Jimmy Sum Blog

Jimmy Sum Blog 🏡 Jimmy Sum | ✨ Your Upgrader Guide with a creative twist 🇸🇬 Follow me on Tiktok .sg Be it in new launches market or in the resales market.

You are spoiled for choices when come to buying properties in Singapore. It is not hard to buy one. However, before you even go in to buy that property, have you ever thought of this,"What is my exit strategy?" Has this crossed your mind? Does it matter to you at all?

05/02/2026

BTO in Bishan After 40 Years? It’s Really Happening. 🏡✨

📣 Big news for BTO hopefuls! For the first time in four decades, HDB is launching a BTO project in Bishan—a mature estate known for its convenience, schools, and vibrant community.

If you’ve always dreamed of living in a central, well-connected neighbourhood, this is an opportunity you won’t want to miss. But with high demand expected, preparation is key.

đź“Ť Why Bishan?
• Prime central location
• Excellent transport links (MRT, buses)
• Reputable schools and amenities
• Mature estate with established facilities

⏳ The catch?
This launch will be highly competitive. Your HFE letter is your ticket to apply—don’t wait until the last minute to get it ready.

PrimeLocation HFEready FirstTimeHomeBuyer BTOopportunity PropertyNewsSG

02/02/2026

HDB’s upcoming February launch will feature over 2,400 BTO flats with waiting times of around 3 years or less – much shorter than the usual 4–5 years. This is a rare opportunity to secure your home sooner, especially if you're planning for marriage, starting a family, or moving out on a clearer timeline.

Great news for BTO hopefuls! Over 2,400 flats with ~3-year waiting times in the Feb launch 🏡✨If you’ve been waiting for ...
02/02/2026

Great news for BTO hopefuls! Over 2,400 flats with ~3-year waiting times in the Feb launch 🏡✨

If you’ve been waiting for a BTO flat but worried about the long construction period, this update is for you!

HDB’s upcoming February launch will feature over 2,400 BTO flats with waiting times of around 3 years or less – much shorter than the usual 4–5 years. This is a rare opportunity to secure your home sooner, especially if you're planning for marriage, starting a family, or moving out on a clearer timeline.

But here’s the catch: to stand a chance, you must be HFE-ready before the launch. The HFE letter is your key to applying, and getting it approved takes time.

Are you prepared?

Why HDB Upgraders Are Asking Sellers for Longer Option Periods – And Should You?If you're upgrading from an HDB to a pri...
29/01/2026

Why HDB Upgraders Are Asking Sellers for Longer Option Periods – And Should You?

If you're upgrading from an HDB to a private property, timing is everything—and it’s often the most stressful part of the process.

Many HDB upgraders are now requesting 6-month option periods (instead of the usual 2–4 weeks) when buying a condo or landed home. Why?
They need enough time to sell their HDB flat, secure the sale proceeds, and avoid being caught in a “double mortgage” situation or losing their Option Fee.

But is a 6-month request realistic in today’s market? And what should you consider before asking for it?

Key points to think about:

· Seller’s perspective: They may worry about losing other buyers during a long option period.
· Market conditions: In a slow market, sellers may be more flexible.
· Your own timeline: Can you truly sell your HDB within 6 months?
· Contract terms: Longer option periods may come with a higher option fee or other conditions.

Whether you're planning to upgrade soon or are already in negotiations, understanding this strategy can help you move with more confidence—and less risk.

27/01/2026

If you’re a foreigner looking to buy property in Singapore, you may be surprised to learn that you could be exempt from the Additional Buyer’s Stamp Duty (ABSD).

Foreign Property Buyer in Singapore?If you’re a foreigner looking to buy property in Singapore, you may be surprised to ...
27/01/2026

Foreign Property Buyer in Singapore?

If you’re a foreigner looking to buy property in Singapore, you may be surprised to learn that you could be exempt from the Additional Buyer’s Stamp Duty (ABSD).

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