Aaron & Christine

Aaron & Christine We help individuals achieve passive income and capital growth through understanding their financial standing and position.

Our mission is to help individuals achieve passive income and capital growth through financial literacy. This legacy planning can benefit your future generations. We are specialised in assets planning and strategies while serving and giving back to society. There are some core values that we hold close to our hearts โ€“ integrity, passion and commitment. By these principles, we are passionate and de

dicated to the things we do and at the core of our values lies a strong allegiance to the interests of our network of clients.

Brand new Chanel Classic Small Shoulder Bag with Silver hardware full set with receipt MicrochippedBought from Chanel Fr...
19/06/2022

Brand new Chanel Classic Small Shoulder Bag with Silver hardware full set with receipt
Microchipped
Bought from Chanel France
Receipt dated 2nd May 2022
5 years warranty
Caviar Black Classic with Silver Hardware (Small)
Everything as per picture
(Packed by Chanel)

Please refer to stock images for more info.

Another awesome property for sale!Rarely available super convenient stone throw to MRTStone throw to MRT and Eastpoint M...
03/06/2021

Another awesome property for sale!

Rarely available super convenient stone throw to MRT

Stone throw to MRT and Eastpoint Mall

Location Speaks for itself

Rarely available, only 4 units on ground floor. 8 units within the younger Blk 242- 256 in Simei.

Blk 247 Simei st 5 #01

- 4A 101 sqm
- Ground Floor Unit
- Renovated with High ceiling of 2.85m
- All Races eligible to buy
- Main Door facing South East
- Balance lease of 74 years

No extension needed.

Kindly WhatsApp for viewing before itโ€™s gone.
Co-broke agents welcome to enquire.

Whatsapp @ https://wa.me/message/AWAE6UKSQAFHH1

I saw this while doing my research and I find it very interesting and thought of sharing it here. Assume this is the pro...
24/05/2020

I saw this while doing my research and I find it very interesting and thought of sharing it here. Assume this is the property cycle, this is what I really observed the mindset of buyers & sellers. When property market pick up, most people will choose to buy because they witness everyone is buying and everyone feel safe to do it, but when the market is down, normally people will have a lot of fear and they will not buy because they worry about the market will drop further. What happen next, when the market pick up, they say is too late to go in, and end up not buying, forever these people will be in this cycle of missing opportunities too. Why people miss all these cycles because lack of knowledge and fear of uncertainties. Can you imagine, for those who went in during the downturn, they will have gain in term of their profit that they want.

Buying a property is long term and not speculating. Important is to work out a proper finance and plan for safety net using our R.A.M System. As long as we have done it, the rest will flow smoothly. Singapore in long term will still be a good place to buy property and it also proven is the best hedge against inflation. We can't look back at the past pricing because Singapore being a land scarcity country, our land cost is always in demand, which is why historically our land cost normally on an upward trend. As a Singaporean, I only want our property prices to grow steadily and not a sharp upturn which is not healthy for the economy too. If we look at the history of property price index, every time the prices are higher than the previous cycles, the low is always higher than the previous low. Therefore, as long as we are not speculating, everything will be fine if you believe in Singapore long term prospect. Just my opinion. No right or wrong.

Housing Board resale prices fell by 0.3 per cent in March compared with February amid the coronavirus outbreak.But more ...
10/04/2020

Housing Board resale prices fell by 0.3 per cent in March compared with February amid the coronavirus outbreak.

But more flats changed hands in March, a 16.8 per cent jump from February, according to figures released by real estate portal SRX on Thursday (April 9).

SINGAPORE - Housing Board resale prices fell by 0.3 per cent in March compared with February amid the coronavirus outbreak.. Read more at straitstimes.com.

