07/08/2026
For many Singaporeans, a HDB resale flat is not their only option for affordable housing.
Singapore has one of the best public housing programmes in the world. HDB, through its Build-To-Order (BTO) exercises, offered more than 200,000 flats from 2015 to 2025, or an annual average of around 18,250 flats.
These flats are always priced lower than comparable resale units, making them within reach of Singaporeans. In addition, subject to eligibility conditions, buyers can receive up to $120,000 in grants.
How should a buyer choose then if they are eligible to buy a BTO flat?
For buyers who are ineligible to buy a BTO flat, they can avail themselves of the wide-ranging options in the resale market. First-time families may qualify for an EHG of up to $120,000.
Read more - https://www.edgeprop.sg/property-news/choosing-your-first-hdb-home-standard-plus-or-prime
The best BTO option depends not just on budget, but on when you expect to upgrade and your long-term housing goals.