01/07/2026
📉 HDB resale prices have declined for the second consecutive quarter.
Months ago, we shared with many of our clients that we expected the HDB resale market to soften. Based on the current market conditions, our view remains the same, we believe the market could continue to moderate for another 2 to 3 quarters, or possibly longer, depending on supply, demand and the broader economy.
At the same time, private residential prices have remained relatively resilient, although the pace of growth has slowed.
So, what does this mean for homeowners and buyers?
🏡 For HDB upgraders and home buyers:
Many people are asking,
“Should I wait for prices to drop further before upgrading?”
The answer isn’t always yes.
When the market softens, buyers often enjoy more choices, less competition, and stronger negotiating power. Sometimes, the best opportunities come when everyone else is waiting.
If you’ve been thinking about upgrading, this could be one of the best windows to explore your options.
🏠 For HDB owners thinking of selling:
Please don’t panic.
A softer market doesn’t mean your home cannot be sold.
I always believe:
There is no home in Singapore that cannot be sold, only the right positioning, pricing strategy, and marketing approach that will help you achieve the best possible outcome.
Every home has a buyer. The key is knowing how to reach the right buyer.
The biggest mistake isn’t selling in a softer market.
The biggest mistake is using yesterday’s strategy in today’s market.
Whether you’re planning to upgrade, right-size, invest, or simply understand your options, every homeowner’s situation is different. Having the right strategy matters more than trying to perfectly time the market.
❓I’m curious…
If HDB prices continue to moderate over the next few quarters, would you:
🟢 A – Upgrade Now
🟡 B – Wait Another Year
🔴 C – Sell First Before Buying
Comment A, B or C, and let me know your reason.
Or simply comment “UPGRADE” if you’d like me to share the framework we use to help our clients decide whether it’s the right time to make their move.