๐ŸคฉRare Spacious 5I Hdb for sale!! ๐Ÿคฉ๐Ÿ  Project: 430A Fernvale Linkโœ… Balance Lease of 93 years, less than 7 years oldโœ…Huge 1...
05/03/2020

๐ŸคฉRare Spacious 5I Hdb for sale!! ๐Ÿคฉ

๐Ÿ  Project: 430A Fernvale Link

โœ… Balance Lease of 93 years, less than 7 years old
โœ…Huge 112 sqm / 1206 sqft
โœ…3 Bedrooms original layout
๐Ÿ˜ŒHigh Floor #12
๐Ÿ˜‰Corner Unit
๐Ÿ˜ฎ Unblock View
๐Ÿ‘๐Ÿป Renovated and Well Maintained
๐Ÿงญ Main Door facing (SW), Living Room facing (NE)
๐Ÿ’ก Bright and Breezy ๐ŸŒฌ
โŒNo Afternoon Sun๐ŸŒž
โœ…Well utilise of space๐ŸŒŒ
๐Ÿ‘๐Ÿป PremiumStack

Traveling:
๐Ÿšถโ€โ™‚๏ธ3 mins walk ๐Ÿšถโ€โ™‚๏ธ to Fernvale LRT๐Ÿš†
๐Ÿ›ฃ Easy access to major highways, TPE, SLE, CTE and KPE

๐Ÿ… ๐ŸŒถ ๐ŸŒฝ Groceries & Supermarkets:

- NTUC FAIRPRICE (SELETAR MALL) 0.39 km
- NTUC FAIRPRICE (JALAN KAYU) 0.70 km

Lifestyles:
๐Ÿšถโ€โ™‚๏ธ 5 mins walk to Seletar Mall
๐Ÿšถโ€โ™€๏ธ 7 mins walk to Jalan Kayu eateries

๐Ÿซ Schools:
๐Ÿ‘ถ๐Ÿป My First School Large Childcare Centre (just bellow!)
๐Ÿ‘ง๐Ÿป๐Ÿ‘ฆ๐Ÿป Sengkang Green Primary School 0.38 km
๐Ÿ‘ฉ๐Ÿป๐Ÿง‘๐Ÿป Pei Hwa Secondary School 0.39 km
๐Ÿ‘ง๐Ÿป๐Ÿ‘ฆ๐Ÿป Fernvale Primary School 0.60 km
๐Ÿง’๐Ÿป Chatsworth Kindergarten 1.2 km

Amenities:
๐Ÿšถโ€โ™‚๏ธ ๐Ÿšถโ€โ™€๏ธ 5 Minutes walk to Seletar Mall, Fernvale LRT, Upcoming Hawker Centre and Community Club

๐Ÿ—ฃ All Races And SPR Eligible to buy๐Ÿ‘Œ๐Ÿป

Call Aaron @ ๐Ÿ“ฒ 92999912 now for viewing

Looking back, I met this couple during beginning of 2017. They were in their mid to late 40s that time, staying at Tampi...
02/03/2020

Looking back, I met this couple during beginning of 2017. They were in their mid to late 40s that time, staying at Tampines HDB Executive Apartment. Bigger HDB in the area with 4 bedrooms.

They had a huge and nice place for the family to stay and it was almost fully paid for. But they know they still need to restructure their portfolio for a better returns for their retirement in their future. In their mind, they always wanted to upgrade to a condo.

But what was holding them back is - they were in a dilemma whether to stay put or upgrade to a condo? As they were going to fully pay their HDB flat OR upgrade their lifestyle to better suit their needs and portfolio and be burdened with another sum of loan?

After I met up with them and looked at their finances, I felt that they can easily upgrade as they have a good start available - their HDB.

One thing they didn't know was that they can actually stretch their loan to age 75 years old to lower the monthly installments by using a higher down payment.

I did some detailed calculations for them. And they felt that the installments was really comfortable for them to accept every month for a long period of time.

Next, we worked on selling off their HDB. After packing nicely and cleaning up - the unit looked much more spacious, bright and neat.

Unit was sold in 1 month at a good price. It wasnโ€™t a record price during that period.

Next Moving on - what, where and which property to buy next?

They shortlisted something that they can afford financially without over-stretching their finances. Which they can move in without waiting for serveral years for the TOP. A Mixed Development with eateries nearby. 10 mins stroll to their child's school. It was really easy to get them to buy that since they already fall in love.

But what concerned me about the unit was this: It was facing directly at the PIE which most people are not willing to accept in the secondary market.

Also it was because the developer had a hard time selling the unit even after the development has hit TOP for a while.

So instead, I introduced them to buy a new condo at Tampines. They got a unit there at $770psf.

