14/10/2026
If you already love your home, the next property has a lot to prove.
During a recent consultation, a homeowner told me there was almost no push factor for him to move.
He liked his home. The layout worked. The location was convenient.
But with another 8-10 years before retirement, he wondered whether he should use his remaining earning years to buy another property with better growth potential.
He had done his homework.
Looked through listings.
Used AI to work out financial projections.
Thought about his future exit.
Still, one question kept coming back:
Would he actually be better off moving than staying?
That is a very fair question.
Because his current home could also continue to appreciate.
The next property would have to justify the stamp duty, moving costs, possible renovation and the risk of giving up something he already enjoyed.
I told him, “I also don’t want you to sell for the sake of selling.”
So we started exploring what would make a replacement worthwhile.
🔹 Would the layout improve how they live?
🔹 What conveniences would they have to give up?
🔹 Was there a reasonable case for future demand at their entry price?
🔹 Would they enjoy coming home to it every day?
That last question mattered more than it first appeared.
A younger property or an extra bedroom may look like an upgrade on paper. But if you come home every day missing your old place, that trade-off is real.
And any potential financial gain is still in the future.
Nobody can promise exactly what a property will sell for eight years from now.
My suggestion was to shortlist a few suitable homes and view them first.
See whether the space works. Experience the surroundings.
Find out whether any of them gives you a strong enough reason to move.
If nothing does, staying put remains a valid choice.
When someone already has a home they love, I take that seriously.
There should be a clear reason for them to give it up.
If you’re wondering whether to make another property move before retirement, we can start with that question:
What would the next home need to offer to make moving worthwhile for you?