APT Homes with Andrew Phee

16/06/2025

Unlock your dream home in Blk 654 Hougang!
🌟 This greenery view EM is a stunner with renovations and ample space. 4 rooms, 3 baths, and spacious living dining —all in 1,571 sqft!
DM for a viewing, quick before it’s gone! 🏠💫

16/06/2025

* RARELY AVAILABLE EXEC MAISONETTE (EM) LISTING *
* 1 KM TO ROSYTH SCHOOL *
-- 1,571sqft of large floor plate
-- 3rd Floor - Lovely Tree Level Height
-- Renovated
-- French Windows

-- Balcony
-- Great Condition
️-- North South Wind Throughout
-- Greenery View

•⁠ ⁠2 minutes to Food, Amenities, Bus Stops
•⁠ ⁠10 minutes to Hougang Village (Fairprice, Giant, Market, Shopping)

️- Maindoor: South Facing

•⁠ ⁠Extension of Stay Preferred
•⁠ ⁠All RACES ELIGIBLE for JUNE 2025

•⁠ ⁠Lease left: approx. 61 years

** RARELY AVAILABLE EXEC MAISONETTE (EM) LISTING ** ** 1 KM TO ROSYTH SCHOOL ** -- 1,571sqft of large floor plate -- 3rd Floor - Lovely Tree Level Height -- Renovated -- French Windows -- Balcony -- Great Condition ️-- North South Wind Throughout -- Greenery View - 2 minutes to Food, Amenities, Bu...

16/05/2025

Freehold vs 99-Year Leasehold

🏠 Freehold sounds great — but is it always better?

Not necessarily. A 99-year leasehold in a good location can deliver stronger capital growth in the early years! 💸

📈 It’s not just tenure — it’s timing, location, and strategy that count.

14/05/2025

🤝 The Power of Honesty & Playing the Long Game in Real Estate 🌱🏡

Years ago, I turned down a potential deal. Mrs. T came to view a unit I was marketing, but I knew it was overpriced. Instead of pushing the sale, I told her honestly: “It’s not a good buy.”

She asked for my name card and... we stayed in touch.
For seven years, I gave free advice, answered her questions, shared market updates—expecting nothing in return.

Then it happened.
✅ She bought her first property through me.
✅ The next year, her family bought two more.
✅ Today, I manage all their rentals—and we’re still working together.

💡 Sometimes, it’s not about chasing the sale. It’s about sowing seeds with sincerity. And when you lead with honesty, the trust you build will come back tenfold.

Have you ever had a moment where honesty paid off in the long run? Share below 👇

12/05/2025

🏠 Still holding onto your HDB while dreaming of owning two properties?

Let’s break down what it really takes — and what smarter investors are doing instead. 💭💸

To buy that $1M condo as a 2nd property, you’ll need nearly $500K upfront…

And by the time you save that? Prices may have surged past you. 📈

👀 Swipe through to see why selling your appreciated HDB and upgrading now might be the better path:

✅ Unlock profits
✅ Buy a strong-performing private property
✅ Structure for future flexibility

💡 Don’t chase the market — position yourself ahead of it.

💾 Save this post if you’re planning your next move, and tag a friend who’s holding back because of “maybe one day” goals.

📩 Need help strategizing your property path? DM me and let’s map it out.

09/05/2025

🏘️ Keep HDB or Sell & Upgrade? Here’s What You Need to Know! 💭💰

One of the biggest questions Singaporeans ask:
“Should I keep my HDB and save up for a second property?” 🤔

Sounds ideal… but here’s the reality:

❗ ABSD = 20% – Buying a second property means paying an extra 20% tax + 25% downpayment. That’s ~$500K for a $1M condo! 💸
🕒 Saving Takes Time – It could take 6-8 years to save that… but by then, the market might have moved up 30–40%!
🚫 HDB = Not an Investment – As the gov says, HDB is for living, not growing wealth.
✅ Unlock Your Profits – If you’ve made gains on your flat, selling it could be your key to owning an appreciating private asset.
💡 Plan Smart – Restructure your ownership to eventually own 2 private properties, fund retirement, and even buy back a HDB if needed.

