20/08/2026
π PropNex just surveyed 110 million-dollar HDB buyers. The finding that stopped me: nearly 7 in 10 paid zero cash above valuation.
If you're a seller still chasing COV, this changes how you should be pricing your flat.
Here's who's actually buying at this level. Working professionals in their 30s and 40s, earning $10,000 to $16,000 a month. Not tycoons, not investors. They're disciplined with their money, and the numbers show it.
Most of the transactions are 4-room flats in Toa Payoh, Bukit Merah, Queenstown, and Kallang Whampoa. Well-located mature estates, close to MRT, close to good schools.
The takeaway for sellers is direct. Price at valuation and your flat moves. Chase COV and you sit on the market watching your competition sell around you.
Want to see the last 6 million-dollar sales in your block before you set your price? π https://wa.me/6594878820