Property, With Sheela Ferozkhan

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Property, With Sheela Ferozkhan Engage me as your Property Agent and let’s work together to Sell/Buy your efficiently and effectively

11/10/2026

👉NO WILL… WHAT HAPPENS TO THE HDB? 🏡
✨When someone passes away without a Will, the family may be left asking:
👉Who can deal with the HDB?
👉Who are the beneficiaries?
❗️Can the family decide among themselves who gets the property?
👉For a Muslim estate, there is a process to follow — and the HDB cannot simply be dealt with based on what the family informally agrees.
✨Understanding the ownership, estate administration and applicable inheritance rules comes first.
✨In Part 5 of Muslim Property Series — Your Home, Your Legacy, we look at what happens when there is no Will and what the family needs to understand before making decisions about the home.
📌 Save this Reel for reference.
📤 Share it with your family.
➕ Follow the series — 8 parts in total.
NEXT — PART 6:
Can I leave my HDB to one child?
Sheela Feroz Khan
CEA Reg. No. R000255D
📱 8121 6348
Property Planning Beyond Transactions.
EstatePlanning MuslimEstate SingaporeProperty

🏡 NEW EXCLUSIVE LISTING FOR SALE📍 Blk 279A Sengkang East AvenueLooking for a cosy, well-maintained home in Sengkang? Thi...
09/10/2026

🏡 NEW EXCLUSIVE LISTING FOR SALE
📍 Blk 279A Sengkang East Avenue

Looking for a cosy, well-maintained home in Sengkang? This renovated 3-room flat offers comfortable living with amenities nearby for everyday convenience.

✨ 3-room HDB flat | 67 sqm
✨ Renovated and well maintained
✨ Spacious living area
✨ Convenient location near amenities

A lovely choice for first-time buyers, small families or those looking to downsize.

📩 DM me for more details or to arrange a viewing.

Sheela Feroz Khan
Property Planning Beyond Transactions.

SingaporeProperty NewListing

08/10/2026

👉Divorce Series Part 5
IF THE HDB HAS TO BE SOLD… WHAT HAPPENS NEXT? 🏡
✨Sometimes, after all the discussions about keeping the home, CPF and taking over one spouse’s share, selling may become the practical option.
👉But selling the HDB isn’t the end of the property planning.
There are still important questions:
👉What happens to the sale proceeds?
👉What happens to the CPF used for the home?
👉Where will each spouse live next?
And if there are children, how do you plan their housing stability?
✨During a divorce, the goal shouldn’t simply be:
“Sell the HDB and move on.”
👉It should be to understand the numbers, the timeline and the next housing plan for both parties before making the move.
📌 Muslim Divorce & Your Property | Part 5 of 5 — FINALE
If you’ve followed this series from Part 1, I hope it has helped you understand that property decisions during divorce need planning, not panic.
Save this series for reference and share it with someone who may need it.
If you’re unsure about your HDB options during or after a divorce, DM me for a property-planning consultation.
Sheela Feroz Khan
CEA Reg. No. R000255D
📱 8121 6348
Property Planning Beyond Transactions.
DivorceSingapore PropertyPlanning SingaporeProperty

05/10/2026

EPISODE 3 — Higher Income Ceilings

🏠 BTO SERIES — EPISODE 3

👉Thought your income was too high to qualify?

⚡️The income ceilings have been raised, which means more Singaporeans may now qualify for different housing options.

👨‍👩‍👧‍👦 Families
$14,000 → $16,000

👤 Singles
$7,000 → $8,000

🏢 New Executive Condominiums (EC)
$16,000 → $18,000

✨If you previously thought you were above the income ceiling, it may be worth checking your eligibility again.

👉Don’t rule out your options before understanding what you qualify for.

Property Planning Beyond Transactions.

SingaporeProperty PropertyPlanning SheelaFerozKhan ERARealEstate

04/10/2026

✨SPACIOUS 5-BEDROOM LANDED LIVING 🏡 | SARACA TERRACE

Looking for more space for the family?

👉This 3-storey terrace home with attic offers approximately 3,100–3,200 sqft of built-up space, with a practical layout that works beautifully for larger or multi-generational families.

✨ 5 Bedrooms | 4 Bathrooms
✨ 2 Ensuite Bedrooms
✨ Approx. 1,615 sqft land
✨ Approx. 3,100–3,200 sqft built-up*
✨ 3 Storeys + Attic
✨ Dry & wet kitchen
✨ Outdoor deck / garden area
✨ 99-year leasehold

Asking $3,288,888

👉A landed home with generous communal spaces, proper bedrooms across the upper levels, and room for the family to grow.