Today - I look at recent transactions of the same condo - people have bought at prices as high as $1200psf.

But what was important.... he bought it in early 2017 @ $770psf at Tampines.

Today, people at paying $1400psf at Serangoon, Tampines and many more further locations.

Or $1700 - $2000psf for locations near Woodleigh MRT.
I cannot guarantee if he will make a killing in the future. But I think there is a very good possibility they will benefit from it in their later years.

Oh by the way, the surrounding HDB units at their previous home is still transacting around the same price i sold.

Just SOLD! Weโ€™re proud to announce this 4 Bedrooms Unit @ Austville has officially SOLD. ๐Ÿ™Œ๐Ÿป With our Marketing Strategy,...
02/03/2020

Just SOLD! Weโ€™re proud to announce this 4 Bedrooms Unit @ Austville has officially SOLD. ๐Ÿ™Œ๐Ÿป

With our Marketing Strategy, 15 groups of buyers came and viewed and this great property has been sold within 2 months! ๐Ÿ™Œ๐Ÿ˜

Congrats again to our sellers and buyers as well who bought this beautiful house! ๐Ÿ‘๐Ÿป๐Ÿ˜‰

Are you having at least one of the following problems?

โŒNo viewing/few viewings in 3 months
โŒAgent did not come and conduct viewing
โŒGot low ball offers from potential buyers
โŒAgent telling you that market is down
โŒAgent not creative and aggressive enough to help you market your place

๐Ÿ˜ฎ Agent just seems to have disappeared

YOU MIGHT HAVE ENGAGED A WRONG AGENT!

We are ready to help the next client for their housing needs!

Are you facing difficulties in selling your apartment in today's real estate market? We are here to assist you with our track record.

โ˜Ž๏ธFeel free to contact us

๐Ÿ’ฏ YOUR PROPERTY WILL BE SOLD IN NO TIME!!!

Yours Sincerely,
Aaron Pan
Your Savvy Property Investor
๐Ÿ“ฒ+65 9299 9912
๐Ÿ“ฒ WhatsApp: https://bit.ly/2K6bL3o

=============================================
ABOUT Aaron Pan

Since 2007, Aaron Pan has since been passionate in sharing his knowledge and strategies with clients to build assets and let their money work hard for them.

After going thru their financial assessment with proven techniques and avoiding costly mistakes, it has been rewarding and meaningful to see many of his clientsโ€™ lives transformed with a peace of mind, after knowing their future retirement and childrenโ€˜s education plans have been taken care of.

Click on the link below to Whatsapp us if your unit

Cheers ๐Ÿ˜‰ Be safe, take care everyone and Happy weekend ๐Ÿ™Œ๐Ÿป

โญ [We Sold It Again] Glad to assist our client & got the property sold in just 2 weeks at record $35k over valuation! โญ๏ฟฝ...
14/01/2020

โญ [We Sold It Again] Glad to assist our client & got the property sold in just 2 weeks at record $35k over valuation! โญ
๏ฟฝโ€ขIn today's resale market, is it that challenging to secure an offer? ๐Ÿคท

** Hotline @ 9299 9912 to DO OUR BEST and get your property SOLD!**

PROPERTY LOCATED @ Blk 489C TAMPINES ST 45

This 5 Room Flat listing was previously marketed by another agent and was sitting in the market for at least 3 months without getting any offer. Another similar unit at the same block was transacted at just $485k recently.

We took over the marketing. And in just 2 weeks, we managed to get a fantastic offer and offload this property for our client. ๐Ÿ‘๐Ÿป

Happy Seller, Happy Buyer And We are happy to help them with the transaction!๐Ÿ˜Š

โ€ขIf your property is still dangling in the market, advertising for a long time with NO RESULTS, we feel you! It's very likely your representative is blaming that the MARKET IS BAD at the moment! ๐Ÿ˜ฒ

โ€ขBut got really SO BAD until your property cannot sell meh? Regardless PRIVATE property or HDB, sure got the right buyer for your property! AGREED? ๐Ÿ‘Œ๐Ÿป

