Агентство Недвижимости NATI

17/09/2024

Imagine you're choosing your dream home on sunny Cyprus! 🌞 Which one would you pick? 1️⃣ A spacious villa with a sea view in Limassol— enjoy breathtaking sunsets every evening 🌅 2️⃣ Modern apartments in the heart of Paphos — just steps away from the best restaurants and shops 🍽 3️⃣ A cozy mountain retreat with fresh air and scenic views— perfect for a peaceful escape in the Troodos Mountains 🌲🌍 Where would you go? Let us know in the comments which option speaks to you!

09/09/2024

🌅 Discover Southern Cyprus — your ideal spot for living and investment in 2024!🌿

Looking for the perfect place by the sea with modern comforts and unique investment opportunities? Southern Cyprus offers everything you need to live and thrive!

Here’s why Southern Cyprus is the best choice in 2024:

1. An Ecological Paradise🌍: Clean air, green spaces, and a commitment to nature make Southern Cyprus perfect for those who value sustainability and a healthy lifestyle.

2. Modern Living Conditions 🏙: Cutting-edge residential complexes with the latest technology and infrastructure provide comfort in harmony with nature.

3. Profitable Investments📈: The real estate market in Cyprus continues to attract global investors in 2024, thanks to its stability and price growth.

4. Easy Residency🇪🇺: Invest in property and enjoy the benefits of living in a country with a high quality of life and access to all of Europe.

5. Perfect Climate☀️: Sunny days year-round and the warm Mediterranean Sea — the ideal place for both relaxation and living.

30/08/2024

🔥. In 2024, Cyprus offers attractive mortgage options for both local and foreign investors. Non-residents, including non-EU citizens, can secure mortgages for purchasing property on the island. Key features of the mortgage landscape include:

1️⃣. Loan Amounts and Terms: Mortgage loans for foreigners range from €75,000 to €500,000, with some banks offering up to €1 million for high-value properties.
Loan terms typically range from 10 to 40 years, depending on the borrower's profile

2️⃣. Interest Rates: Floating interest rates for foreign investors usually range between 4.7% and 5%. For more favorable conditions, such as lower interest rates, a larger down payment is often required. The down payment for foreign buyers typically starts at 40-50% of the property value

3️⃣. Eligibility and Process: To secure a mortgage, non-EU citizens must obtain a permit from the Council of Ministers, a process that can take from a few weeks to a couple of months. Required documents include proof of income, bank statements, and a property valuation report

4️⃣. Additional Costs: Apart from the mortgage itself, buyers should budget for various additional expenses, such as property transfer fees (3-8% of the property value), annual property insurance (€350-1,200), and life insurance (€150-600 annually). There is also a mortgage arrangement fee of 1%

For investors looking at Cyprus as a destination for real estate investment, these mortgage options present a viable route to owning property, supported by relatively low-interest rates compared to other European markets. However, careful consideration of all associated costs and requirements is crucial for a successful investment.

#ИнвестицииЗаРубежом #Релокация #НедвижимостьКипр












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29/08/2024

☝️The process of obtaining a title deed (ownership rights) for property in Limassol, Southern Cyprus, involves several steps. Here's a brief overview:

1️⃣ Signing the sale contract: First, a contract is signed, which is registered with the Land Registry.

2️⃣Payment of acquisition tax: All necessary taxes and fees must be paid.

3️⃣Submission of documents: After the construction is completed and all issues are resolved, the documents are submitted for the title deed.

4️⃣ Obtaining the title deed: The owner receives a document confirming ownership from the Land Registry.

According to the latest information, the process of obtaining a title deed can take several months to a year, depending on the circumstances and the complexity of the transaction. It is also important to consider current changes in legislation and the recommendations of legal professionals.

28/08/2024

Opening a private clinic in Limassol, Cyprus, involves several key steps and costs. Here's a brief overview with approximate figures:

1️⃣. Property Purchase or Lease
- Purchase Cost: Commercial property in Limassol ranges from €3,000 to €6,000 per square meter, depending on location and condition.
- Rent: Office spaces typically rent for €20 to €35 per square meter per month.

2️⃣. Setup and Equipment
- Renovation and Furnishing: Expect to spend between €50,000 and €150,000, depending on the size and the extent of required renovations.
- Medical Equipment: Initial costs for a general clinic can range from €100,000 to €500,000, depending on the specialization and the number of examination rooms.

3️⃣. Business Registration
- Company Registration: Costs approximately €1,000–€2,000, including legal services and registration fees.
- Medical License: Obtaining the necessary licenses can cost around €1,500–€3,000, including certifications and permits.

