‘ฌ๐‘ณ๐‘ถ๐‘ท๐‘ด๐‘ฌ๐‘ต๐‘ป IN THE HEART OF PASIR RIS CENTRAL

๐Ÿ’Ž 487 Exclusive Units
๐Ÿ’Ž 1๏ธโƒฃ to 4๏ธโƒฃ Bedrooms
๐Ÿ’Ž Integrated with Residential, Commercial, Town Plaza, Bus Interchange & Paris Ris MRT
๐Ÿ’Ž Future Cross Island Line Interchange for Enhanced Connectivity
๐Ÿ’Ž Enjoy the Rejuvenation of Pasir Ris Master Plan

๐Ÿ”ฅ DO NOT MISS THIS BLOCKBUSTER DEVELOPMENT IN THE EAST๐Ÿ”ฅ๏ฟฝ

๐“๐š๐ซ๐ ๐ž๐ญ๐ž๐ ๐๐ซ๐ž๐ฏ๐ข๐ž๐ฐ ๐ƒ๐š๐ญ๐ž: 10 ๐‰๐ฎ๐ฅ๐ฒ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ



Record land bid for an EC by CDL & MCL crossing $600psf ppr for the first time! ๐Ÿ˜ฑAn Ang Mo Kio Government Land Sale attr...
27/05/2021

Record land bid for an EC by CDL & MCL crossing $600psf ppr for the first time! ๐Ÿ˜ฑ

An Ang Mo Kio Government Land Sale attracted 15 bids with the winning bid of $1118psf ppr led by UOL surpassing expectations! ๐Ÿ”ฅ

โ€œThis optimistic top bid comes in above expectations, and at $1,118 psf ppr, the possible selling price for the residential units here when ready to launch could start from $1900 psf to $2,100 psf.โ€

How can we interpret this?

Higher land cost will in turn lead to higher property prices. This reflects the confidence and resilience of our property market.

So as a property investor, when is the right time
to buy a property?

And so it begins...the first land parcel in an area undergoing transformation. Watch this space!Please like and follow u...
16/04/2021

And so it begins...the first land parcel in an area undergoing transformation. Watch this space!

Please like and follow us to receive updates on this exciting development.

11/03/2021

The Bugis-Ophir precinct is undergoing massive transformation. And in the heart of it is Guoco Midtown, a sprawling mixed commercial and residential development. It is exactly what the tag line โ€˜Work, Live and Playโ€™ means.

Call us to find out how you can bite into a piece of this exciting new development today.

Address

Singapore
319394

Telephone

+6583233000

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