โ€ขGive us a ring ๐Ÿ“ฑ today if your property is still in the market! We will give you the RIGHT solution, find you the RIGHT buyer at the RIGHT price to ENABLE you to move on and UPGRADE! โœŒ๐ŸปโœŒ๐Ÿป

โ€ขAre you having at least one of the following problems?
๐Ÿ˜ก Agentโ€™s Attitude is poor, insincere and no updates at all!
๐Ÿ’ฏ No viewing/few viewings in 3 - 6 months
๐Ÿ’ฏ Agents did not attend and conduct viewing
๐Ÿ’ฏ Got low offer from potential buyers
๐Ÿ’ฏ Agent keep telling you that market is down/weak
๐Ÿ’ฏ Agent not aggressive enough to help you market your place
๐Ÿ’ฏ Agent DID NOT spend on paid advertisements on social media platform to bring awareness of your property to the potential buyers

โ€ขWe are always ready to help our next client for their property needs! We are here to assist you with our beautiful track record.

โ€ขFeel free to Contact Us for a non-obligatory discussion on any real estate matters. Aaron @ 9299 9912.

Whatsapp: http://wa.me/6592999912

๐Ÿ†๐Ÿ†[We Got It Sold Again] Glad to help our client get the property sold in just 1 month. ๐Ÿ†๐Ÿ†Project Details: 104A Edgefiel...
14/01/2020

๐Ÿ†๐Ÿ†[We Got It Sold Again] Glad to help our client get the property sold in just 1 month. ๐Ÿ†๐Ÿ†

Project Details: 104A Edgefield Plains

Is it really so difficult to get an offer in today's resale market? ๐Ÿค”๐Ÿค”

This unitโ€™s common rejection from buyers were;

๐Ÿ›‘ Facing directly expressway ๐Ÿ›ฃ, very noisy
๐Ÿ›‘ Level 6, not high enough
๐Ÿ›‘ 2 bedrooms only, 1 Room was converted into walk-in wardrobe to expand the space in the master bedroom. Thus 1 bedroom Less and have to spend ๐Ÿ’ต to reinstate back.
๐Ÿ›‘ Condition of the house is poor, had to set aside $30k - $60k to renovate the whole unit

This unit was previously marketed by other agents and was sitting in the market for at least 6 months with a lowball offer of $408k. We advised the client to allow us to re market the unit after doing some paint touch ups, fixing of some lightings with home-staging. And in just 1 month, we managed to get a fantastic offer of $15k Cash Over Valuation @ $440k and offload this property for our client. โœŒ๐ŸปโœŒ๐Ÿป
โ€ข
If your house is still sitting in the market advertising for a long time with NO RESULTS, we ๐Ÿ’ฏ feel you! It's very likely your representative is blaming that the MARKET IS BAD at the moment! ๐Ÿคฌ๐Ÿคฌ
โ€ข
Give us a call ๐Ÿ“ฑ today if your apartment is still in the market! We will give you the RIGHT solution, find you the RIGHT buyer at the RIGHT price to ENABLE you to move on and UPGRADE! โœŒ๐ŸปโœŒ๐Ÿป
โ€ข
Are you having at least one of the following problems?
๐Ÿ’ฏ No viewing/few viewings in 3 months
๐Ÿ’ฏ Agent did not come and conduct viewing
๐Ÿ’ฏ Got low offer from potential buyers
๐Ÿ’ฏ Agent telling you that market is down/weak
๐Ÿ’ฏ Agent not aggressive enough to help you market your place
๐Ÿ’ฏ Agent did not spend on sponsored/paid advertisement on social media platform to bring your apartment to consumer
If everything is ๐Ÿ’ฏ of what your agent is doing... ๐Ÿ‘‡๐Ÿป๐Ÿ‘‡๐Ÿป๐Ÿ‘‡๐Ÿป๐Ÿ‘‡๐Ÿป
โ€ข
YOU HAVE ENGAGED THE WRONG AGENT!
โ€ข
We are ready to help the next client for their housing needs!
We are here to assist you with their beautiful track record.
โ€ข
Feel free to contact Aaron & Christine for a non-obligatory discussion on any real estate matters. Aaron @ 9299 9912
* WHATSAPP: https://wa.me/6592999912

Address

480 Lorong 6 Toa Payoh
Singapore
310480

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