06/19/2026
“You’re under contract.”
Those three words should feel exciting. 😊
But this is also the part of the process where buyers need to be careful.
Your loan is not fully done just because your offer was accepted.
Your credit, income, bank activity, employment, and debt can still be reviewed before closing.
That means you want to avoid:
➡️financing furniture
➡️financing appliances
➡️buying a car
➡️opening new credit cards
➡️changing jobs without talking to your lender
➡️making large deposits without documentation
➡️co-signing for anyone
Not because every move is automatically a disaster.
Because one small change can create delays, questions, or problems right before closing.😉🤝
Save this for later or send it to someone who needs to see this!
— Donell Keith, a Fort Bragg area Real Estate Agent
