28/07/2026
📢 15-Month Wait-Out Period Removed – What Does It Mean?
The Singapore Government has removed the 15-month wait-out period for eligible private residential property owners purchasing a non-subsidised HDB resale flat without an HDB housing loan, with effect from 28 July 2026.
For many homeowners considering a move from private property to an HDB resale flat, this removes one of the timing restrictions that had been in place since 2022.
However, it’s important to note that this does not mean all private property owners automatically qualify. Buyers must still satisfy the relevant HDB eligibility, ownership and financing requirements.
If you’re planning to right-size, unlock housing equity, or are simply reviewing your next property move, it’s worth understanding how this policy change may affect your own situation.
I’ve put together a detailed guide explaining:
✅ What has changed
✅ Who the policy applies to
✅ What remains unchanged
✅ Practical planning considerations before making your move
Read the full article here:
👉 https://melvintanproperty.com/singapore-15-month-hdb-wait-out-period-removed/
If you’re unsure how this policy may affect your property plans, feel free to reach out for a discussion based on your own circumstances.
This post is intended for general information only and should not be regarded as legal, financial or tax advice. Eligibility remains subject to prevailing HDB rules and Government requirements.