4️⃣. Taxes and Contributions
- Corporate Tax: 12.5% on profits.
- VAT: 19% if annual revenue exceeds €15,600.
- Social Insurance Contributions: Employers contribute 8.3% of employee salaries.

5️⃣. Staffing
- Doctors' Salaries: Range from €3,000 to €6,000 per month, depending on qualifications.
- Nurses and Administrative Staff: Salaries range from €1,200 to €2,500 per month.

6️⃣ Marketing and Advertising
- Marketing Budget: Plan for around €10,000–€30,000 per year for clinic promotion and patient acquisition.

7️⃣. Additional Expenses
- Business Insurance: Typically costs between €5,000 and €15,000 annually, depending on the clinic's size and coverage needs.
- Legal and Accounting Services: Expect to spend around €3,000–€6,000 per year.

8️⃣. Overall Investment
- Initial Investment: Can vary between €500,000 and €1,500,000, depending on the clinic’s scale, location, and specialization.

These figures can vary depending on the specifics of your project and any additional services, such as cosmetic treatments or specialized diagnostics, that you may want to offer.


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27/08/2024

In August, the secondary real estate market in Limassol showed significant activity.

The average price per square meter increased by 2%, reaching approximately €2,700 per m². Property sales in this segment grew by 5% compared to the previous month.

The most sought-after properties were apartments in central areas and along the coast, where the average price reached €3,000 per m².

The market continues to attract investors due to stable demand and favorable conditions for purchasing ready-to-move-in properties.

☝️If you are considering buying real estate, now is a great time to explore attractive opportunities!



|RealEstate . •

26/08/2024

Real Estate Investments

Limassol: Latest Figures and Trends for August 2024

August 2024 shows steady growth in the Limassol real estate market. The average price per square meter for luxury properties in the city center reached €4,500–€5,000, while in the coastal area it was €7,000–€8,500. Over the past 12 months, prices have increased by 8-10%, which underlines the high investment attractiveness of the region.

Advice for investors: ☝️

Pay attention to new buildings. Primary properties show price growth of up to 15% since completion. In addition, rental property in Limassol remains popular: rental yields from luxury properties can reach 5-6% per annum.

Limassol continues to be a hot spot for investment, and current market trends indicate further price growth.

24/08/2024

Weekly Real Estate Update: Southern Cyprus

Over the past week, the real estate market in Southern Cyprus continued to thrive, with notable activity across major cities. Limassol led the market with the highest number of transactions, particularly in high-value properties such as offices and commercial spaces. This reinforces Limassol’s position as the epicenter of high-end real estate on the island.

Larnaca also saw significant growth, driven by both residential and commercial property sales. The city’s attractive prices and new developments continue to draw interest from both local and international buyers.

In Nicosia and Paphos, real estate activity remained steady, with a mix of residential and commercial sales. Paphos, despite a slight dip in overall transactions, maintained its appeal, especially in the tourism and housing sectors. Famagusta experienced lower transaction volumes but still garnered interest in its tourist zones.

The real estate market across these cities highlights Southern Cyprus’s resilience and ongoing demand across various property types #КипрНедвижимость #КипрДляБизнеса #ИнвестицииКипр

23/08/2024

Here are some advantages of building offices in Limassol!

1. Strategic location
Limassol is located on the coast, which makes it attractive for international companies. The city has good transport accessibility, including large seaports and convenient highways.

2. Economic center
Limassol is the financial and business center of Cyprus. It is home to the offices of many international companies, including shipping, financial and IT companies. This makes the city an ideal place for business.

3. Developed infrastructure
The city is actively developing office and residential projects, as well as infrastructure facilities. Modern roads, interchanges and other infrastructure facilities (for example, those shown in the photo) contribute to the comfortable conduct of business and attracting investors.

4. High-quality labor force
Limassol attracts professionals from various fields, thanks to which you can find highly qualified personnel. This is especially important for international companies seeking to develop and expand their business.

5. Favorable tax regime
Cyprus offers one of the lowest corporate taxes in Europe, making investments in office real estate profitable.

6. Attractive lifestyle
Limassol is famous for its high quality of life, excellent climate and proximity to the sea, which attracts not only companies but also their employees who want to live in comfortable conditions.

7. Growing demand for office space
With the development of new technologies and the growth of the economy of Cyprus, there is an increase in demand for office space, especially in Limassol. The construction of offices in this city has a high profitability potential.

This city, due to its dynamism and status as a business center, is an ideal place for the construction of new office space. #ОфисыНаКипре #КоммерческаяНедвижимостьКипр #ОфисноеПространствоКипр #БизнесИммиграцияКипр #КипрДляИнвестиций #КипрБизнес #ОфисНаКипре

22/08/2024

In Southern Cyprus, the real estate market continues to thrive with increasing demand from both locals and foreigners. Here’s a summary of key points regarding buying and selling property, including the necessary documents and taxes involved.