📩 Serious buyers, DM me for a private viewing.

Sheela Feroz Khan
Property Planning Beyond Transactions.

👉Built-up area based on supplied layout plans and includes porch/deck area; subject to verification.

5BedroomHome PropertySingapore SingaporeRealEstate LandedHome

03/10/2026

THE HDB IS SOLD… SO WHO GETS THE MONEY? 🏡💰
👉A common assumption is:
“Just divide the sale proceeds among the family.”
⚡️But it may not be that simple.
Before anyone starts dividing the money, you first need to understand the property ownership and what actually forms part of the deceased’s estate.

👉Only then can the beneficiaries’ entitlements be properly determined.
👉This is why families should understand the position before agreeing on what to do with the sale proceeds.
📌 Muslim Property Series — Your Home, Your Legacy | Part 4 of 8
And next…
What if there’s NO Will?
That’s Part 5.
Save this Reel for reference and share it with your family. Follow the series so you don’t miss the next part.
Sheela Feroz Khan
CEA Reg. No. R000255D
📱 8121 6348
Property Planning Beyond Transactions.
EstatePlanning InheritancePlanning SingaporeProperty

01/10/2026

✨More Ballot Chances for Families With Children

🏠 BTO Series — Episode 2

👉Did you know that families with children may receive more ballot chances when applying for a BTO?

👉The idea is to give greater support to families with children, especially larger families, when securing their first home.

✨But remember — more ballot chances do not guarantee a flat. Your chances will still depend on the project, application rate and eligibility.

👉Before applying, understand which priority schemes apply to your family situation.

Property Planning Beyond Transactions.

PropertyPlanning SheelaFerozKhan ERARealEstate

30/09/2026

👉Divorce Series Part 4
WHAT IF ONE SPOUSE CAN’T TAKE OVER THE HDB? 🏡
👉Sometimes, both parties may agree that one spouse should keep the home — especially when children are involved.
👉But what if the transfer cannot go ahead?

✨Maybe the spouse cannot meet the eligibility requirements.

✨Maybe the financing doesn’t work.

✨Maybe taking over the outstanding loan isn’t affordable.

👉Then the conversation may have to change from:
“Who keeps the HDB?”
to:
“Do we need to sell?”
👉And if selling becomes necessary, there is another important question:
Where will the children live next?
👉This is why property planning during a divorce isn’t simply about selling or keeping the flat. You need to understand the HDB, CPF, financing, timeline and next housing plan before making the move.
📌 Muslim Divorce & Your Property | Part 4 of 5
Save this Reel and share it with someone who may need it.
Next Weds — Part 5: FINALE
If We Sell the HDB — What Happens Next?
Sheela Feroz Khan
CEA Reg. No. R000255D
📱 8121 6348
Property Planning Beyond Transactions.
DivorceSingapore PropertyPlanning SingaporeProperty

28/09/2026

👉A Different Kind of Opportunity Today — An Established Business For Sale.

👉After completing my Club 55 series last week, I’m sharing something different today — a business opportunity that comes with years of history, an established operation and a recognised product line.

Suriayani Trading Pte Ltd
🌿 Established halal food business
🌿 Roots dating back to 1981
🌿 Traditional food products
🌿 Existing production facility & workforce
🌿 Established brand presence

This is not simply about buying equipment or taking over a space. It is an opportunity to acquire an existing operating business and continue building on what has already been established.

For serious buyers, further information and financial details can be shared upon enquiry and subject to the necessary confidentiality arrangements.

📲 Sheela Ferozkhan
8121 6348
Business Sale Introducer

Serious enquiries only.

SuriayaniTrading BusinessAcquisition SingaporeEntrepreneur SheelaFerozkhan

27/09/2026

🏠 PLANNING FOR THE NEXT BTO EXERCISE? TAKE NOTE.

👉The October 2026 BTO sales exercise has been moved to November 2026.

👉If you’re planning to apply, use this extra time wisely.

✓ Get your HFE ready
✓ Review your budget
✓ Understand your housing options
✓ Plan before applications open

✨A little preparation now can make your housing journey much clearer later.

👉Planning your next move?
DM me if you need help understanding your HFE, affordability or housing options.

Sheela Feroz Khan
📞 8121 6348
Property Planning Beyond Transactions.

SingaporeProperty FirstTimeHomeBuyer PropertyPlanning

Address

450 Lor 6 Toa Payoh, ERA APAC Centre
Singapore
319394

Telephone

+6581216348

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