HOMES and You3

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HOMES and You3 Providing Singapore Real Estate services in sale, purchase and leasing for both individual and corpo

05/10/2026

Sunday bringing a young buyer to view 7 units. Missed out Bellewoods too. Itโ€™s time for a review after two weekends of viewing!

 Sharing by MLD Ivan Seah. Grateful for time taken to revisit Showflat presentation and sharing. Feeling excited. Thank ...
01/10/2026


Sharing by MLD Ivan Seah. Grateful for time taken to revisit Showflat presentation and sharing. Feeling excited. Thank you to MLD for bringing together this series of trainings.

๐Ÿšจ๐Ÿ”ฅ ๐—ข๐—ก๐—Ÿ๐—ฌ ๐Ÿด ๐——๐—”๐—ฌ๐—ฆ ๐—Ÿ๐—˜๐—™๐—ง! ๐Ÿ”ฅ๐Ÿšจ๐—ง๐—›๐—˜ ๐—ฆ๐—˜๐—ฅ๐—ฅ๐—” ๐—ฅ๐—˜๐—ฆ๐—œ๐——๐—˜๐—ก๐—–๐—˜๐—ฆ official preview is almost HERE! โณ๐—ข๐—ก๐—˜ ๐—ฃ๐—ฅ๐—ข๐—๐—˜๐—–๐—ง. ๐Ÿฐ ๐—ฆ๐—ง๐—ฅ๐—ข๐—ก๐—š ๐—ฃ๐—ข๐—œ๐—ก๐—ง๐—ฆ!๐Ÿก ๐—™๐—ฅ๐—˜๐—˜๐—›๐—ข๐—Ÿ๐——๐Ÿ“ ๐—›...
26/09/2026

๐Ÿšจ๐Ÿ”ฅ ๐—ข๐—ก๐—Ÿ๐—ฌ ๐Ÿด ๐——๐—”๐—ฌ๐—ฆ ๐—Ÿ๐—˜๐—™๐—ง! ๐Ÿ”ฅ๐Ÿšจ

๐—ง๐—›๐—˜ ๐—ฆ๐—˜๐—ฅ๐—ฅ๐—” ๐—ฅ๐—˜๐—ฆ๐—œ๐——๐—˜๐—ก๐—–๐—˜๐—ฆ official preview is almost HERE! โณ

๐—ข๐—ก๐—˜ ๐—ฃ๐—ฅ๐—ข๐—๐—˜๐—–๐—ง. ๐Ÿฐ ๐—ฆ๐—ง๐—ฅ๐—ข๐—ก๐—š ๐—ฃ๐—ข๐—œ๐—ก๐—ง๐—ฆ!

๐Ÿก ๐—™๐—ฅ๐—˜๐—˜๐—›๐—ข๐—Ÿ๐——
๐Ÿ“ ๐—›๐—”๐—ฅ๐— ๐—ข๐—ก๐—œ๐—ฆ๐—˜๐——
๐Ÿš‡ ๐—ก๐—˜๐—”๐—ฅ ๐—ก๐—ข๐—ฉ๐—˜๐—ก๐—” ๐— ๐—ฅ๐—ง
๐Ÿ™๏ธ ๐—–๐—ข๐—ฅ๐—˜ ๐—–๐—˜๐—ก๐—ง๐—ฅ๐—”๐—Ÿ ๐—ฅ๐—˜๐—š๐—œ๐—ข๐—ก

๐Ÿ“… ๐—ฃ๐—ฅ๐—˜๐—ฉ๐—œ๐—˜๐—ช๐—ฆ: ๐Ÿฎ๐—ก๐—— ๐—ง๐—ข ๐Ÿญ๐Ÿฏ๐—ง๐—› ๐—ข๐—–๐—ง๐—ข๐—•๐—˜๐—ฅ!

๐—ฅ๐—˜๐—š๐—œ๐—ฆ๐—ง๐—˜๐—ฅ!

Every property decision shapes a familyโ€™s future.Todayโ€™s Property Wealth System Masterclass reminded me that our role is...
25/09/2026

Every property decision shapes a familyโ€™s future.

Todayโ€™s Property Wealth System Masterclass reminded me that our role is to help clients future proof their wealth through SAFE Elevation and the right property selection.

Excited to put these insights into practice! ๐Ÿ’ช๐Ÿก


If you have around $3M, which of these 4 would you choose?Lucerne Grand | Thomson Reserve | Amberwood | The SerraOCR, RC...
18/09/2026

If you have around $3M, which of these 4 would you choose?

Lucerne Grand | Thomson Reserve | Amberwood | The Serra

OCR, RCR and CCR โ€” different entry prices, tenure, schools and future buyer pools.

lโ€™ve put together a 17-page side-by-side comparison to make the differences easier to understand.

Dm me to get a copy.




17/09/2026

HDB say Cannot

So 3 days ago we brought our clients to HDB branch. They are two sisters one 64 years old and the other is 56 years old. Both single and each own a 3 room flat.

Months back when they contacted us, their main concern was whether the surviving sister could have the flat. They have no children and no one to give the flat to. And they wanted only the other sister to have the whole flat with no contest. For most people, it is a simple fact of just writing a will. But for them, itโ€™s very complicated with the MUIS law.

So hearing their concerns, we brainstorm together what are the best options for them.

Sell 2 flats and buy 1 unit together?
Sell 1 flat and transfer 50% share of the other flat to the other sister?
Sell 1 flat and sell 50% share to the other sister?

After discussion, we agreed that option 1 which means selling 2 flat and buying another is so much hassle for the sisters.

So we decided on selling 1 flat only. And after that, to have both sisters names in the other flat.

To make sure everything was smooth, we book an appointment with HDB to check if we can transfer 50% share to the sister.

Guess what? HDB says Cannot.

According to HDB, only three scenarios can transfers be allowed. Marriage, divorce and death.

For example:
1. Addition of co-owner
2. Removal of co-owner
3. Change (Replacement) of co-owner
4. Total change of owners

So since we have a No go from HDB, we went with option 3, which is to 50% share the sister.

And so keep a look for our new listing upcoming. Iโ€™m Phyllis โ€” helping you make smarter property decisions. If you have any questions, feel free to reach out to me.



15/09/2026

buyer looking for 4 bedroom condo. Sounds like you? DM me โ€œPasir Risโ€ and I will share with you my 4-step P.A.G.E. Framework on how this development aces.


13/09/2026

Is Lucerne Grand worth buying? Let me breakdown for you in 60s my POV USPs of Lucerne Grand. Free ebook on Lucerne Grand ebrochure can be downloaded. Click the link in my bio ๐Ÿ”—


10/09/2026

Training day 9/9/26. Thank you Boss Chris for the sharing opportunity!

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