Buying Property:

1. Documents Required:
• A contract of sale, which needs to be lodged at the Land Registry.
• Proof of payment for transfer fees.
• If you are a non-EU buyer, you’ll need a permit from the Council of Ministers.
• Title deeds, architectural and site plans, and an energy certificate.
• For resale properties, a general power of attorney might be necessary.
2. Taxes and Fees:
• VAT: 19% applies on new properties, but a reduced rate of 5% is available on the first 200m² if the property is your primary residence.
• Transfer Fees: Range from 3% to 8% depending on the value of the property.
• Stamp Duty: Capped at 0.2%, with a maximum of €20,000.
• Legal Fees: Typically around 1% of the transaction amount .

Selling Property:

1. Capital Gains Tax: A rate of 20% applies on the profit made from the sale, but there is a one-time allowance of €17,086 that is exempt from tax.
2. Additional Fees:
• Estate Agent Fees: These can be up to 5% of the sale price.
• Documentation Costs: These include obtaining a Land Registry search, energy certificate, and clearing any outstanding debts or taxes .

Tax Considerations:

• Municipal Fees: Property owners pay local fees ranging from €55 to €300 annually, covering services like street lighting and refuse collection.
• Rental Income Tax: Rental income is taxed on a progressive scale, with a maximum rate of 35% for income over €60,000 annually .

If you’re planning to buy or sell property in Cyprus, it’s advisable to consult with a local lawyer or real estate agent to navigate the various legal requirements and ensure a smooth transaction process.

19/08/2024

Краткий обзор налоговой системы Южного Кипра на 2024 год:

1. Налог на прибыль компаний (Corporate Income Tax)

• Ставка налога: 12,5% на чистую прибыль компаний.
• Освобождения: Доходы от дивидендов, прибыли от продажи ценных бумаг и доходы от постоянных представительств за пределами Кипра освобождаются от налогообложения.

2. Подоходный налог (Personal Income Tax)

• Ставки налога:
• До €19,500: 0%
• €19,501 – €28,000: 20%
• €28,001 – €36,300: 25%
• €36,301 – €60,000: 30%
• Свыше €60,000: 35%
• Иностранные специалисты могут воспользоваться режимом налоговых льгот для новых резидентов, что позволяет снизить налоговую нагрузку на высокие доходы.

3. НДС (VAT)

• Основная ставка: 19%
• Сниженные ставки: 9% (на гостиничные услуги, транспорт, рестораны) и 5% (основные продукты питания, лекарства, книги).
• Освобождения от НДС: услуги в сфере медицины, образования, аренда недвижимости (с определенными исключениями).

4. Налог на прирост капитала (Capital Gains Tax)

• Ставка налога: 20% применяется только к приросту капитала от продажи недвижимости, расположенной на Кипре.
• Продажа акций компаний, если большая часть активов компании составляет недвижимость на Кипре, также подпадает под этот налог.

5. Налоги на дивиденды и проценты (Special Defence Contribution)

• Дивиденды: 17% (не применяется к нерезидентам Кипра).
• Проценты: 30% (не применяется к нерезидентам).
• Рентный доход: 3% от 75% валовой суммы арендных платежей.

6. Программа IP Box

• Прибыль от использования интеллектуальной собственности (патентов, авторских прав) облагается по льготной ставке, с возможностью освобождения до 80% прибыли от налогообложения.

7. Налоговые соглашения

• Кипр имеет широкую сеть соглашений об избежании двойного налогообложения с более чем 60 странами, что позволяет минимизировать налоговые обязательства при трансграничной деятельности.

8. Имущественный налог

• Имущественный налог на Кипре был отменен в 2017 году, но сохраняется налог на прирост капитала при продаже недвижимости.

9. Программа гражданства через инвестиции

• Программа была приостановлена в 2020 году, но правительство рассматривает новые формы привлечения иностранных инвестиций, включая программы ВНЖ для инвесторов.

10. Административные аспекты

• Сдача налоговых деклараций: Компании обязаны подавать налоговые декларации до конца следующего года после отчетного периода.
• Аудит: Все компании, зарегистрированные на Кипре, обязаны проводить ежегодный аудит.

Эти данные охватывают основные аспекты налоговой системы на Южном Кипре на 2024 год. Однако, поскольку законодательство может изменяться, рекомендуется консультироваться с налоговыми экспертами или юристами для получения актуальной информации и индивидуальной налоговой оптимизации.

Агенство недвижимости "NATI" - Одесская команда професси?

15/08/2024

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