💬 Thinking of upgrading but unsure when or how? Let’s strategize.

07/05/2025

Strategy Depends on Age & Horizon

📅 Your age and time horizon matter — a lot!

Younger investors? Aim for growth and capital gains.

Older investors? Prioritize rental yield and exit strategy.

💡 There’s no one-size-fits-all. The right property depends on where you are in life.

05/05/2025

📊 Want to Predict Property Prices? Look at Government Land Sales! 🏗️🏡

Here’s a pro tip that investors & homebuyers often overlook: GLS bids can reveal where prices are headed. 🧠💡

✅ Land Price = Starting Point – Add construction, marketing, and financing… and you get the breakeven cost! 💸🔍
✅ Add Developer Profit (10-15%) – That’s your estimate of upcoming new launch prices! 🏢📈
✅ Rejected Low Bids = Price Floor – If bids are too low, the gov rejects them. Land isn’t going for cheap, so why would property? 🔒🚫
✅ Smart Agents Use This to Spot Deals – Compare new sale prices with resale & existing launches to find value buys.

💡 If you want to buy before the price hikes, understanding GLS data gives you the edge.

Ever looked at GLS results before making a move? Drop your thoughts! 👇

02/05/2025

Rental Yield for Older Investors

🏡 Near retirement or already there?

It’s time to focus on steady income and lower risk.

That means prioritizing rental yield over capital gain chasing.

🎯 A defensive strategy still builds wealth — just in a more predictable way.

30/04/2025

💸 High Rentability = Low Risk + Strong Cash Flow! 🏠💼

Rentability means how quickly and easily you can rent out your property. And for investors, it’s a non-negotiable factor for long-term success! 🔑

✅ Fast Turnover = Steady Cash Flow – Aim to rent within 1 month to avoid downtime. 📆💰
✅ Tenants Help Pay Your Loan – You’re using rental income to offset your mortgage. Win-win! 🏦➡️🏠
✅ No Need to Panic-Sell – During market dips, just continue renting until the timing is right to sell.
✅ Rentability = Desirability – What renters want, buyers usually want too. Strong rentability means future resale strength! 🔥

💡 Always ask: "Can I rent this out fast and for a good price?" If the answer is yes, you’re already ahead.

Is rentability something you consider when buying? Let’s discuss below! 👇

28/04/2025

🔮 Want to spot the next property goldmine?

Start by looking into the future. 🗺️✨

“Transformation Growth Plans” are a key profit pillar in smart property investing. The right area today might be the next property hotspot tomorrow.

📍 Think:

👉Greater Southern Waterfront

👉Jurong Lake District

👉Bayshore Estate

These zones are being reshaped — and early investors often reap the biggest rewards. 📈

👀 Swipe through to learn why buying ahead of transformation =

✅ Lower entry price
✅ Higher capital gain potential
✅ Strong rental upside

💡 Always check the URA Master Plan before you commit. It's your insider map to future value.

💾 Save this post if you’re eyeing capital appreciation plays, and share it with your investment-savvy circle!

25/04/2025

🚧 The Secret Sauce Behind Future Property Gains? Transformation Growth Plans! 🏗️🏙️

Want to know what separates a good property from a GREAT investment? It’s not just the unit—it’s what’s happening around it. 👀

✅ Master Plans Matter – Always check what URA has planned for the area! Big changes = big gains.
✅ Upcoming Infrastructure = Future Demand – Think new MRT lines, malls, waterfronts, lifestyle hubs. 🛍️🚆
✅ Examples? Greater Southern Waterfront, Jurong Lake District, Bayshore Estate—massive upside brewing! 📈🌆

💡 If the neighbourhood is set to transform, your property value will follow. The key is to buy before the boom.

Would you bet on an up-and-coming area for better returns? Let’s chat below! 👇